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October 2025

Mortgage Cadence sold to global software firm Partnerone

Industry News, M&A, Mortgage technology, Technology /

Loan origination system platform Mortgage Cadence is under new ownership following its sale to an enterprise software acquisition group. Partnerone, an international software firm with a record of acquiring and scaling companies, announced a purchase of the mortgage technology business from current parent Accenture. Mortgage Cadence has operated as a unit within the financial services […]

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Pending home sales stall as labor market concerns build

Housing markets, Mortgage Rates, Originations /

Pending sales of existing US homes stalled in September, suggesting anxiety about the job market kept potential buyers sidelined despite a welcome easing in mortgage rates. An index of contract signings held at 74.8 after climbing a revised 4.2% a month earlier to the highest level since March, according to National Association of Realtors data

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Why You Don’t Need To Be Afraid of Today’s Mortgage Rates

Why You Don’t Need To Be Afraid of Today’s Mortgage Rates

Buying Tips, Downsize, First-Time Buyers, For Buyers, For Sellers, Mortgage Rates, Move-Up /

Mortgage rates have been the monster under the bed for a while. Every time they tick up, people flinch and say, “Maybe I’ll wait.” But here’s the twist. Waiting for that perfect 5-point-something rate could end up haunting your wallet later. The Magic Number According to the National Association of Realtors (NAR): “. . .

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CFPB kills two Biden-era nonbank registries, citing costs

CFPB kills two Biden-era nonbank registries, citing costs

CFPB News & Analysis, Nonbank, Politics and policy /

Russell Vought, acting director of the Consumer Financial Protection Bureau, also heads the Office of Management and Budget.Andrew Harrer/Bloomberg Key Insight: The rescission of the two nonbank registries is in line with the Trump administration’s deregulatory posture. What’s at Stake: Nonbank technology companies are no longer a target of the CFPB. Supporting Data: Acting CFPB

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Mortgage groups praise rollbacks of CFPB nonbank rules

CFPB News & Analysis, Industry News, Politics and policy, Regulation and compliance /

Mortgage industry trade groups quickly expressed support for the Trump administration’s elimination of two nonbank registry rules, including a reporting requirement that first went into effect last year. Leaders welcomed the decision, citing the additional headaches it presented to mortgage lenders with little to no benefit in return.  “Rescinding these two requirements just makes sense,”

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Falling rates fuel second week of refi surge

Housing markets, Mortgage applications, Mortgage Rates, Originations /

The lowest mortgage rates in over a year accelerated refinance activity for the second consecutive week, the Mortgage Bankers Association said. The MBA’s Market Composite Index, a measure of mortgage loan application volume, jumped 7.1% on a seasonally-adjusted basis for the week ending Oct. 24 after four weeks of declining activity. The index increased 7%

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Fannie Mae’s earnings rise, equity nears $106B

Earnings, Fannie Mae, Secondary markets /

Fannie Mae’s latest results show stockholders’ equity rose further in the third quarter as earnings came in higher than in the previous fiscal period and approached year-ago numbers. The government-sponsored enterprise, which is the larger of two conservatorship entities the Trump administration is considering monetizing through a new stock offering, reported $3.9 billion in net

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As Fed mulls the end of QT, what lessons have been learned?

Federal Reserve, Interest rates, Monetary policy, Politics and policy /

Key Insight: Market watchers expect the central bank to announce an end to its QT program soon, signaling the close of the Fed’s large-scale asset purchases during the pandemic. Economists have varying feelings about the program, with some urging the Fed to reconsider future purchases of mortgage-backed securities. Expert Quote: “You can argue about whether it’s

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Redefining the loan officer’s toolkit: Why insurance guidance belongs next to APR calculators 

Contributors, HWmember, Insurance, Mortgage, Mortgage insurance, Opinion, Origination /

A mortgage is more than a rate and a closing date. It is a family planning for what happens after the keys are in hand. That is why insurance is not optional and belongs beside pricing, product fit, and closing costs in a loan officer’s core toolkit. It is required for the loan, and it

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Financially stressed homeowners are delaying essential repairs

Affordability, Home Improvement, Homeowners insurance, Homeownership, Housing Market, HWmember /

A growing number of homeowners are putting off necessary maintenance and repairs, leading to safety concerns, higher costs and long-term financial strain, according to a new report from Bold North Roofing. The study found that 71% of homeowners have postponed at least one home project in 2025 — and 60% are actively delaying essential maintenance.

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