Foreclosure

HOA liens climb 8.6% nationwide in 2025, with Sun Belt states feeling the most heat

Homeowners associations (HOAs) filed 284,933 liens against U.S. homeowners in 2025 — an 8.6% increase from the 262,446 filings in 2024 and the equivalent of roughly one lien recorded every 90 seconds — according to property records compiled by Benutech. An HOA lien is a legal claim placed on a property when an owner falls […]

HOA liens climb 8.6% nationwide in 2025, with Sun Belt states feeling the most heat Read More »

US foreclosure filings rise 26% in Q1 2026, ATTOM says

Foreclosure activity accelerated in the first quarter of 2026, with signs of mounting operational pressure for mortgage servicers and downstream vendors, according to ATTOM’s latest U.S. Foreclosure Market Report and insights from industry executives. While overall foreclosure volumes remain below pre-Great Recession peaks, starts, completions and real estate-owned (REO) inventories are climbing, timelines are shrinking

US foreclosure filings rise 26% in Q1 2026, ATTOM says Read More »

Georgia legislation would curb HOA foreclosures as senior fights loss of his house

Three Georgia state representatives have introduced legislation aimed at stripping homeowners associations (HOAs) of their ability to foreclose on homes while and giving residents a direct vote on whether to dissolve their associations. State Reps. Sandra Scott, Viola Davis and Kim Schofield introduced the two bills in late January. Each are now moving through House

Georgia legislation would curb HOA foreclosures as senior fights loss of his house Read More »

Foreclosure auction volume reaches highest level since Q2 2020

Foreclosure auction volume in the fourth quarter of 2025 rose 48% from a year ago, reaching the highest level since the second quarter of 2020, according to Auction.com‘s Q4 2025 Auction Market Dispatch report. Volume remained 39% below the level seen in Q1 2020, just before the start of the COVID-19 pandemic and its subsequent

Foreclosure auction volume reaches highest level since Q2 2020 Read More »

GSEs boost foreclosure prevention as forbearances surge

GSEs boost foreclosure prevention as forbearances surge

Foreclosure prevention activity increased in October as Fannie Mae and Freddie Mac completed more than 17,000 actions to help struggling homeowners, according to a Federal Housing Finance Agency (FHFA) report released Thursday. The government-sponsored enterprises (GSEs) completed 17,032 foreclosure prevention actions in October 2025, bringing the total to nearly 7.3 million since the start of

GSEs boost foreclosure prevention as forbearances surge Read More »

November sees sharp rise in U.S. mortgage delinquencies

U.S. mortgage delinquencies jumped sharply in November, reaching their highest level in more than four years, according to ICE Mortgage Technology’s latest First Look report, released on Tuesday. The national delinquency rate rose to 3.85% in November, up 50 basis points from October, as the number of past-due mortgages increased by 275,000 to about 2.3

November sees sharp rise in U.S. mortgage delinquencies Read More »

Distressed property auctions outperform traditional REO sales

Auction.com released its 2025 Disposition Strategy Report on Wednesday, showing that distressed property sales at auction have increasingly outperformed traditional retail real estate sales over the past two years. The report analyzed more than 390,000 distressed property dispositions from January 2018 through September 2025, using Auction.com data and public records. Estimated net proceeds for auction

Distressed property auctions outperform traditional REO sales Read More »

Mortgage delinquencies steady in September, but there’s ‘signs of stress beneath the surface’

U.S. mortgage delinquencies held steady at 3% in September 2025, unchanged from a year earlier but up slightly from 2.9% at the end of the second quarter, according to Cotality‘s newest Loan Performance Indicators report released on Tuesday. “The national delinquency rate has remained relatively stable over the past year and quarter. It is still

Mortgage delinquencies steady in September, but there’s ‘signs of stress beneath the surface’ Read More »

Foreclosure activity up nearly 20% in October

ATTOM released its October 2025 U.S. Foreclosure Market Report, showing 36,766 properties with foreclosure filings — including default notices, scheduled auctions or bank repossessions — a 3% increase from September and more than a 19% increase from a year ago. October marked the eighth straight month of year-over-year foreclosure activity increases, with completed foreclosures up

Foreclosure activity up nearly 20% in October Read More »

ICE’s First Look report shows mortgage performance is strong despite FHA strain

The mortgage market remains largely resilient — with delinquencies and foreclosures still below long-term averages — even as performance among Federal Housing Administration (FHA) loans continues to weaken. That’s according to ICE Mortgage Technology’s First Look report on September mortgage performance data. The data, released Friday, show the national delinquency rate — loans 30 or

ICE’s First Look report shows mortgage performance is strong despite FHA strain Read More »