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MBS

Securitization standards evolve for mortgages, home equity

Capital markets, MBS, Politics and policy, Secondary markets, Servicing /

The mortgage securitization market is facing two significant shifts: a proposed regulatory change that could reduce risk weights for private-label MBS, and an industry push for due diligence standards aimed at keeping up with surging growth in second-lien products. Processing Content The risk weighting for investment-grade MBS in the private market would fall from 20% […]

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Vice Capital Markets releases daily mortgage rate benchmark

Fannie Mae, Freddie Mac, HWmember, MBS, Mortgage, Mortgage Rates, Secondary market /

Vice Capital Markets has publicly released its Vice Capital Par Note Rate, a proprietary daily mortgage rate benchmark built from agency mortgage-backed security (MBS) prices that’s designed to give lenders and analysts a secondary market view of mortgage pricing. The benchmark, available through an online tracker, provides daily data, long-term trend analysis and custom charting

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What President Trump can do about mortgage rates

GSEs, MBS, Mortgage Rates, Secondary markets /

Enjoy complimentary access to top ideas and insights — selected by our editors.Want unlimited access to top ideas and insights? Subscribe Now Since the US-Israeli war with Iran erupted, yields on the ten-year Treasury note have risen almost half a point, pulling residential mortgage coupons up a similar amount for 30-year fixed rate loans. Markets

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Even as GSEs step into MBS market, macro forces are controlling mortgage rates

Fannie Mae, Freddie Mac, Government-Sponsored Enterprise, HWmember, LendingLife, MBS, Mortgage, Regulatory, Secondary market /

Fannie Mae and Freddie Mac have been active in the mortgage-backed securities (MBS) market in recent weeks — but their approach appears more measured and opportunistic than many initially expected. Their activity has also been overshadowed by the U.S.-Iran conflict.  “We’ve seen some activity from the GSEs. Instead of issuing cash window pools and putting

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Fannie, Freddie place large bids for mortgage-backed securities

Fannie Mae, Freddie Mac, MBS, Secondary markets /

Fannie Mae and Freddie Mac have begun placing sizable orders to purchase mortgage-backed securities, stepping into a market roiled by widening bond spreads and a surge in volatility, according to a person with direct knowledge of the matter. Processing Content The government-controlled entities are moving to capitalize on a sharp selloff while expanding their already

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State Street, Voya pivot to mortgage-backed bonds

MBS, Secondary markets /

As rising energy prices and growing inflation fears make corporate bonds look increasingly risky, big money managers including State Street and Voya Investment Management have been looking at buying mortgage bonds and other securitized debt instead. Processing Content Mortgage bonds often perform better than US high-grade corporate debt in “risk off” markets where investors are

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Fannie Mae, Freddie Mac add new rate buydown disclosures

Fannie Mae, Freddie Mac add new rate buydown disclosures

Capital markets, Fannie Mae, Freddie Mac, GSEs, MBS, Secondary markets /

Fannie Mae and Freddie Mac will be providing new loan-level disclosures about interest-rate buydowns in mortgage-backed securities this spring to address investor interest in tracking their use, which can impact prepayments. Processing Content The new disclosures applicable at the government-sponsored enterprises that buy many lenders’ loans become effective April 20 for MBS issued on or

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Barry Habib, Logan Mohtashami say housing market set for pent-up demand surge

2026 Housing Economic Summit, First-Time Homebuyers, Housing Market, Housing Market Data, HWmember, Interest rates, MBS, Mortgage, Mortgage Rates, Real Estate /

The U.S. housing market may be poised for a historic surge as pent-up demand meets a potentially lower rate environment. As part of an expert panel at HousingWire’s 2026 Housing Economic Summit, MBS Highway founder and CEO Barry Habib said the first move downward in mortgage rates could trigger a rush of buyers who have

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Optimal Blue mortgage data shows 50% refi jump in January as rates dip

HWmember, MBS, Mortgage, Mortgage Rates, Optimal Blue, Origination, Purchase Applications, Rate Lock, Refinancing /

Optimal Blue reported a sharp increase in refinance activity in January as falling mortgage rates spurred borrowers to act, according to its January 2026 Market Advantage data report released on Tuesday. Total rate-lock volume rose 16% from December and was 36% higher than in January 2025. The increase was driven primarily by rate-and-term refinances, which

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Onity’s earnings estimates improve despite servicing loss

Onity’s earnings estimates improve despite servicing loss

Earnings, MBS, Servicing /

Mortgage servicer and originator Onity Group reported a range of earnings estimates for net income to common shareholders that were stronger than previous quarter and year-ago periods despite a negative servicing line item. Processing Content Estimated net income to common shares ranged from $107 million to $131 million, improving on $18.7 million in the third

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