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Social Security, Medicare solvency could be examined by bipartisan commission

Baby Boomer, Congress, Gen X, HWmember, Legislation, Mortgage, Retirement, Reverse, Reverse Mortgage Daily, Social Security, Social Security Administration /

Legislation under consideration in Congress would create a bipartisan commission of experts tasked with developing long-term reform options for Social Security and Medicare. Rather than advancing immediate policy changes, the panel would study the financial outlook for the programs and submit recommendations for lawmakers to consider. The proposed Commission on Sustaining Medicare and Social Security […]

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As retirement costs surge, more homeowners turn to their equity

Affordability, Gen X, Home Equity, HWmember, Inflation, Mortgage, Retirement, Reverse, Reverse Mortgage Daily /

Americans may need roughly $2.57 million to retire comfortably by 2043, up sharply from the $1.75 million projected for 2033, according to a 2025 Goldman Sachs retirement survey. The increase reflects years of inflation that have driven up the costs of housing, health care and daily expenses. Households headed by someone 65 or older now

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Retirees counting on home equity may face financial shortfalls

Aging in Place, Baby Boomer, Gen X, Home Equity, HWmember, Mortgage, New York Times, Retirement, Reverse, Reverse Mortgage Daily /

For generations, homeownership has been one of the primary ways Americans built wealth and passed it on to loved ones. Now, financial advisers and housing experts warn that many older homeowners may be counting too heavily on their homes as retirement safety nets as they discover their properties sell for less than expected, according to

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Smart home technology continues to emerge as key tool for aging in place

Aging in Place, Artificial Intelligence, Baby Boomer, Gen X, Home Equity, HWmember, Mortgage, Retirement, Reverse /

A rapidly aging U.S. population is accelerating demand for smart home technology that allows older adults to remain in their homes longer. Financing options, including the tapping of home equity, are emerging to help pay for it. Roughly 11,000 Americans turn 65 each day and about one in four U.S. residents is now at least

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First-time homebuyers’ shrinking presence — what it means for real estate agents

Affordability, Agent, Baby Boomer, Better Homes and Gardens Real Estate, Compass, First-Time Homebuyers, Gen X, Gen Z, HWmember, Millennials, Mortgage Rates, Real Estate, REMAX /

The share of first-time homebuyers has fallen to 21% of all transactions — the lowest level since the National Association of Realtors (NAR) began tracking the data in 1981. For real estate agents, the shift is not a temporary blip. It’s a structural change reshaping how agents build their businesses, talk about value and prepare

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Retirement confidence declines as worries grow over Social Security, rising expenses

Affordability, Baby Boomer, Gen X, HWmember, Mortgage, Retirement, Reverse, Social Security /

Sixty-four percent of Americans say they feel confident they have enough money to live comfortably throughout retirement — down from last year — according to the Employee Benefit Research Institute (EBRI)’s 2026 Retirement Confidence Survey. The 36th annual survey, conducted online in January, is jointly produced by EBRI and Greenwald Research. Worker confidence fell to

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Lawmakers target retirement gaps facing family caregivers

Aging in Place, Baby Boomer, Gen X, House of Representatives, HWmember, Mortgage, Retirement, Reverse, Senate /

A bipartisan group of lawmakers is advancing multiple pieces of legislation designed to strengthen retirement savings options for millions of unpaid family caregivers. Two companion bills introduced in the House and Senate would modify retirement account rules to better reflect the realities caregivers face. Under one proposal, the Improving Retirement Security for Family Caregivers Act,

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As AI in housing grows, buyers demand transparency and to keep humans in the loop

Artificial Intelligence, Baby Boomer, Cotality, Gen X, Gen Z, Homebuyers, Housing Market, HWmember, Millennials, Mortgage, Real Estate, Technology /

Three in four homebuyers assume artificial intelligence already plays a role in the homebuying process, but most still want humans making or verifying key decisions, according to a new global survey from property data firm Cotality. Its AI in Housing 2026 Report, released Thursday, finds that 75% of buyers expect AI to be embedded somewhere

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Cybercrime against seniors is surging, with $7.75B reportedly lost in 2025

Baby Boomer, Cryptocurrency, Cybersecurity, FBI, Gen X, HWmember, Mortgage, Retirement, Reverse /

Americans ages 60 and older filed 201,266 complaints with the FBI’s Internet Crime Complaint Center (IC3) in 2025. And they reported losses totaling $7.75 billion — a 59% increase over the prior year, according to the agency’s annual report. The average loss per senior victim was $38,500, with more than 12,400 older complainants losing more

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As retirement slips further away, workers prioritize stability and senior home equity

Affordability, Aging in Place, Baby Boomer, Gen X, HWmember, Mortgage, NRMLA, Retirement, Reverse, Reverse Mortgage Daily /

America’s workers are clinging to their jobs at a decade-low quit rate of 2%, driven by fear rather than fulfillment, new data shows. The research from Economist Enterprise surveyed 2,063 full-time employed Americans ages 18 to 62 across industries, including energy, manufacturing, media, financial services and government. It found that 62% of workers now prioritize

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