Credit quality

Lending to nonbanks is booming. Will it last in 2026?

Key insight: Banks have been lending to nondepository financial institutions at a rapid pace, but the Trump administration’s approach to regulation could change their incentives. Supporting data: Lending to nonbank financial institutions accounted for about 40% of bank loan growth in 2025, though the category only represents about 13% of total bank loans. What’s at […]

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Fifth Third’s earnings fall in line amid credit hits and M&A

Key insight: Fifth Third’s massive credit blow tied to the allegedly fraudulent Tricolor Holdings bankruptcy “didn’t end up costing them that much,” an analyst said. What’s at stake: The company said last week it would acquire Comerica Bank, in what has been the largest bank deal announcement of 2025. Supporting data: The KBW Regional Banking

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