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Healthcare

Seniors want to age in place, but family caregivers face strains on multiple fronts

Aging in Place, Baby Boomer, Healthcare, HWmember, Retirement, Reverse, Reverse Mortgage Daily /

As America’s population continues to grow older, family members are increasingly stepping into demanding roles as caregivers — which often comes at considerable personal cost. A Pew Research Center survey of 8,750 U.S. adults found that one in 10 reports serving as a caregiver for a parent 65 or older. Another 3 % care for a […]

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Study finds 65-year-olds need $135K for long-term care

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A new report from consulting firm Milliman concludes that the average 65-year-old should set aside $135,000 to cover high-intensity long-term care in the future. But averages can mask wide variation depending on gender, location and health.   Women face significantly higher costs than men — an average of $171,000 versus $98,000 — largely because women

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Out-of-pocket health care costs eat up retirees’ income

Center for Retirement Research, Centers for Medicare and Medicaid Services, Healthcare, Retirement, Reverse, Social Security /

Out-of-pocket health care costs continue to take a sizable bite out of retirees’ finances — even as Medicare coverage expands and recent policy changes aim to reduce drug costs, according to a new brief published by the Center for Retirement Research at Boston College. Using data from the 2018-2022 versions of its Health and Retirement

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Fewer Medicare Advantage plans could create tough choices for senior homeowners

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Rising health care costs, paired with minimal rate growth for Medicare Advantage plans, could accelerate insurer withdrawals from states and counties nationwide, potentially disrupting coverage options for millions of older Americans. Several of the nation’s largest insurers — including UnitedHealthcare, Aetna, Elevance Health and Humana — have already scaled back Medicare Advantage offerings in 2026

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White House proposal would keep Medicare Advantage rates stable in 2027

Aging in Place, Baby Boomer, Centers for Medicare and Medicaid Services, Healthcare, HWmember, Retirement, Reverse, Trump administration /

The Trump administration has proposed nearly flat payment rates for private Medicare plans in 2027, a move that could significantly affect insurers that rely heavily on the Medicare Advantage program. The Centers for Medicare and Medicaid Services (CMS) said payments to Medicare Advantage plans would rise by an estimated 0.09% on average in 2027 —

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Home care crisis drives innovation for aging in place

Aging in Place, Baby Boomer, Healthcare, HWmember, Retirement, Reverse, Reverse Mortgage Daily /

A growing shortage of home care workers is threatening older Americans’ ability to remain in their homes. Despite rising demand, the sector struggles with low wages, high turnover and limited benefits — leaving families and patients scrambling for support, according to recent data highlighted by KFF. “This is not about what’s going to happen a

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Skyrocketing health care costs threaten early retirement

Affordability, Healthcare, HWmember, Retirement, Reverse, Reverse Mortgage Daily /

Skyrocketing health care costs are threatening early retirement dreams for millions of Americans. Enhanced Affordable Care Act (ACA) subsidies expired at the end of 2025 — leaving 24 million people facing a sharp rise in health insurance costs unless Congress acts. Middle-income Americans ages 50 to 64 are most at risk, according to KFF data

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Government shutdown impacts senior access to services

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The federal government shutdown is set to reach one month on Saturday, and the impacts are being felt by many Americans, including seniors who are struggling to access food, health care and a variety of support services. An article published last week by national senior advocacy group AARP highlighted some of the difficulties being faced

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The new smart home technology that’s helping seniors age in place

Aging in Place, Healthcare, HWmember, Reverse, Reverse Mortgage Daily, Smart Homes, Technology /

About one in four Americans are at least 60 years old, and this group now outnumbers children in 11 states and in nearly half of all U.S. counties. Technological advancements are needed to serve a senior population that overwhelming prefers to age in place. Whether a client needs technology for life-saving reasons or mere convenience,

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In New York, many seniors aren’t getting vital support services

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New York is among the states where older residents are not receiving adequate levels of in-home care and other support services, according to a report published by a local news outlet. The report cited data from the Office of the New York State Comptroller, which found that some 16,000 of the state’s senior residents “continue

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