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Refinancing

House passes bill hiking VA mortgage refi fees to fund expanded veterans’ benefits

Department of Veterans Affairs, House of Representatives, HWmember, Mortgage, Origination, Refinancing, VA Loan, Veterans /

The U.S. House of Representatives on Thursday passed a bill that increases benefits for veterans and their surviving families, offsetting the cost by raising fees on Department of Veterans Affairs (VA) refinance transactions. The legislation — H.R. 6047, also known as the Sharri Briley and Eric Edmundson Veterans Benefits Expansion Act of 2025 — was […]

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CFPB prioritizes Reg X, GSE streamline refis as LO Comp hopes fade 

CFPB, Consumer Financial Protection Bureau, HWmember, LendingLife, Loan Officer, Mortgage, Mortgage Bankers Association, Mortgage Servicing, Refinancing, Regulatory /

The Consumer Financial Protection Bureau (CFPB) could finalize changes to its Regulation X servicing rules while creating a regulatory pathway for streamlined refinances through the government-sponsored enterprises (GSEs) by the end of this year, mortgage industry sources told HousingWire. Meanwhile, prospects for changes to the loan originator compensation rule (LO Comp Rule) — particularly revisions

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SoFi rolls out end-to-end digital HELOC experience, advisory council

HELOC, Home Equity, HWmember, LendingLife, Mortgage, Origination, Refinancing, SoFi /

SoFi Technologies this week unveiled a new fully digital home equity line of credit (HELOC) experience, expanding its push into mortgages as more homeowners choose to tap equity rather than move. The company said the new HELOC offering will allow members to access home equity through an end-to-end digital process within the SoFi platform, with

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Optimal Blue reports March 2026 purchase locks jump 38%

Data & Visuals, Housing Market, HWmember, Mortgage, Optimal Blue, Purchase Market, Rate Lock, Refinancing /

Mortgage activity remained resilient as purchase demand strengthened, despite interest rates climbing, according to Optimal Blue’s March 2026 Market Advantage report, released on Tuesday. Total rate-lock volume increased 13% from February and 26% from a year earlier. Purchase activity drove the gains, with purchase lock volume rising 38% month over month and 20% year over

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Optimal Blue’s Mike Vough on borrowers staying rate anchored into 2026

Adjustable-Rate Mortgage, HWmember, Mortgage, Mortgage Rates, MSRs, Optimal Blue, Origination, Refinancing, Servicing /

Borrowers are still anchored to ultra-low, pandemic-era mortgage rates, a mindset that is influencing both purchase and refinance trends as the market heads into 2026. That’s according to Mike Vough, Optimal Blue‘s senior vice president of corporate strategy, who highlighted the company’s latest Market Advantage report in a conversation this week with HousingWire at the

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Newrez is waiving lender title insurance on some refis

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Multichannel mortgage lender Newrez has launched Newrez TitlePass for use in its wholesale channel, giving mortgage brokers a way to waive the lender title insurance requirement on certain refinance loans. This could potentially save borrowers hundreds or thousands of dollars in closing costs, the company said Monday. The program is offered exclusively through Newrez’s affiliated

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Loren Riddick on reverse refi churning, HECM misconceptions

HECM, HWmember, Loan Officer, Mortgage Broker, NEXA Lending, Refinancing, Reverse, Reverse Mortgage Daily /

Editor’s note: Welcome to the second installment of the Monday Morning Q&A from HousingWire’s Reverse Mortgage Daily (RMD). Each Monday morning, the RMD newsletter will feature an in-depth interview with a reverse mortgage industry figure on a wide range of topics including loan origination and servicing, product development and technology. Loren Riddick, national director of

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Mortgage applications rise slightly as rates move closer to 6%

Data & Visuals, HWmember, Mortgage, Mortgage applications, Mortgage Bankers Association, Mortgage Rates, Origination, Purchase Applications, Refinancing, Xactus /

Mortgage applications increased 0.4% from one week earlier, according to data from the Mortgage Bankers Association (MBA)’s weekly mortgage applications survey for the week ending Feb. 20. On an unadjusted basis, the index increased 2% compared with the previous week. The seasonally adjusted purchase index decreased 5% from one week earlier. The unadjusted purchase index

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Mortgage demand rises 2.8%, fueled by 7% leap for refis

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Mortgage applications rose 2.8% last week as lower borrowing costs spurred a pickup in refinancing activity, according to the Mortgage Bankers Association (MBA)’s weekly mortgage applications survey for the week ending Feb. 13. On an unadjusted basis, the index rose 5% compared with the previous week. Refinance applications led the gain, climbing 7% from the

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Mortgage lenders report strong start to 2026 homebuying season

CrossCountry Mortgage, Guild Mortgage, Homebuying, HWmember, LendingLife, Mortgage, Mortgage Rates, NewRez, Origination, Refinancing, United Wholesale Mortgage /

Mortgage lenders are entering the 2026 spring homebuying season with strengthening business pipelines, fueled by lower mortgage rates, rising refinance incentives and early signs of improving purchase demand. “We’re off to a great start,” Alex Elezaj, executive vice president and chief strategy officer for United Wholesale Mortgage (UWM) said in an interview with HousingWire. “Spring

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