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Social Security, Medicare solvency could be examined by bipartisan commission

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Legislation under consideration in Congress would create a bipartisan commission of experts tasked with developing long-term reform options for Social Security and Medicare. Rather than advancing immediate policy changes, the panel would study the financial outlook for the programs and submit recommendations for lawmakers to consider. The proposed Commission on Sustaining Medicare and Social Security […]

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The Clarity Act is coming: How real estate tokenization unlocks $40 trillion in dead equity

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The real estate industry is preparing for the wrong disruption. For two years, brokerages, MLSs and trade groups have been consumed by the AI conversation. What tools to buy. Which workflows to automate. How to compete with ChatGPT-native upstarts. It’s a legitimate conversation, but it isn’t the one that’s about to redefine the business. The

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Poll: Americans want Congress to act on lowering housing costs

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Housing is a top political priority for Americans, and voters overwhelmingly support federal action to address housing affordability, according to a new poll from the Bipartisan Policy Center.  The poll found that 83% of voters believe that Congress should take action to make housing more affordable. Meanwhile, 89% of respondents agree that the House of

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Housing leaders say Trump’s plan must go deeper than lower mortgage rates

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President Donald Trump highlighted taxes, inflation and trade in his State of the Union address on Tuesday evening, but he made only a passing reference to housing, leaving affordability largely unaddressed to the chagrin of housing professionals. Housing professionals had expected a larger discussion on mortgage rates, homeownership initiatives and the policies introduced since Trump

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Trump State of the Union offers few housing details

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President Donald Trump delivered the annual State of the Union address to Congress on Tuesday night and touched on a wide variety of economic topics. But he barely mentioned ways to make housing more affordable for everyday Americans. Housing professionals expected the speech to include subjects like mortgage rates, affordable homeownership and a slew of

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What the Housing for the 21st Century Act means for real estate agents, lenders

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The Housing for the 21st Century Act — a sweeping housing reform package moving through Congress — is the boldest step yet in a broad federal push to increase housing supply and improve affordability. The legislation directs the U.S. Department of Housing and Urban Development (HUD) to publish “best practices” for states and local governments

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House approves funding boost for Social Security Administration

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The House of Representatives approved legislation last week to bolster customer service efforts at the Social Security Administration (SSA), advancing a broader funding package aimed at avoiding a government shutdown at the end of this month. Lawmakers paired the funding increase with oversight requirements, instructing the SSA to avoid closing field offices or cut direct

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New bill seeks elimination of capital gains tax on home sales

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Rep. Craig Goldman (R-Texas) introduced legislation this week, dubbed the Don’t Tax the American Dream Act, that would eliminate federal capital gains taxes on the sale of primary residences. “Americans are overtaxed. The Don’t Tax the American Dream Act repeals costly capital gains taxes on home sales so that Americans keep more of their hard-earned

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Poll finds broad support for independent Social Security commission

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A recent Cato Institute survey of 2,000 adults found strong bipartisan support for creating an independent, nonpartisan commission with authority to address Social Security’s long-term funding shortfall. Seventy-one percent of respondents said they favor Congress establishing such a body, reflecting broad frustration with lawmakers and growing openness to an alternative decision-making process. Support cuts across

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U.S. House unveils Housing for the 21st Century Act

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The Housing for the 21st Century Act — the U.S. House’s version of the Senate-approved ROAD to Housing Act — was unveiled Wednesday. Led by sponsors including Chairman French Hill (R-Ark.), Ranking Member Maxine Waters (D-Calif.), Chairman Mike Flood (R-Neb.) and Ranking Member Emanuel Cleaver (D-Mo.), legislation aims to boost housing development and improve affordability

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