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December 2025

Savvy, ‘intentional’ buyers rewarded with seller incentives

Housing markets, Originations, REALTORS & HOMEBUILDERS /

Many recent sellers appear willing to offer homebuyer incentives, prioritizing certainty and their goals of making a timely deal over maximizing profit, according to a new report from Zillow.  Processing Content Approximately two-thirds of sellers covered some or all closing costs in their 2025 transactions, the real estate platform said in its new consumer housing […]

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The biggest lawsuits facing mortgage players in 2026

Law and legal issues /

Scandalous accusations and serious questions of law are likely to crop up in new lawsuits by mortgage consumers and lenders in 2026. But some cases today already carry plenty at stake for the industry.  Major players are accused of violating the Real Estate Settlement Procedures Act in stiffing borrowers and their own employees. Leading companies

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FHA records stable capital ratios amid softer performance

FHA, Politics and policy, Servicing, Underwriting /

The Federal Housing Administration’s mortgage insurance fund capital ratios were largely stable this past federal fiscal year, its annual report, delayed by the government shutdown, showed. Processing Content The overall ratio for the Mutual Mortgage Insurance Fund matched the previous fiscal year’s 11.47%, far above its required statutory 2% minimum. The capital ratio for the

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Control shift at mortgage broker hit by enforcement action

Certifications and licensing, Continuing Education, M&A, Originations, Regulation and compliance /

Following the enforcement action against now ex-CEO Patrick Terrance Donlon, Yield Solutions Group has assumed full operational control of Trusted American Mortgage, the companies said in a press release. Processing Content The two companies share an address in Centennial, Colorado. YSG has a nationwide presence in the auto lending industry. Donlon resigned as CEO of

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Why 2026 could be the year mortgage AI delivers

Industry News, Mortgage technology, Originations, Technology /

While the first few years of the mortgage industry’s relationship with artificial intelligence have been characterized by new gadgets and fear of missing out, 2026’s themes might center on how companies manage to catch up with its game-changing potential. Processing Content If or when they do, the industry should start to see standardization and scalability

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Out-of-state investors keep sizable stake in single-family homes

Homebuyers, Housing Market, HWmember, Real Estate Investing, Single-Family Rentals /

Out-of-state investment in U.S. single-family homes remains elevated in 2025, even as the housing market continues to cool from pandemic-era extremes, according to new data from SFR Analytics. Nonresident investors accounted for 5.56% of single-family home purchases nationwide this year. That share is slightly below 2024 levels and well under the 2021 peak, but it

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Why AI alone can’t maximize renovation ROI for home sellers

Agent, Contributors, HWmember, Opinion, Real Estate, real estate teams, Real Estate Technology, Renovate America, Technology /

When it comes to home renovation, it’s never been easier to pop a few images of your kitchen into an AI tool and ask it to paint the walls a new color or change the cabinets. These tools are fun and helpful for inspiration, but like an unused Pinterest board, often leave users without any

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Judge blocks key Hometap defenses in Massachusetts HEI lawsuit

Home Equity, Hometap, HWmember, Lawsuit, Legal, Massachusetts, Reverse, Reverse Mortgage Daily /

A Massachusetts judge has barred home equity contract provider Hometap from arguing that state regulators previously approved or implicitly sanctioned the company’s business model — strengthening the attorney general’s consumer protection lawsuit against Hometap. In a Dec. 19 decision, Suffolk County Superior Court Judge Debra Squires-Lee ruled that such fairness-based arguments cannot be used to

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Home price growth slows, affordability pressures persist

Affordability, Bright MLS, Cotality, Existing home sales, First-Time Homebuyers, Home Prices, Home Sales, Housing Market, HWmember, Pending Home Sales, Real Estate, S&P Dow Jones Indices /

U.S. home price growth remained muted in October as high mortgage rates and affordability constraints continued to weigh on the housing market, according to data released Tuesday by S&P Dow Jones Indices. The S&P Cotality Case-Shiller U.S. National Home Price Index rose 1.4% from a year earlier — up slightly from a 1.3% annual increase

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