Housing Crisis

Manufactured housing is the homeownership solve we keep ignoring

“Most men appear never to have considered what a house is, and are actually though needlessly poor all their lives because they think that they must have such a one as their neighbors have.” — Henry David Thoreau, Walden. The National Association of Realtors (NAR) said on 3.24.2026 that from January 2019 to January 2026: […]

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The $2–4% mortgage trap is freezing housing: Defeasance may be the way out

For the past several years, the U.S. housing market has faced an unusual constraint: not a lack of  buyers, but a lack of sellers willing — or able — to move. Millions of homeowners remain “rate-locked,” holding mortgages originated in 2020–2022 at  interest rates between 2% and 4% (Federal Housing Finance Agency; Freddie Mac Primary 

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Why it’s too easy to say ‘no’ to new-home development in America

It’s homebuilders’ last push, and their business and channel partners operate through friction on every front. Scarce, costly capital Slow approvals and entitlement drag Workforce constraints and generational handoffs Climate-driven costs and insurance uncertainty Buyer fear, hesitation, and confusion Margin compression stretching every variable An epic underbuild of new homes to the tune of somewhere

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Bridging the gap: How intergenerational living is combating senior isolation and the housing crisis

The United States faces a pressing dual challenge: an aging population at risk of social isolation and a housing market that has struggled to keep pace with evolving care needs. Traditional senior housing models often separate rather than connect, leaving many older adults without meaningful community and compounding the emotional toll of aging. At the

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Minnesota housing program under federal fraud investigation

Federal agents are probing what they describe as a massive scheme to defraud Minnesota’s Housing Stabilization Services program, according to a search warrant. Numerous outlets reported that a federal investigation is targeting a Medicaid-funded benefit created in 2020 to assist people with disabilities, mental illnesses, substance use disorders and seniors in securing and maintaining housing.

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House Democrats call for more action on US housing crisis

As the economic situation for many Americans continues to evolve due in part to the cost of housing, one Democratic member of the House of Representatives used her time on the floor Tuesday to call for more action to address rising housing expenses. Rep. Shontel Brown (D-Ohio) on Tuesday introduced a House Resolution calling for

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