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House passes bill hiking VA mortgage refi fees to fund expanded veterans’ benefits

Department of Veterans Affairs, House of Representatives, HWmember, Mortgage, Origination, Refinancing, VA Loan, Veterans /

The U.S. House of Representatives on Thursday passed a bill that increases benefits for veterans and their surviving families, offsetting the cost by raising fees on Department of Veterans Affairs (VA) refinance transactions. The legislation — H.R. 6047, also known as the Sharri Briley and Eric Edmundson Veterans Benefits Expansion Act of 2025 — was […]

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Amended lawsuit against Veterans United cites bait-and-switch tactics

HWmember, Lawsuit, Legal, LendingLife, Mortgage, Real Estate Settlement Procedures Act, VA Loan, Veterans United Home Loans /

Plaintiffs filed an amended complaint against Veterans United Home Loans, owned by Mortgage Research Center, adding claims of “bait-and-switch” and misleading advertising tactics, according to court filings reviewed by HousingWire.  The original complaint filed in February alleges the lender misled homebuyers into believing it is connected to the U.S. Department of Veterans Affairs (VA), while

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Veterans cite upfront costs as top VA loan barrier in 2026

Agent, Contributors, HWmember, Real Estate, VA Loan, Veterans, Veterans Administration /

Nearly all veterans who have used a VA home loan, 98%, say they’re satisfied with the experience. Almost half say they couldn’t have purchased a home without it. And more than two-thirds of veterans and service members who don’t yet own a home call homeownership a major life milestone. The motivation is there. The benefit

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Survey says homebuyers overestimate credit scores, down payments

Credit Score, FHA loan, Government Lending, Homebuyers, HWmember, Mortgage, Mortgage Rates, VA Loan, Veterans United Home Loans /

Many prospective homebuyers are sitting on the sidelines unnecessarily because they overestimate the credit scores, down payments and rate conditions needed to qualify for a mortgage, according to survey data released Monday by Veterans United Home Loans. The online survey, conducted in March 2026 by research firm Sparketing on behalf of Veterans United, polled 400

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NEXA Lending hires Christopher Griffith to grow VA lending

HWmember, Mike Kortas, Mortgage, NEXA Lending, People Movers, VA Loan, Veterans /

NEXA Lending announced Monday that it has hired Christopher Griffith as the company looks to expand its focus on VA lending and loan officer development. Griffith, who is the owner and founder of Vetted VA, will focus on elevating performance across NEXA’s third-party origination (TPO) channel while advocating for a shift in how lenders approach

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Serving VA buyers: Practical guidance for real estate agents

Agent, Contributors, HWmember, Opinion, Real Estate, VA Loan /

Military families and veterans don’t buy homes the way most civilians do. They move on short notice and often finalize purchases from hundreds or thousands of miles away. When you add a VA home loan into the mix, some lenders and agents assume the transaction is headed for trouble before it even starts. That assumption

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House scales back proposed VA mortgage fee hike

Government Lending, Legislation, Mortgage, U.S. Department of Veterans Affairs, U.S. House of Representatives, VA Loan, Veterans /

Just weeks after mortgage trade groups expressed concern about a bill in the U.S. House of Representatives that would raise fees on U.S. Department of Veterans Affairs (VA) loans, Republicans in Congress have revised the original proposal. The bill, H.R. 6047 — also known as the Sharri Briley and Eric Edmundson Veterans Benefits Expansion Act

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How long does it take to save for a down payment in 2025?

Down Payment Assistance, Housing Market, Housing Market Data, HWmember, Realtor.com, VA Loan /

Even though down payments remain an obstacle to prospective homebuyers across the country, affordability conditions have improved significantly in the past three years. That’s the key takeaway from a Realtor.com report released Monday. The company found that across the 50 largest U.S. metro areas, the typical household in 2025 needs seven years to save for

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NewDay USA appoints Michael Gaines as EVP, capital markets

HWmember, Mortgage, NewDay USA, Origination, People Movers, U.S. Department of Veterans Affairs, VA Loan, Veterans /

NewDay USA has hired Michael Gaines as executive vice president of capital markets. Gaines confirmed the news on his LinkedIn account in a post on Dec. 6. “In my first week, I’ve seen firsthand the incredible commitment to serving veterans, service members and their families. I look forward to contributing to this mission and leading

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VA loans rise as housing market shifts toward buyers

Affordability, Department of Veterans Affairs, First-Time Homebuyers, Housing Inventory, HWmember, Mortgage, Real Estate, Redfin, U.S. Department of Veterans Affairs, VA Loan, Veterans /

A growing share of U.S. homebuyers are using Department of Veterans Affairs (VA) loans as the housing market leans in favor of buyers. Nationwide, 7.3% of mortgaged homebuyers used a VA loan in August, up from 6.5% a year earlier — the highest level for that month since 2019, according to a report from Redfin.

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