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Helping heroes home: how real estate pros can better serve veterans

Agent, Contributors, HWmember, Opinion, Real Estate, U.S. Department of Veterans Affairs, VA Loan, Veterans, Veterans United Home Loans /

Veterans Day serves as a meaningful opportunity to honor the sacrifices made by the men and women in uniform who have served our country. It is also an opportunity to acknowledge the challenges veterans face as they transition back to civilian life, including navigating the homebuying process. For real estate professionals, it’s important to recognize […]

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Veterans are missing out on billions in VA loan benefits

Affordability, Department of Veterans Affairs, Homebuyers, HWmember, Mortgage, VA Loan, Veterans, Veterans United Home Loans /

Tens of thousands of veterans are missing out on the benefits of U.S. Department of Veterans Affairs (VA) home loans each year, with billions of dollars in potential mortgage volume left untapped, according to a new analysis from Veterans United Home Loans. The report found that more than 58,000 VA loans went unused in 2024,

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Mortgage rates drop below 6% for FHA, VA loans

FHA loan, Government Lending, HWmember, LendingLife, Mortgage, Mortgage Rates, Mortgage Rates Center, VA Loan /

On Thursday, mortgage rates data from Mortgage News Daily (MND) showed that the 30-year fixed rates for government loans fell below 6%. As of Thursday afternoon, the average Federal Housing Administration (FHA) loan rate was 5.97% and the U.S. Department of Veterans Affairs (VA) rate was 5.99%. Mortgage News Daily also reported 15-year fixed rates

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Optimal Blue: Rate-and-term refis soar 70% in August

Adjustable-Rate Mortgage, FHA loan, HWmember, LendingLife, Mortgage, Optimal Blue, Origination, Refinancing, VA Loan /

Borrowers rushed to refinance in August as mortgage rates eased, pushing rate-and-term refi lock volume up 70% from July, according to Optimal Blue’s Mortgage Market Advantage report released Wednesday. “Borrowers are responding quickly to rate improvements, driving the strongest month for rate-and-term refinances we’ve seen this year,” Mike Vough, head of corporate strategy at Optimal

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Mortgage applications shrink as VA loan demand declines

FHA loan, HWmember, Joel Kan, LendingLife, Mortgage, Mortgage applications, Mortgage Bankers Association, Mortgage Rates, Origination, Purchase Applications, VA Loan /

Mortgage applications decreased 1.4% from one week earlier, according to data from the Mortgage Bankers Association (MBA)’s weekly mortgage applications survey for the week ending Aug. 15. Without taking seasonal adjustments into account, the index decreased 2% compared with the previous week. The refinance index decreased 3% from the previous week but was 23% higher

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VA loan homebuyers navigate NAR settlement with ease

Commission Lawsuit, Department of Veterans Affairs, HWmember, Legal, Legislation, NAR Lawsuit Settlement, Origination, Real Estate, Trump administration, VA Loan, Veterans /

As the real estate industry prepared for the business practice changes outlined in the National Association of Realtors’ (NAR) nationwide commission lawsuit settlement agreement, one of the biggest questions was how the changes would impact veteran homebuyers wishing to use their loan benefit from the U.S. Department of Veterans Affairs (VA).  The NAR settlement requires

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VA’s John Bell III stepping into new role at Office of Mission Support

Government Lending, HWmember, LendingLife, Mortgage, Team Leaders, U.S. Department of Veterans Affairs, VA Loan, Veterans /

Longtime U.S. Department of Veterans Affairs (VA) executive and mortgage professional John Bell III announced on LinkedIn that he’s leaving his role as executive director of the VA’s Loan Guaranty Service (LGY). Bell’s post on Monday touted his key accomplishments at the VA, such as increasing its mortgage market share from less than 1% to

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NAR: Homebuyers still have down payment misconceptions

Affordability, Down Payment Assistance, FHA loan, First-Time Homebuyers, Homebuyers, Housing Market, HWmember, National Association of Realtors, VA Loan /

Despite growing attention around all-cash transactions, most Americans — especially first-time buyers — continue to finance their home purchases, according to new data from the National Association of Realtors (NAR). Among primary residence buyers, 74% financed their home purchase in 2024. That share jumps to 91% for first-time buyers, said Jessica Lautz, NAR’s deputy chief

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VA loans are up 45% annually as Gen Zers lead the charge

Department of Veterans Affairs, Gen Z, HWmember, Mortgage, VA Loan, Veterans, Veterans United Home Loans /

Loan volume through the U.S. Department of Veterans Affairs (VA) is up 45% during the first half of 2025 compared to the same period in 2024. That’s according to an analysis of VA loan data released Wednesday by Veterans United Home Loans. The analysis, based on lending data from the first half of fiscal year

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Down payments shrink as homebuyers scoop up FHA, VA loans

Affordability, FHA loan, Home Prices, HWmember, Mortgage, Origination, Redfin, VA Loan /

As of April 2025, the typical U.S. homebuyer’s down payment was $62,468, down roughly 1% on a yearly basis and the first annual decline in nearly two years. That’s according to a new report from Redfin that’s based on an analysis of records across 40 of the most populous U.S. metropolitan areas. In percentage terms,

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