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As Florida’s housing market finds its footing, sellers still face pricing realities

Affordability, Florida, Florida Realtors, Home Prices, Home Sales, Homeowners insurance, Housing Inventory, Housing Market, Housing Market Data, HWmember, Real Estate /

Florida’s housing market is settling into a period of measured stability, with pending sales on the rise and inventory levels flattening. Sellers who cling to pandemic-era pricing continue to face resistance from buyers navigating high mortgage rates and affordability constraints. As of May 23, HousingWire Data shows the median list price of homes in Florida […]

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Home insurance rate hikes may be cooling off

Homeowners insurance, Housing affordability, Servicing /

The rapid acceleration of home insurance costs may be approaching an inflection point after growth cooled considerably last year, according to a new report from Rate Cos.  Processing Content The average premium increased 9.2% in 2025, rising to $2,205 from $2,020 the prior year, with moderation resulting in the slowest growth pace since 2020. Last

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HUD audit warns 1,237 reverse mortgage accounts may run out

Flood insurance, HECM, Homeowners insurance, HUD, HWmember, Mortgage, Property Tax, Reverse, Reverse Mortgage Daily /

An audit from the U.S. Department of Housing and Urban Development (HUD)’s Office of Inspector General (OIG) found that more than 1,200 reverse mortgage borrowers could exhaust funds set aside to pay property taxes and insurance years earlier than expected, potentially exposing HUD to hundreds of millions of dollars in losses. The audit, released May

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California bills would pause mortgage payments in disasters

California bills would pause mortgage payments in disasters

California, Homeowners insurance, Regulation and compliance, Servicing, Wildfires /

Three wildfire-relief bills, including one that would let homeowners pause mortgage payments after a disaster declaration, cleared their respective California committees this month and are headed to formal votes.  Processing Content State Assemblymember John Harabedian, D-Pasadena, whose district includes some of the neighborhoods hardest hit by the early-2025 Los Angeles wildfires, led proposals for all

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California utility bills are 20% higher due to wildfires

Homeowners insurance, Servicing, Wildfires /

The escalating cost of wildfires now adds $41 to the average monthly power bill for residential customers of California’s largest utility, according to a government report that calls for a systemic overhaul of how the state responds to conflagrations as climate change-driven disasters threaten its economy.  Processing Content That surcharge accounts for 19% of the average Pacific Gas

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First fully rebuilt Palisades home testing post-fire demand

Brokerage, California, Compass, Home Prices, Homeowners insurance, Housing Market, HWmember, Los Angeles, Luxury Real Estate, Natural Disaster, New Home Sales, Real Estate, Wildfire /

Fourteen months after California’s Palisades wildfires destroyed nearly 5,900 homes, the first fully rebuilt residence has come to market, offering the clearest pricing test yet for post-fire demand. The newly built contemporary home — listed at just under $7.5 million — comes after the original was just one month from completion when it was destroyed.

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43.5 million U.S. properties face mounting hail risk, Cotality finds

Climate Change, Cotality, Homeowners insurance, Housing Market, Mortgage, Natural Disaster, Weather /

More than 43.5 million U.S. properties are at moderate or greater risk from hail damage, representing about $17.84 trillion in reconstruction cost value, according to Cotality’s 2026 Severe Convective Storm Risk Report released Tuesday. The report finds that hailstorms are emerging as one of the most financially destructive natural hazards for the housing market, with

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Pulte got the condo insurance call right

Condos and HOAs, Homeowners insurance, Originations, Politics and policy /

Enjoy complimentary access to top ideas and insights — selected by our editors.Want unlimited access to top ideas and insights? Subscribe Now Last week, Federal Housing Finance Agency Director Bill Pulte announced that the GSEs were rolling back roof insurance requirements for condo buildings to allow them to purchase actual cash value (ACV) policies instead

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Why these round homes are resilient to hurricanes

Architecture, Homebuilders, Homeowners insurance, Hurricane, The Builder's Daily /

Deltec Homes, an Asheville, North Carolina-based builder of prefabricated, round houses, says its designs can withstand the extreme wind loads associated with a Category 5 hurricane. CEO Meg Gore said the company’s circular footprint and roof system reduce pressure points that can lead to structural failure in high-wind events. “Round really works with nature, instead

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Fannie Mae, Freddie Mac revise condo insurance standards

Affordability, Fannie Mae, FHFA, Freddie Mac, GSEs, Homeowners insurance, HWmember, Mortgage, Regulatory /

Fannie Mae and Freddie Mac on Wednesday announced updates to condominium project standards and property insurance requirements for one- to four-unit properties and project developments, with a stated goal of reducing costs for homeowners. “We are replacing a disruptive and expensive Biden insurance mandate with commonsense policies for today’s market,” Bill Pulte, director of the

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