Apply Online
Schedule a Call

Homeowners insurance

FHFA loosens insurance rules targeting condos, rural loans

Condos and HOAs, FHFA, Homeowners insurance, Mortgages, Secondary markets, Servicing /

The Federal Housing Finance Agency and the government-sponsored enterprises have opened up some new insurance options for borrowers, departing from a strict coverage mandate for single-family homes. Processing Content Fannie Mae, Freddie Mac and the agency also known as US Federal Housing, partially relented on “replacement cost only” rules. Roofs no longer need to be […]

FHFA loosens insurance rules targeting condos, rural loans Read More »

Home insurance prices set to keep rising with severe weather

Homeowners insurance, Originations /

US home insurance premiums are set to rise for a fifth straight year in 2026 as insurers grapple with losses from extreme weather and high rebuilding costs.  Processing Content The average annual premium is projected to increase 4% to about $3,057 this year, after jumping 12% in 2025, according to Insurify, an online insurance comparison site. The expected gain follows several years

Home insurance prices set to keep rising with severe weather Read More »

Taxes, insurance eat 21% of mortgage payments

Homeowners insurance, Housing affordability, Property taxes, Servicing /

Homeowners are feeling the weight of surging tax and insurance costs, and first-time buyers are sometimes waking up to unpleasant surprises when they see the bill, according to a new analysis.  Processing Content Property taxes and homeowners insurance costs now make up an average of 21% of monthly mortgage payments across the U.S., according to

Taxes, insurance eat 21% of mortgage payments Read More »

Fairway moves into home insurance at origination

Homeowners insurance, Industry News, MARKETING TO BORROWERS, Originations /

Fairway Independent Mortgage Corp. is entering the home insurance market, offering products at origination through a new partnership with The Baldwin Group.   Processing Content The two companies announced the launch of the home lender’s new affiliated business Thursday, with Fairway utilizing embedded proprietary technology belonging to the insurance brokerage and advisory firm. The new business will

Fairway moves into home insurance at origination Read More »

Mortgage escrow misconceptions persist as payment amounts rise

Homeowners insurance, HWmember, Lereta, Mortgage, Mortgage Servicing, Property Tax, Servicing /

Borrowers say they are confident in their understanding of mortgage escrow accounts, but misconceptions persist. And rising property taxes and homeowners insurance premiums continue to drive payment increases that many homeowners do not expect. These are the conclusions of a new survey from LERETA, a provider of technologically advanced tax and flood services for the

Mortgage escrow misconceptions persist as payment amounts rise Read More »

Why homeowners insurance rates could stabilize in 2026

Homeowners insurance, Housing markets /

While cases exist for homeowners insurance premiums to stabilize or even decline in 2026, in 36 states and the District of Columbia they rose over a two-year period, an Insurance.com report said. Processing Content Ironically, one of the 12 states they were lower (three reported no change between 2023 and 2025) was Florida. But the

Why homeowners insurance rates could stabilize in 2026 Read More »

Insurance costs ‘seriously’ influencing many home purchases

Climate Change, Homeowners insurance, Housing markets, Servicing /

The effect of surging insurance costs over the past few years is raising alarms for many homeowners, with nearly half saying higher premiums are “seriously” influencing new purchase strategy. Processing Content Approximately 49% of homeowners said insurance costs factored in either “very heavily” or “seriously” behind purchase decisions, according to a recent survey from Kin.

Insurance costs ‘seriously’ influencing many home purchases Read More »

New insurance law to change Nevada wildfire coverage in 2026

Homeowners insurance, Politics and policy, Servicing, Wildfires /

A new Nevada law set to go into effect will permit insurance providers to exclude wildfire damage in homeowners policies in 2026. Processing Content Legislation passed in the Silver State this spring means insurers receive explicit legal protection if they opt out of wildfire coverage for standard policies issued after Jan. 1. With the change,

New insurance law to change Nevada wildfire coverage in 2026 Read More »

US lawmakers launch probe into insurance rating firm in Florida

Climate Change, Florida, Homeowners insurance, Insurtech /

(Bloomberg) –Three US senators opened an inquiry into insurance ratings firm Demotech and whether its assessments may be exposing Fannie Mae and Freddie Mac — and ultimately taxpayers — to growing risks tied to climate-driven insurer failures. Processing Content In a letter sent Tuesday to Fannie Mae acting Chief Executive Officer Peter Akwaboah and Freddie Mac CEO Kenny Smith,

US lawmakers launch probe into insurance rating firm in Florida Read More »

Lawmakers launch probe into key insurance rating firm in Florida

Homeowners insurance, Natural disasters, Secondary markets, Securitization /

Three U.S. senators opened an inquiry into insurance ratings firm Demotech and whether its assessments may be exposing Fannie Mae and Freddie Mac — and ultimately taxpayers — to growing risks tied to climate-driven insurer failures. Processing Content In a letter sent Tuesday to Fannie Mae acting Chief Executive Officer Peter Akwaboah and Freddie Mac CEO Kenny Smith,

Lawmakers launch probe into key insurance rating firm in Florida Read More »