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MBS

Trump directs GSEs to purchase $200B in mortgage bonds in 2025

Donald Trump, Fannie Mae, Freddie Mac, GSEs, HWmember, LendingLife, MBS, Mortgage, Mortgage Rates, Regulatory, Secondary market /

Fannie Mae and Freddie Mac quietly increased their purchases of mortgage-backed securities (MBS) in 2025, helping push mortgage spreads lower toward the year’s end. Most analysts, however, were not expecting further meaningful tightening in the near term — at least until this week. That changed Thursday after President Donald Trump posted on social media that […]

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Trump’s $200B MBS idea tightens spreads, raises doubts

Housing markets, MBS, Mortgage Rates, Politics and policy, Secondary markets, Securitization /

If it comes to fruition, President Trump’s call for a $200 billion purchase of mortgage-backed securities could further tighten MBS spreads in the near term. But with few details available, many market participants are skeptical about the longer-term impact. Processing Content In response to the president directing his representatives to purchase an equal amount of

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Fannie, Freddie quietly add billions to mortgage-bond portfolios

Fannie Mae, Freddie Mac, GSEs, MBS, The Great American Mortgage Corporation /

Fannie Mae and Freddie Mac have added billions of dollars of mortgage-backed securities and home loans to their balance sheets in recent months, fueling speculation that they’re trying to push down lending rates and boost their profitability ahead of a potential public offering. Processing Content The government-backed housing-finance giants increased their retained portfolios — the

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AI bond deluge pushes some investors to seek shelter in MBS

MBS, Secondary markets /

Money managers including Columbia Threadneedle are looking closely at US mortgage backed securities as a place to hide from high valuations in US corporate bonds and a wave of tech bond sales that could weigh on returns.   Overall US investment-grade issuance will probably top $800 billion in 2026, stripping out refinancings, a net increase

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Why 2025 might be the year of the mortgage ETF

Bonds, ETFs, Industry News, MBS, Secondary markets /

The pairing of exchange-traded funds to residential mortgage-backed securities is no new concept, but 2025 looks like it is turning into a renaissance year for RMBS ETFs, based on recent trends.  Since November 2024, the bond market has seen at least four new issuances from investment banks, including the likes of JPMorganChase, Charles Schwab, Regan

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Debate heats up around GSEs’ potentially larger role as MBS buyers

Fannie Mae, Federal Reserve, FHFA, Freddie Mac, HWmember, LendingLife, MBS, Mortgage, Mortgage Rates, Regulatory /

Mortgage industry experts are divided over the idea of allowing Fannie Mae and Freddie Mac to increase their purchases of mortgage-backed securities (MBS) in order to reduce mortgage rates, a proposal recently suggested by trade groups.  While the government-sponsored enterprises (GSEs) could create demand quickly amid a reduction in the Federal Reserve’s presence in the

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Reviving GSE MBS purchases would repeat the Fed’s mistake

Capital markets, MBS, Secondary markets /

Enjoy complimentary access to top ideas and insights — selected by our editors. A coalition of real estate and banking groups, including the Community Home Lenders of America, the Independent Community Bankers of America, and the National Association of Realtors, wants Fannie Mae and Freddie Mac to buy conventional mortgage-backed securities to help the mortgage

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Fed prepares to pivot balance sheet, with potential ripple effects for mortgages

AnnieMac, Bank of America, Federal Reserve, HWmember, Jerome Powell, LendingLife, MBS, Monetary policy, Mortgage, Mortgage Rates, Regulatory, UMortgage /

A growing number of economists believe that the Federal Reserve is close to announcing the end of its quantitative tightening (QT) program — a move that could have wide-reaching implications for the mortgage industry. Over the past few weeks, central bank officials have signaled they are prepared to wind down the policy aimed at shrinking

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Fannie, Freddie win for VantageScore causes pain for FICO shares

MBS, Originations, Politics and policy, Secondary markets, Underwriting /

Silvio Tavares waited years for news that finally arrived in July: government-sponsored enterprises Fannie Mae and Freddie Mac would finally allow lenders to use something other than a FICO score to determine whether a customer is credit-worthy enough to buy a home. The wonky policy change, delivered via a social media post after years of

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Fed portfolio shift could hand Treasury $2 trillion, BofA Says

Federal Reserve, MBS /

A possible shift in the composition of the Federal Reserve’s portfolio of Treasury holdings could result in the central bank buying nearly $2 trillion of bills over the next two years, enough to absorb nearly all of the Treasury’s issuance during that period, according to Bank of America Corp.  Strategists Mark Cabana and Katie Craig

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