Apply Online
Schedule a Call

November 2025

Zillow violated RESPA in agent, mortgage businesses: Lawsuit

Law and legal issues, Zillow /

A new class action lawsuit accuses Zillow of a massive kickback scheme in steering thousands of borrowers to its allegedly more expensive in-house financing business.  Araba Armstrong, an Alaska homebuyer who used Zillow’s services, is accusing the real estate giant of violating the Real Estate Settlement Procedures Act. Her complaint filed in a Washington federal […]

Zillow violated RESPA in agent, mortgage businesses: Lawsuit Read More »

Bessent credits Trump policies for bond market

Politics and policy, Regulation and compliance, Treasury Department /

Key insight: Bessent says Trump policies boost Treasury market, lower borrowing costs. Supporting data: Treasury returns are up 6% this year. Forward look: Treasury to keep auctions steady, avoid market shocks. Treasury Secretary Scott Bessent Wednesday said the administration’s economic policies were addressing affordability for Americans.Speaking Wednesday at the New York Fed’s Treasury Market Conference

Bessent credits Trump policies for bond market Read More »

Atlanta Fed President Bostic to retire in early 2026

Atlanta Fed President Bostic to retire in early 2026

Federal Reserve, Monetary policy, Regulation and compliance /

David Paul Morris/Bloomberg Key Insight: Federal Reserve Bank of Atlanta President Raphael Bostic, the first black and openly gay head of the regional bank, will end his term in early 2026. Until a successor is appointed, Cheryl Venable, vice president of the Atlanta Fed, will step in to fill the role.  Expert Quote: “I’m proud of

Atlanta Fed President Bostic to retire in early 2026 Read More »

Senate-approved budget bill adds VA partial claims extension

Distressed, Housing markets, Politics and policy, Servicing, The VA /

The Senate-approved budget extender has several provisions around the Veterans Affairs partial claims program to help distressed borrowers. In particular, one section of the bill is called in part Improvements to Partial Claim Program. A change extends the period for a second partial claim filing following a natural disaster to 180 days from 120 days.

Senate-approved budget bill adds VA partial claims extension Read More »

FHLBank benefits at least 1.9 times guarantee costs: study

Politics and policy, Secondary markets /

The Federal Home Loan Bank System has an economic benefit at least nearly twice the size of a Congressional Budget Office estimate of its implied-guarantee cost, new research shows. The system has at least a $13.2 billion benefit annually, 1.9 times what the CBO has estimated is its main $6.9 billion government subsidy, according to

FHLBank benefits at least 1.9 times guarantee costs: study Read More »

Citi tops J.D. Power mortgage satisfaction rankings

Marketing, MARKETING TO BORROWERS, Mortgage technology, Originations, Underwriting /

A change in mindset, away from the transactional and more towards creating relationships has led to higher customer satisfaction scores, improved trust and increased levels of brand loyalty, the latest J.D. Power survey found. But in what can be termed as a surprise in the results, Citi had the highest score in the 2025 U.S.

Citi tops J.D. Power mortgage satisfaction rankings Read More »

NEXA Lending sues former president over ’employee raid’

HWmember, Legal, Mike Kortas, Mortgage, NEXA Lending /

NEXA Lending, formerly known as NEXA Mortgage, is accusing several former NEXA loan officers, managers and former president Mat Grella of executing a coordinated “employee raid” to harm its business. The suit, which was filed on Nov. 5 in Arizona’s Maricopa County Superior Court, claims that Grella, former branch manager Gregory Nichols and Michigan-based Platinum

NEXA Lending sues former president over ’employee raid’ Read More »

How Las Vegas sellers are adjusting prices in a changing real estate market

Artificial Intelligence, Housing Market Data, HWmember, Las Vegas, Local Market Spotlight, Nevada /

Price reductions swept through 39.7% of Las Vegas-Paradise metro’s single-family home listings during the week ending Nov. 7, 2025, marking a pronounced shift in seller behavior as the market settles into neutral conditions. The metro’s 3.4 months of inventory supply now exceeds the national average of 2.9 months, creating more negotiating room for buyers who

How Las Vegas sellers are adjusting prices in a changing real estate market Read More »

San Diego sellers hold firm on pricing as homes linger 50% longer than last year

Artificial Intelligence, California, Housing Market Data, HWmember, Local Market Spotlight, San Diego /

San Diego-Carlsbad-San Marcos metro homeowners are betting on patience over price cuts, maintaining a $1,225,000 median list price even as properties take 63 days to sell, a 50% jump from 42 days a year ago. The standoff between sellers and buyers has created a notable slowdown in market velocity, with only 369 homes absorbed weekly

San Diego sellers hold firm on pricing as homes linger 50% longer than last year Read More »

Collin County homes command 39% premium over Texas despite majority of sellers cutting prices

Artificial Intelligence, Housing Market Data, HWmember, Local Market Spotlight, Texas /

Collin County’s housing market maintains a $519,900 median list price as of Nov. 7, 2025, standing 39% above Texas’ $374,000 median even as 55.7% of active listings undergo price reductions. The North Texas metro’s pricing resilience emerges alongside market dynamics that mirror national patterns while outpacing statewide metrics. The county recorded 5,904 active single-family listings

Collin County homes command 39% premium over Texas despite majority of sellers cutting prices Read More »