The will to explore a new move that will put the government-sponsored enterprises on a path to be recapitalized and released from conservatorship exists; the question now is how, when and if. Processing Content All that could depend on whether the Trump administration is willing to make investor concessions and offer new shares, according to […]
Some paths to recap and release longer than others: Wedbush Read More »
The Federal Home Loan Bank of Chicago increased the benefits offered through its Community Advance program for 2026, to support affordable housing and local development. Processing Content The additions include a $55 million total annual interest rate subsidy, allocated on a first-come, first-served basis, and an increase to the per-member outstanding Community Advanced limit from
FHLBank Chicago increases affordable housing program benefit Read More »
The nation’s private mortgage insurers are adequately capitalized to deal with the housing market’s challenges during 2026, so on balance they have a neutral outlook for next year, Fitch Ratings said. Processing Content “We expect strong borrower credit profiles, relatively stable employment levels, and persistent home price appreciation to help mitigate pressures from ongoing housing-affordability
MI, title firms positioned well for 2026’s challenges: Fitch Read More »
“The Court accepts as true all of the well-pleaded facts in the Complaint and draws all reasonable inferences in favor of Plaintiffs.” So said U.S. District Judge Franklin Valderrama on 12.4.2025. According to Reuters: “A group of companies that lease land for mobile homes has convinced a federal judge in Chicago to dismiss a proposed
Manually updating spreadsheets. Dealing with paper jams in the printer. Remember what office life was like in 2005? If you’re feeling nostalgic, you can find many of the same practices still in place in the investor’s reporting offices of loan servicers today. But why haven’t these offices evolved with changing technology? It’s partly cultural, but
The spreadsheet trap: Why investor reporting still operates like it’s 2005 Read More »
The Treasury market in 2025 had its best year since 2020 as US trade policy shifts curtailed economic activity and the Federal Reserve cut interest rates in response to weakening labor-market conditions. Processing Content At the same time, Treasury yields remained confined to ranges in place roughly since the end of the Fed’s historic 2022-2023
Treasuries gain most since 2020 amid tariff chaos, Fed rate cuts Read More »
Zohran Mamdani promised to lead New York City as a democratic socialist during a frigid inauguration ceremony on the steps of City Hall, a warning to those who believed he might moderate his positions after taking office. Processing Content The nearly two-hour long event Thursday featured speeches by two of the US’s most liberal members
Mamdani digs in on progressive agenda at NYC mayor inauguration Read More »
Left to right: Darren Halpern, Tyler Wichmann St. Petersburg, Florida-based lender and servicer Marlin Mortgage announced the promotion of Darren Halpern and Tyler Wichmann, both of whom will add the president title to their names. The two executives will jointly lead strategic initiatives to capitalize on growth, capital formation and the scaling of Marlin’s mortgage-servicing
Optimal Blue, Onity, Farmer Mac make leadership moves Read More »
Key insight: Banks have been lending to nondepository financial institutions at a rapid pace, but the Trump administration’s approach to regulation could change their incentives. Supporting data: Lending to nonbank financial institutions accounted for about 40% of bank loan growth in 2025, though the category only represents about 13% of total bank loans. What’s at
Lending to nonbanks is booming. Will it last in 2026? Read More »
Momentum is quietly building in the housing market. New data from NerdWallet shows more Americans are starting to think about buying a home again. Last year, 15% of respondents said they planned to buy a home in the next 12 months. This year, that number rose to 17%. That 2% increase might not sound like
More Buyers Are Planning To Move in 2026. Here’s How To Get Ready. Read More »