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February 2026

Rate will consider crypto, stablecoins in underwriting

Cryptocurrency, LOAN PRODUCTS, Originations /

Retail giant Rate is embracing cryptocurrency and stablecoins for prospective home buyers, who accumulated wealth in the digital assets.  Processing Content The Chicago-based lender is rolling out RateFi, a product allowing buyers to access purchase, refinance, second-home and investment property loans, without liquidating their crypto or stablecoin. The offering is Rate’s first step in a […]

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State bill could end tax break for large digital lenders

Industry News, Originations, Politics and policy, Wildfires /

A proposed Washington State bill that aims to replenish lost wildfire prevention funding could end up removing a tax break currently benefiting large digital lenders.  Processing Content Rep. Shaun Scott, a Democrat from the Seattle area, introduced state house bill 2089 to redefine existing regulations and limit the types of companies that could take advantage

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Homebuying power hits highest level in nearly 4 years

Homebuying power hits highest level in nearly 4 years

Housing affordability, Housing markets, Mortgage Rates, Originations, Zillow /

Sam Hall/Bloomberg Homebuying power is at its highest level in nearly four years, as lower mortgage rates and slowed demand has improved affordability, a new industry report found. Processing Content A median-income household in the United States could comfortably afford a $331,483 home with a 20% down payment in January, $30,000 more than a year

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Servicers offer support as nonagency gets more competitive

Secondary markets, Servicing /

The wide-ranging nonagency mortgage market is giving traditional lenders more reasons to consider branching out into it, according to servicers supporting these strategies. Processing Content “Certain types of nonowner-occupied GSE loans that are agency deliverable now trade better in the nonagency space,” said Michael Yanniello, chief operating officer, head of portfolio oversight and operations, Onity

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Joseph Gatti joins Morgan Lewis as structured finance partner

Attorneys, RMBS, Securitization /

International law firm Morgan Lewis has hired Joseph Gatti as a partner in its structured transactions practice, the company announced. Processing Content Gatti will be based in the firm’s Washington, D.C. office, where he focuses on structuring and executing asset-backed securities deals and other structured finance transactions, the company announced. He joins from Amherst Residential,

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CFPB shutdown battle reaches crucial D.C. Circuit hearing

CFPB shutdown battle reaches crucial D.C. Circuit hearing

Law and regulation, Litigation, Trump administration /

Al Drago/Bloomberg Processing Content Key Insight: The high-stakes case revolves around the actions of Russell Vought and President Trump’s publicly stated goal to eliminate the CFPB, challenging Congress’ authority to establish the agency. What’s at stake: The National Treasury Employees Union is fighting to maintain an injunction that has blocked the CFPB’s leadership from laying

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Waller questions January jobs surge, backs possible March cut

Federal Reserve, Interest rates, Monetary policy, Politics and policy /

Key Insight: Fed Gov. Christopher Waller highlighted his skepticism on whether the labor market is showing signs of recovery, or whether the January jobs report was a one-off. Expert Quote: “If the good labor market news of January is revised away or evaporates in February, it would support my position at the FOMC’s last meeting,

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Midwest apartment demand outpaces Sun Belt as rents remain firm

Affordability, Affordable housing, Capital, Housing Market Data, Rental Properties, The Builder's Daily /

Midwest apartment demand has quietly become one of the strongest stories in U.S. housing, even as the national rental market cooled.​ RentCafe, using data from its sister apartment rental analytics provider, Yardi Matrix, listed Cincinnati as the top apartment market to watch this rental season. Minneapolis, Cleveland and Kansas City, Missouri, ranked in the top

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Dan Hultquist on reverse mortgage policy reform and more

HECM, HUD, HWmember, Movement Mortgage, Reverse, Reverse Mortgage Daily, Technology /

Editor’s note: Welcome to the first installment of the Monday Morning Q&A from HousingWire’s Reverse Mortgage Daily (RMD). Each Monday morning, the RMD newsletter will feature an in-depth interview with a reverse mortgage industry figure on a wide range of topics including loan origination and servicing, product development and technology. Dan Hultquist has no shortage

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