April 2026

Rocket Close, AWS collaborate on AI system to automate mortgage document workflows

Rocket Close announced Thursday that it has significantly reduced the time required to process mortgage documents by deploying a generative artificial intelligence (AI) solution developed in collaboration with Amazon Web Services (AWS). Rocket Close, which processes about 2,000 abstract document packages daily, previously relied on manual workflows that took up to 10 hours per package […]

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Dwight Schar: the rigor that re-shaped modern homebuilding

Success in homebuilding over the ages shows a rare, often counterintuitive balance between what changes in an instant and what remains timeless.  Living legends of the business – like NVR founder Dwight Schar – wise up to the fundamental role of land in housing, understanding that it holds a genomic key to homes, prices, processes,

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Manufactured housing is the homeownership solve we keep ignoring

“Most men appear never to have considered what a house is, and are actually though needlessly poor all their lives because they think that they must have such a one as their neighbors have.” — Henry David Thoreau, Walden. The National Association of Realtors (NAR) said on 3.24.2026 that from January 2019 to January 2026:

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Banks get operational risk relief in Basel proposal

Key insight: The proposal simplifies operational risk capital for the largest banks. Forward look: Critics warn lower capital could raise systemic risk as in prior crises. Key Quote: “The proposal really misses the mark in terms of what its original intent was.” -Phillip Basil, director at Better Markets Regulators’ revised Basel operational risk capital framework

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Double-pledging risk: What mortgage lenders should know

As recent incidents of double-pledging risk increase outside the domestic single-family mortgage market, questions arise as to whether they could soon be a concern for home lenders in the United States. Processing Content Double pledging occurs when an asset such as a mortgage or auto loan gets used as collateral for more than one source

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Why HousingWire’s new Mortgage Rankings matter for originators

The HousingWire Mortgage Rankings launched this week to give the housing industry a standardized, transaction-based view of origination activity across the country. The rankings are powered by InGenius data and they’re built on recorded mortgage transactions, not submissions or self-reported numbers. That matters because most industry “top producer” lists are based on submissions, self-reported volume

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Housing market demand is holding, but pricing gaps are breaking deals

Housing demand is still holding up on a year over year basis, even as mortgage rates sit at 6.64%, a level that has historically marked a key dividing line for demand. That is the backdrop Logan Mohtashami laid out in this week’s Housing Market Tracker, where he wrote that “we are at a key inflection

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Housing supply summit highlights the cost of complexity

I love Jerusalem Demsas’ “Housing Breaks People’s Brains” article in The Atlantic from November 2022. For me, it’s a trailhead for understanding why efforts and solutions aimed at the housing access and attainability crisis for so many Americans often short-circuit and fizzle before they can fix anything. Demsas’ unflinching reporting on “localism and shortage denialism”

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UWM tried for its first acquisition, then its stock fell and the math stopped working

When UWM Holdings Corp. lost its bid last week to acquire Two Harbors Investment Corp. (TWO), upstaged by an offer from rival CrossCountry Intermediate HoldCo, analysts were not entirely surprised. “It was such a wild turn of events,” said Eric Hagen, an analyst at BTIG. “But we were not surprised that it broke up.” The

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First fully rebuilt Palisades home testing post-fire demand

Fourteen months after California’s Palisades wildfires destroyed nearly 5,900 homes, the first fully rebuilt residence has come to market, offering the clearest pricing test yet for post-fire demand. The newly built contemporary home — listed at just under $7.5 million — comes after the original was just one month from completion when it was destroyed.

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