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Affordability

As Florida’s housing market finds its footing, sellers still face pricing realities

Affordability, Florida, Florida Realtors, Home Prices, Home Sales, Homeowners insurance, Housing Inventory, Housing Market, Housing Market Data, HWmember, Real Estate /

Florida’s housing market is settling into a period of measured stability, with pending sales on the rise and inventory levels flattening. Sellers who cling to pandemic-era pricing continue to face resistance from buyers navigating high mortgage rates and affordability constraints. As of May 23, HousingWire Data shows the median list price of homes in Florida […]

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Will getting rid of property taxes make Florida more affordable?

Affordability, eXp Realty, First-Time Homebuyers, Florida, Homebuyers, HWmember, Property Tax, Real Estate /

Florida Gov. Ron DeSantis’ proposal to phase out property taxes for most primary homeowners is rapidly becoming one of the state’s most consequential housing debates in years. Supporters argue it could ease affordability pressures while critics warn it may fuel higher home prices and reshape local tax structures. The proposal would raise Florida’s homestead exemption

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Scissor stairs may lower Washington multifamily building costs

Affordability, Housing Policy, HWmember, Multifamily Housing, Policy, The Builder's Daily, Zoning /

Zoning reform has grabbed most of the attention in housing policy circles, but sometimes it’s the unglamorous, technical building code changes that save builders real money. Single-stair reform was the first to sweep through state legislatures and city halls as a tool to spur missing-middle housing. Washington state is now cutting deeper into the building

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Bank of America extends Community Homeownership Commitment program

Affordability, Bank of America, Homeownership, Housing Market, HWmember, Mortgage /

Bank of America said Thursday that it will continue its Community Homeownership Commitment program after surpassing its original goal of delivering $15 billion in affordable home loans and grants. The program, launched in 2019, has provided more than $15 billion in affordable home loans. This total includes more than $600 million in down payment and

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Homebuyer affordability slips in April as median mortgage payment rises to $2,152

Affordability, Homebuyers, HWmember, Mortgage, Mortgage applications, Mortgage Bankers Association, Origination /

Homebuyer affordability declined in April as the national median payment applied for by purchase mortgage applicants rose to $2,152, up from $2,131 in March, according to the Mortgage Bankers Association (MBA)’s Purchase Applications Payment Index (PAPI) released Thursday. The national PAPI rose 0.3% to a reading of 156.0 in April, up from 155.5 in March,

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What Most Veterans Don’t Know About Their VA Home Loan Benefit

What Most Veterans Don’t Know About Their VA Home Loan Benefit

Affordability, Buying Tips, For Buyers /

Nearly half of Veterans (49%) feel homeownership is currently out of reach, according to a recent survey from NewDay USA. But many are closer than they think. And you might be, too. If you’re a Veteran, you probably know the Veterans Affairs (VA) home loan benefit exists – it’s been around for over 80 years.

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We have met one enemy of housing affordability … it is us

Affordability, homebuilder, HWmember, Marketing & Sales, New Home Sales, Residential Real Estate, The Builder's Daily /

America’s housing affordability debate has become one of those national arguments that sounds complete until you look at the product itself. The prevailing story holds that homes became unaffordable because prices outpaced incomes. That is true, but incomplete. The uncomfortable truth is that America’s housing crisis is not only a price problem. It is also

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As retirement costs surge, more homeowners turn to their equity

Affordability, Gen X, Home Equity, HWmember, Inflation, Mortgage, Retirement, Reverse, Reverse Mortgage Daily /

Americans may need roughly $2.57 million to retire comfortably by 2043, up sharply from the $1.75 million projected for 2033, according to a 2025 Goldman Sachs retirement survey. The increase reflects years of inflation that have driven up the costs of housing, health care and daily expenses. Households headed by someone 65 or older now

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