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Affordability

Providence mulls 4% rent cap as national rent control debate boils

Affordability, Affordable housing, Policy, Renters, The Builder's Daily /

The rent stabilization bug has hit Providence, RI. Municipal officials there are jumping on the bandwagon with other cities and states whose local officials have adopted or are weighing the policy as a housing affordability strategy.​ Providence City Council President Rachel Miller, alongside council allies, introduced an ordinance this week that would cap most annual […]

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Mortgage Rates Recently Hit a 3-Year Low. Here’s Why That’s Still a Big Deal.

Mortgage Rates Recently Hit a 3-Year Low. Here’s Why That’s Still a Big Deal.

Affordability, For Buyers, Mortgage Rates /

If you’re one of the thousands of homebuyers waiting for rates to fall, you should know it’s already happening. And they recently crossed an important milestone. Rates officially dipped their toes into the 5s – something that hasn’t happened in about 3 years. This moment marked a critical threshold. Now, rates are sitting in the

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Real estate leaders applaud Trump’s focus on housing, but question the impact

Affordability, Anthony Lamacchia, Bess Freedman, Brokerage, Donald Trump, Fannie Mae, Freddie Mac, HomeServices of America, HWmember, Institutional investors, Lamacchia Realty, Legislation, Real Estate, Trump administration /

During his speech at the World Economic Forum in Davos on Wednesday President Donald Trump outlined three policy initiatives he was undertaking to help improve housing affordability for American consumers. In the speech, he did discuss his “ban” on large institutional investors purchasing single-family homes, his direction to the government-sponsored enterprises (GSEs) to acquire up

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Pennsylvania bill targets local curbs on shared housing

Affordability, Affordable housing, Policy, The Builder's Daily /

A group of Pennsylvania lawmakers wants to scrap local limits on shared living in a move that could reopen the door to boarding houses, single-room occupancy buildings, and other shared housing statewide.​ House Bill 2109 – with support from seven state legislators signing on sponsor a committee vote – would bar municipalities from using zoning

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Trump’s 401(k) proposal could help homebuyers, hurt retirement funds

Affordability, Donald Trump, Down Payment Assistance, Homeownership, HWmember, LendingLife, Mortgage, Politics, Retirement, Trump administration /

President Donald Trump’s expected proposal to allow Americans to tap their 401(k) retirement accounts without penalties to fund down payments could ease one of the biggest barriers to homeownership, but it could come at the cost of weakening long-term retirement security. The idea was absent from Trump’s speech on Wednesday at the World Economic Forum

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Trade groups push for lower FHA premiums, LLPA cuts

Affordability, credit report, FHA loan, Government Lending, HWmember, Independent Community Bankers of America, Mortgage, Mortgage Bankers Association, Mortgage insurance, Regulatory, Trump administration, White House /

Multiple mortgage lending trade groups are urging the White House to take administrative steps to lower the costs of home loans, arguing that federal regulations have driven up borrowing expenses as affordability worsens. In a letter sent Wednesday to White House National Economic Council Director Kevin Hassett, the Mortgage Bankers Association, America’s Credit Unions and

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Trump heads to Davos with housing ideas as industry looks for concrete fixes

Affordability, Community Home Lenders of America, Donald Trump, HWmember, LendingLife, Mortgage, Mortgage Bankers Association, Regulatory, Trump administration /

Housing industry participants will closely watch President Donald Trump in Davos, where he is expected to outline measures aimed at improving housing affordability. His speech is expected for Wednesday. Potential initiatives include ideas Trump has already floated on social media, such as encouraging Fannie Mae and Freddie Mac to expand their purchases of mortgage-backed securities

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Judge approves sale of 5,100 contested rent-stabilized NYC apartments

Affordability, Affordable housing, Rental Properties, The Builder's Daily /

A federal bankruptcy judge ruled to authorize the sale of 5,100 mostly rent-stabilized units in New York City in a deal that Zohran Mamdani tried to stall on the day he swore in as the new New York City mayor.​ With the decision, international real estate firm Summit Properties USA will acquire 93 buildings from

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WFG National Title Insurance introduces financial planning tool for homebuyers, sellers

Affordability, Agent, First-Time Homebuyers, HWmember, Real Estate, Real Estate Agents, Title, WFG National Title /

WFG National Title Insurance Company has developed a new financial planning and scenario analysis tool that is available to its real estate agent clients. The tool, called — WFG Key — is designed to help agents walk homebuyers and sellers through common financial questions related to affordability, pricing, proceeds and long-term costs. Financial data is

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Skyrocketing health care costs threaten early retirement

Affordability, Healthcare, HWmember, Retirement, Reverse, Reverse Mortgage Daily /

Skyrocketing health care costs are threatening early retirement dreams for millions of Americans. Enhanced Affordable Care Act (ACA) subsidies expired at the end of 2025 — leaving 24 million people facing a sharp rise in health insurance costs unless Congress acts. Middle-income Americans ages 50 to 64 are most at risk, according to KFF data

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