Apply Online
Schedule a Call

Baby Boomer

White House proposal would keep Medicare Advantage rates stable in 2027

Aging in Place, Baby Boomer, Centers for Medicare and Medicaid Services, Healthcare, HWmember, Retirement, Reverse, Trump administration /

The Trump administration has proposed nearly flat payment rates for private Medicare plans in 2027, a move that could significantly affect insurers that rely heavily on the Medicare Advantage program. The Centers for Medicare and Medicaid Services (CMS) said payments to Medicare Advantage plans would rise by an estimated 0.09% on average in 2027 — […]

White House proposal would keep Medicare Advantage rates stable in 2027 Read More »

Don’t count on the ‘silver tsunami’ for housing inventory surge

Affordability, Baby Boomer, Home Prices, Home Sales, Housing Inventory, HWmember, Retirement, Reverse /

Inherited homes accounted for a record share of U.S. property transfers in 2025, a shift in how housing supply reaches the market and challenging expectations that aging baby boomers who wish to downsize will unlock a surge of homes for sale. New data from Cotality shows that about 340,000 U.S. properties were transferred through inheritance

Don’t count on the ‘silver tsunami’ for housing inventory surge Read More »

New deduction may lower seniors’ Social Security tax burden

Baby Boomer, HWmember, Retirement, Reverse, Reverse Mortgage Daily, Social Security, Tax /

The federal tax bill passed in mid-2025 includes a provision marketed as “no tax on Social Security,” but it does not eliminate taxes on benefits. Instead, the One Big Beautiful Bill Act expands deductions for older Americans, potentially reducing federal taxes for many retirees, a finance leader recently explained. A blog post by Luke Delorme

New deduction may lower seniors’ Social Security tax burden Read More »

Long-term care advocates speak out on regulatory rollbacks

Baby Boomer, Biden Administration, Centers for Medicare and Medicaid Services, HWmember, Long-term care, Reverse, Reverse Mortgage Daily, Trump administration /

The Trump administration has rolled back a series of health care regulations affecting nursing homes, home care workers and Medicare beneficiaries — scrapping minimum staffing standards and launching a new experiment that expands prior authorization in traditional Medicare. The changes reverse years of advocacy efforts by consumer groups and labor organizations. They are expected to

Long-term care advocates speak out on regulatory rollbacks Read More »

Gen X, millennials set to inherit trillions in real estate wealth

Agent, Baby Boomer, Brokerage, Coldwell Banker, Gen X, Home Prices, HWmember, Investors, Luxury Real Estate, Millennials, Real Estate /

For years, the coming wealth transfer sounded theoretical. Now it’s showing up in closing rooms, estate sales and sudden all-cash offers as younger buyers inherit property — and purchasing power — at unprecedented scale. Coldwell Banker Real Estate released its Global Luxury 2026 Trend Report, finding that Generation X and millennials are expected to inherit

Gen X, millennials set to inherit trillions in real estate wealth Read More »

Home care crisis drives innovation for aging in place

Aging in Place, Baby Boomer, Healthcare, HWmember, Retirement, Reverse, Reverse Mortgage Daily /

A growing shortage of home care workers is threatening older Americans’ ability to remain in their homes. Despite rising demand, the sector struggles with low wages, high turnover and limited benefits — leaving families and patients scrambling for support, according to recent data highlighted by KFF. “This is not about what’s going to happen a

Home care crisis drives innovation for aging in place Read More »

How parents use home equity to help adult children buy homes

Baby Boomer, First-Time Homebuyers, Gen Z, Home Equity, HWmember, Retirement, Reverse /

Older Americans hold more than $14 trillion in home equity — nearly half the size of the U.S. economy. And while seniors can benefit from tapping their equity through a reverse mortgage product, they can also use the loan proceeds to help family members who might be struggling to afford homeownership. Earlier this week, The

How parents use home equity to help adult children buy homes Read More »

Most Gen Xers doubt their retirement readiness

Baby Boomer, Gen X, HWmember, Retirement, Reverse, Reverse Mortgage Daily /

With the oldest members of Generation X set to turn 60 by the end of 2025, many are approaching retirement with financial concerns. Northwestern Mutual’s 2025 Planning & Progress Study, released this week, found that more than half (54%) of Gen Xers born between 1965 and 1980 don’t believe they’ll be financially ready when retirement

Most Gen Xers doubt their retirement readiness Read More »

Migration slows under pressure of rate lock-in, cooling job market

Baby Boomer, Bank of America, Gen Z, Homebuyers, Housing Market, HWmember, Millennials, Mortgage Rates, Real Estate /

Americans are moving less in 2025, with overall migration still well below pre-pandemic levels, according to a new report from Bank of America Institute. The number of people who are moving remains significantly lower than before the pandemic – down almost 20% in the first quarter of 2025 compared to the first quarter of 2020,

Migration slows under pressure of rate lock-in, cooling job market Read More »

Survey finds generational divide on economy, housing market

Baby Boomer, Gen X, Gen Z, Housing Market, HWmember, Millennials, Mortgage Rates, Real Estate, Realtor.com /

Americans are sharply divided over the nation’s economic outlook, interest rates and the housing market, according to a new survey from Realtor.com. The poll found 42% of respondents expect the economy to worsen in the next 12 months. That view was strongest among baby boomers — with half predicting a downturn — compared with 31%

Survey finds generational divide on economy, housing market Read More »