Apply Online
Schedule a Call

First-Time Homebuyers

Real estate pros: Explain the value of buyer rep without sounding like a script

Agent, Buyer Representation Agreement, Contributors, First-Time Homebuyers, Homebuyers, HWmember, NAR Lawsuit Settlement, Real Estate /

One of the most important parts of a real estate agent’s job is helping buyers understand why working with you matters, especially now that the new rules around representation and compensation have changed the conversation. Now, more than ever, it is important for buyers to understand the value your representation brings to the table. Since being an agent is ultimately about building relationships, your goal is to connect with your buyers […]

Real estate pros: Explain the value of buyer rep without sounding like a script Read More »

The next generation of homebuyers is ‘overloaded’ and confused

First-Time Homebuyers, Gen Z, Homebuyers, Homeownership, Housing Market, HWmember, Millennials /

A new report from FirstHome IQ found that while younger generations express confidence in managing their finances, most still lack core financial literacy skills. The 2025 NextGen Financial Literacy Report, released on Monday, is based on a survey done in partnership between FirstHome IQ and National MI. It includes 500 people between the ages 18

The next generation of homebuyers is ‘overloaded’ and confused Read More »

Texans Credit Union announces 105% LTV financing option

Credit Union, First-Time Homebuyers, HWmember, Lenders, LendingLife, Mortgage, Origination, Texas /

Texans Credit Union launched its first-time homebuyer program on Thursday, introducing three new loan options to spur home purchase activity. The three loan options include: Low down payment mortgages that require as little as 3% down. Flexible-rate loans The “Home Extra 105” package, which finances a loan-to-value (LTV) ratio of up to 105% to cover

Texans Credit Union announces 105% LTV financing option Read More »

Experts offer multi-faceted solutions to the housing supply shortage

Affordability, BlackRock, First-Time Homebuyers, Gen Z, Housing Inventory, Housing Market, HWmember, Investors, Millennials, NAHB, Real Estate, Regulatory, Urban Institute, Virginia, Zoning /

As the nationwide housing inventory and affordability crisis persists, a trio of experts sit down with HousingWire to detail proposed solutions. The solve? It’s multi-faceted and it comes down to fixing supply issues, changing zoning and updating regulation. Kent Colton, president of the Colton Housing Group and former CEO of the National Association of Home

Experts offer multi-faceted solutions to the housing supply shortage Read More »

Homebuyers seek independent research, but still want a real estate agent

Agent, Cotality, First-Time Homebuyers, Homebuyers, Homebuying, HWmember, Real Estate, Real Estate Agents /

From business practice changes, to a slowing housing market, to rapidly advancing technology, real estate agents have had to adapt quite a bit over the past few years. Still, homebuyers find them more important than ever. Data from Cotality shows that while more than 500,000 agents have entered the industry over the past decade, home

Homebuyers seek independent research, but still want a real estate agent Read More »

Survey: Job insecurity leading to home purchase delays

Affordability, Agent, Employment, First-Time Homebuyers, Gen Z, Home Prices, Homebuying, HWmember, Millennials, Real Estate, Redfin, Unemployment /

More than two in five American workers say concerns about job security are causing them to delay or cancel a major purchase such as a car or home, according to a new Redfin-commissioned survey. The survey found that 44% of employed U.S. residents put off or scrapped such purchases. Another 30% said they had already

Survey: Job insecurity leading to home purchase delays Read More »

Michigan cities, lawmakers seek $800M for housing incentives

Affordability, Construction, First-Time Homebuyers, homebuilder, Homebuilder Confidence, Homebuilders, Homebuyers, Housing Inventory, Housing Market, HWmember, Michigan, Real Estate /

Michigan cities and a bipartisan group of state lawmakers are backing a $160 million annual budget proposal aimed at increasing housing construction and rehabilitation through local zoning changes and financial incentives. Officials say it could spur 10,000 new homes over five years — or about 2,000 a year — at a total cost of $800

Michigan cities, lawmakers seek $800M for housing incentives Read More »

Inside Real Estate puts forth AI-powered home search platform

Agent, Artificial Intelligence, Brokerage, First-Time Homebuyers, Homebuyers, HWmember, New listings, Real Estate, Real Estate Agents, Real Estate Listings, Technology /

Inside Real Estate has released HomeSearch AI — a new search and client engagement platform designed to let users input natural language to find listings and help real estate professionals reengage dormant leads. The platform incorporates technology from ListAssist — a company Inside Real Estate acquired earlier this year — along with features from BoomTown

Inside Real Estate puts forth AI-powered home search platform Read More »

Down Payment Resource reports record-breaking DPA availability

Affordability, Down Payment Assistance, First-Time Homebuyers, Homeownership, HWmember, Manufactured Housing, Mortgage, Mortgage Rates /

Down Payment Resource (DPR) on Tuesday released its Q2 2025 Homeownership Program Index report. It found that 45 new down payment assistance programs launched in the second quarter, bringing the total number of available programs in the U.S. to 2,554 and the number of program providers to 1,340. The number of programs is a new

Down Payment Resource reports record-breaking DPA availability Read More »

Bright MLS: Housing market shifts toward necessity, balance

Affordability, Bright MLS, First-Time Homebuyers, Home Sales, Homebuyers, Housing Market, Housing Market Data, HWmember, Mortgage Rates /

The U.S. housing market is entering a new phase defined less by competitive bidding and more by financial stress and practical necessity, according to a second-quarter Bright MLS agent survey released Friday. The findings reveal a marked departure from previous years’ demand-driven trends, with both home buyers and sellers increasingly motivated — or discouraged —

Bright MLS: Housing market shifts toward necessity, balance Read More »