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Freddie Mac

Fannie Mae, Freddie Mac add new rate buydown disclosures

Fannie Mae, Freddie Mac add new rate buydown disclosures

Capital markets, Fannie Mae, Freddie Mac, GSEs, MBS, Secondary markets /

Fannie Mae and Freddie Mac will be providing new loan-level disclosures about interest-rate buydowns in mortgage-backed securities this spring to address investor interest in tracking their use, which can impact prepayments. Processing Content The new disclosures applicable at the government-sponsored enterprises that buy many lenders’ loans become effective April 20 for MBS issued on or […]

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Freddie profit falls; Congress pushes back on IPO

Earnings, Freddie Mac, GSE Reform, GSEs, Politics and policy, The Great American Mortgage Corporation /

Freddie Mac posted lower fourth-quarter and full-year earnings as revenue slipped and credit costs climbed, even as lawmakers on Capitol Hill renewed debate over whether the company and Fannie Mae are anywhere close to having the capital needed to exit conservatorship. Processing Content Lower net revenues and a higher provision for credit losses drove a

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Pennymac leader on policy shifts to ease homeownership barriers

2026 Housing Economic Summit, Affordability, Donald Trump, Fannie Mae, Freddie Mac, Housing Inventory, Housing Market, HWmember, Interest rates, Manufactured Housing, Mortgage, Mortgage Rates, PennyMac, Real Estate, Trump administration /

As housing affordability remains strained, policymakers and industry leaders are weighing how regulation, mortgage markets and tax policy shape access to homeownership. Isaac Boltansky, head of public policy at Pennymac, fielded questions on the matter from Robb Van Raaphorst, senior vice president at Rational 360. Boltansky said debate in Washington, D.C., reflects growing urgency around

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GSEs boost foreclosure prevention as forbearances surge

GSEs boost foreclosure prevention as forbearances surge

Fannie Mae, Federal Housing Finance Agency, Forbearance, Foreclosure, Freddie Mac, GSEs, HWmember, Loss Mitigation, Mortgage, Refinancing /

Foreclosure prevention activity increased in October as Fannie Mae and Freddie Mac completed more than 17,000 actions to help struggling homeowners, according to a Federal Housing Finance Agency (FHFA) report released Thursday. The government-sponsored enterprises (GSEs) completed 17,032 foreclosure prevention actions in October 2025, bringing the total to nearly 7.3 million since the start of

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Real estate leaders applaud Trump’s focus on housing, but question the impact

Affordability, Anthony Lamacchia, Bess Freedman, Brokerage, Donald Trump, Fannie Mae, Freddie Mac, HomeServices of America, HWmember, Institutional investors, Lamacchia Realty, Legislation, Real Estate, Trump administration /

During his speech at the World Economic Forum in Davos on Wednesday President Donald Trump outlined three policy initiatives he was undertaking to help improve housing affordability for American consumers. In the speech, he did discuss his “ban” on large institutional investors purchasing single-family homes, his direction to the government-sponsored enterprises (GSEs) to acquire up

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Freddie Mac multifamily production volume passes $77 million

Freddie Mac, Housing affordability, Multifamily, Secondary markets /

Freddie Mac increased its investment in multifamily housing by 17% last year. Processing Content The government-sponsored entity announced Thursday its multifamily production volume hit $77.6 billion in 2025, up from $66 billion in 2024 and $49 billion in 2023. Freddie supported more than 577,000 affordable rental units across the country last year. “Our focus in

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Fannie, Freddie stock woes deepen as IPO questions mount

Fannie Mae, Freddie Mac, GSEs, The Great American Mortgage Corporation /

Shares of Fannie Mae and Freddie Mac extended days-long losing streaks amid mounting unease about the impact of President Donald Trump’s policy moves on efforts to release the mortgage-finance giants from government control.  Processing Content Fannie and Freddie common stock both sank around 10% in Friday trading to the lowest intraday levels since late November,

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Trump directs GSEs to purchase $200B in mortgage bonds in 2025

Donald Trump, Fannie Mae, Freddie Mac, GSEs, HWmember, LendingLife, MBS, Mortgage, Mortgage Rates, Regulatory, Secondary market /

Fannie Mae and Freddie Mac quietly increased their purchases of mortgage-backed securities (MBS) in 2025, helping push mortgage spreads lower toward the year’s end. Most analysts, however, were not expecting further meaningful tightening in the near term — at least until this week. That changed Thursday after President Donald Trump posted on social media that

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Trump directs $200 billion mortgage bond buy in housing push

Fannie Mae, Freddie Mac, Housing affordability, Trump administration /

US President Donald Trump said he was directing the purchase of $200 billion in mortgage bonds, which he cast as his latest effort to bring down housing costs ahead of the November midterm election.  Processing Content Trump announced the move on Thursday in a social media post, which was unclear on how the buys would

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Easing GSE credit score requirements raises risk concerns

Credit Score, Fannie Mae, FHFA, FICO, Freddie Mac, Mortgage, Regulatory, VantageScore /

At a time when lack of affordability is a major issue for prospective homebuyers, eliminating minimum credit score requirements in GSE automated underwriting may sound like a great idea to expand credit access. However, there’s a reason the GSEs had such requirements in place for decades. They acted as an important override against errors in the analytical

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