Balance Homes announced its relaunch on Tuesday, backed by a $30 million investment led by Falco Group, as it seeks to expand access to alternative home equity solutions amid mounting affordability pressures. The company said the funding will accelerate its mission to help homeowners remain in their homes by offering more flexible equity-sharing options. The […]
Balance Homes relaunches with $30M investment Read More »
Housing 2026 is off and going, and so far this year, with mortgage rates near 6% and mortgage spreads near normal levels, 2026 looks to be the first year of actual growth in existing home sales in years. Last week we had solid data in purchase apps and our weekly pending sales data — with
Housing demand is off to a solid start in 2026 Read More »
Existing home sales have had a nice rise since mid-June, but what will it take for this sales growth trend to continue in 2026? Over the last few years, when rates drop noticeably, sales pick up, but then mortgage rates have shot up over 7% and taken away housing’s momentum. In 2026, are there key
Existing home sales outlook improves as mortgage rates stabilize Read More »
Rep. Craig Goldman (R-Texas) introduced legislation this week, dubbed the Don’t Tax the American Dream Act, that would eliminate federal capital gains taxes on the sale of primary residences. “Americans are overtaxed. The Don’t Tax the American Dream Act repeals costly capital gains taxes on home sales so that Americans keep more of their hard-earned
New bill seeks elimination of capital gains tax on home sales Read More »
U.S. homeowners who carry mortgages with rates of 6% or more now outnumber those with rates below 3%. This should drive a “meaningful shift in the housing market after years of historically low borrowing costs,” according to a Realtor.com report released Wednesday. The company analyzed residential mortgage data from the Federal Housing Finance Agency (FHFA)
Is the lock-in effect loosening its grip on housing? Realtor.com thinks so Read More »
Housing inventory growth has slowed from 33% year over year in mid-2025 to 10.0% today. The cooling marks the clearest end to the supply-shortage era and the beginning of a market where pricing power will be determined more by demand strength, rates and buyer behavior than scarcity alone. As HousingWire Lead Analyst Logan Mohtashami recently
U.S. housing inventory growth slows to 10% as demand reshapes the 2026 market Read More »
As the housing market moves into 2026, competition remains intense in many parts of the country — especially in smaller metros where inventory is critically low. New findings from HW Data based on supply, pricing and buyer activity show that demand for single-family homes continues to far outpace available homes in several markets, even as
Midwest housing markets coming in hot for 2026 Read More »
For the past several years, the U.S. housing market has faced an unusual constraint: not a lack of buyers, but a lack of sellers willing — or able — to move. Millions of homeowners remain “rate-locked,” holding mortgages originated in 2020–2022 at interest rates between 2% and 4% (Federal Housing Finance Agency; Freddie Mac Primary
The $2–4% mortgage trap is freezing housing: Defeasance may be the way out Read More »
The cost of home insurance in the United States rose by ~89% between 2014 and 2025, as rapidly climbing home prices, more frequent extreme weather events and inflation impacted insurers and homeowners. 1 ICE analysts share key insights from their recent 10-year study into the forces propelling rising insurance costs across the nation. Over the
Why U.S. home insurance costs have leapt in the past decade Read More »
Year-over-year housing inventory growth has slowed to single digits, from 33% at one point last year to 9.99%. 2026 is off and running, and we had another crazy week of housing headlines, from Trump announcing a ban on Wall Street investors buying single-family homes to directing the GSEs to buy mortgage-backed securities. But what caught
The impact of lower mortgage rates on housing inventory Read More »