Co-living marketplace PadSplit is expanding into four new U.S. markets: Portland, Oregon; Seattle, Sacramento and Nashville. Founded in 2017, PadSplit operates in more than 35 markets and has listed more than 28,000 rooms, housing 65,000-plus people. The company said it focuses on access and flexibility, with no minimum credit score or long-term lease required, allowing […]
PadSplit expands co-living services to 4 new cities Read More »
As mortgage rates stay near 6%, our weekly housing demand data lines have improved so much that we are at multiyear highs in total pending sales and purchase application data combined. This shouldn’t be a shock for our readers because whenever mortgage rates break below 6.64% and head down toward 6%, housing data noticeably improves
Weekly housing demand reaches multiyear high Read More »
The Housing for the 21st Century Act — the U.S. House’s version of the Senate-approved ROAD to Housing Act — was unveiled Wednesday. Led by sponsors including Chairman French Hill (R-Ark.), Ranking Member Maxine Waters (D-Calif.), Chairman Mike Flood (R-Neb.) and Ranking Member Emanuel Cleaver (D-Mo.), legislation aims to boost housing development and improve affordability
U.S. House unveils Housing for the 21st Century Act Read More »
FirstHome IQ says that millennials and Generation Z face significant gaps in financial knowledge and trust as they approach homebuying age, according to the group’s newly released 2025 Impact Report. The report outlines widespread uncertainty among younger homebuyers — noting that most never received formal financial literacy education. According to the findings, 93% of millennials
FirstHome IQ highlights financial literacy gaps among young homebuyers Read More »
The housing market showed faint signs of near-term affordability improvement in late 2025, but it remains dramatically worse than it was before the COVID-19 pandemic, according to new research from Oxford Economics. In the third quarter, a household needed to earn $110,100 a year to afford to own a single-family home, including taxes and insurance.
Housing affordability challenges steepen in Q3 Read More »
Pathway Lending, a Nashville-based Community Development Financial Institution (CDFI), announced on Thursday the launch of the Pathway Housing Fund with $30 million in committed capital to acquire and preserve Naturally Occurring Affordable Housing (NOAH) in Tennessee communities at risk of gentrification. “Over the past two decades, Tennessee’s housing crisis has grown more personal for thousands
Pathway Lending launches $30M housing fund Read More »
Boston has emerged as HousingWire’s hottest major metropolitan housing market heading into 2026 — fueled by chronic supply shortages, rapid sales and a job base that continues to outpace national trends. Local experts say the metro’s long-standing economic strength and global pull are driving competition even as interest rates and broader economic uncertainty persists. Todd
Boston emerges as hottest large metro market entering 2026 Read More »
In recent weeks, President Trump has increasingly focused on “affordability” as a top priority. When it comes to housing, that means addressing homeownership affordability challenges, which are significant by historical standards. According to a recent Report by the National Association of Realtors, “The share of first-time home buyers dropped to a record low of 21%,
An action plan for condo affordability Read More »
As mortgage purchase applications approach a three-year high, it’s vital to recognize the significant role played by mortgage spreads. Without the improvement in mortgage spreads starting in 2024, we would not have gotten mortgage rates below 6.64%, which spurred the last 18 weeks of positive data. The following analysis examines this data in detail. Mortgage
December housing demand near 3-year high as spreads improve Read More »
If the continued slow pace of existing home sales wasn’t enough to convince you that fewer Americans are moving, Atlas Van Lines’ 2025 Migration Patterns Study would like you to consider its findings. Published on Wednesday, the report found that overall mobility in the U.S. is low, which the study attributes to high housing costs
Louisiana again tops the chart for outbound moves Read More »