Improving a credit score could save homebuyers tens of thousands of dollars in mortgage interest, according to a new nationwide study from AD Mortgage, released on Thursday. The analysis, Credit Score vs. Mortgage Cost: How Long It Takes to Improve and How Much It Can Save, State by State, shows that even modest gains in […]
Minor FICO score improvements can ease homebuying costs Read More »
The 2026 Spring Market is about to be upon us, and one aspect is clear: affordability is at the forefront of everyone’s mind. The price escalations experienced during the pandemic, driven by historically low interest rates, are now largely in the rearview mirror. In most markets, the prospect of near-term appreciation for would-be buyers is
Affordability takes center stage in the 2026 housing market Read More »
One of the positive housing stories that doesn’t get a lot of attention is the vacancy data we have in the U.S. today, especially the rental vacancy data, which is helping to fight inflation and keep mortgage rates lower. The homeowner vacancy data has improved with the rise in housing inventory, but it also shows
Rental vacancy data shows progress that can keep mortgage rates lower Read More »
President Donald Trump highlighted taxes, inflation and trade in his State of the Union address on Tuesday evening, but he made only a passing reference to housing, leaving affordability largely unaddressed to the chagrin of housing professionals. Housing professionals had expected a larger discussion on mortgage rates, homeownership initiatives and the policies introduced since Trump
Housing leaders say Trump’s plan must go deeper than lower mortgage rates Read More »
The U.S. housing market is entering spring with improving demand and rising supply, but the balance of power is shifting at the metro level. Weekly pending home sales returned to year-over-year growth at 59,283, up from 56,693 during the same week last year. New listings increased to 60,428, compared to 53,861 a year ago. Active
Northeast gains leverage as Sun Belt markets slow Read More »
President Donald Trump delivered the annual State of the Union address to Congress on Tuesday night and touched on a wide variety of economic topics. But he barely mentioned ways to make housing more affordable for everyday Americans. Housing professionals expected the speech to include subjects like mortgage rates, affordable homeownership and a slew of
Trump State of the Union offers few housing details Read More »
The next housing transition will not be defined by who builds the most units.It will be defined by who controls the rental workflow. For years, the rental conversation has centered on demand. More renters. Longer tenures. Fewer paths to homeownership. That story is familiar and by now well understood by most real estate professionals. What’s
The rental market has entered its infrastructure era Read More »
Weekly pending home sales, which had shown year-over-year growth up until the late-January snowstorm, got back on track with year-over-year growth again last week. One thing to remember about our weekly pending sales data: it takes about 30-60 days to be reflected in the existing home sales data, so not only did the snowstorm delay
Weekly pending home sales back to year-over-year growth as we head into spring Read More »
With all the housing drama lately going on, one truth has stayed constant for years: new home sales are holding up due to rate buy-downs, but housing permits are still at recession levels! What gives here? First and foremost, new home sales have outperformed the existing home sales market for many years now, and they
New home sales still at multiyear highs Read More »
The Supreme Court on Friday ruled in a 6-3 decision that President Donald Trump overstepped his authority by imposing sweeping tariffs under a federal law intended for national emergencies, a decision that marks a rare defeat for the administration at the high court, which holds a 6-3 conservative majority. The court found that Trump’s use
Trump’s tariffs overturned by Supreme Court in 6-3 decision Read More »