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Housing markets

Prepayments jump as lower rates spur December refi surge

Distressed, Housing markets, Servicing /

Late-year interest rates drove mortgage prepayment speeds back upward in December, as homeowners sought to capitalize through refinances, according to Intercontinental Exchange.   Processing Content Prepayments increased to a 0.91% share of current liens, surging almost 10% from November’s pace, ICE Mortgage Technology’s monthly First Look report said. December’s rate was up by more than 59% […]

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Trump pulls back from 401(k) use for down payments

401(k), Housing markets, Politics and policy /

President Trump is said to have expressed reluctance to back penalty-free use of tax-advantaged 401(k) funds for down payments as he returned from the World Economic Forum in Davos, Switzerland. Processing Content Trump reportedly told representatives of news outlets like The Hill and USA Today who asked about the concept that he is “not a

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Coalition backs 3 ways to cut housing costs without Congress

Housing markets, Originations, Politics and policy, Secondary markets /

A trio of industry trade groups has suggestions for ways the White House can take action to meet a policy goal around making single-family homeownership more accessible to consumers without the legislation some other concepts require. Processing Content Ending a requirement to pay for three credit reports, reducing loan-level pricing adjustments and Federal Housing Administration

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Pending-home sales plunge by most since start of pandemic

Housing markets, Originations /

����IdExifII*�� ���(13�2�;�i� �Prospective buyers arrive during an open house at a home in Seattle, Washington, US, on Sunday, Jan. 18, 2026. With the crucial spring homebuying season ahead, real estate agents finally have something fresh to sell: the lowest mortgage rates in three years.SONYILCE-9M2,,Adobe Photoshop Lightroom Classic 15.1 (Macintosh)2026:01:18 15:33:45David Ryder’������”�’�d0�2�d�0231�����$�,� 4�)�_��>�4��@_S�n5�{�m��Z���kyC�1�’j~��o��o��#��2JG��:���#�yth%q��N^X���xU��{�(x��/�Q�Ґ’m���7M���Y� ��� �x$��h���T�V��{��Em�i�j���nQi3ʮ�����L����z]ȆK�����q�]� ���l��E����n��

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Trump issues order restricting large single-family investors

Capital markets, Housing markets, Politics and policy, Servicing /

President Trump has issued an executive order aimed at stopping federal agencies from taking any actions to facilitate an institutional player’s acquisition of any single-family house an individual owner-occupant could purchase. Processing Content The follow up to earlier social media posts about the idea includes plans for a legislation recommendation and affects homes involved in

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What Trump might say about housing during Davos meeting

Housing markets, Mortgage Rates, Politics and policy, Secondary markets, Underwriting /

News of Pres. Trump’s upcoming remarks on housing at the World Economic Forum in Davos, Switzerland have stirred fresh speculation about the future of Fannie Mae and Freddie Mac, even as analysts say major policy shifts remain uncertain.   Processing Content An exit from conservatorship for the government-sponsored enterprises is not expected to be part of

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The hottest housing markets in 2026

Home Prices, Housing Inventory, Housing markets, Originations /

The most competitive markets in the country are largely in the east, driven by constrained inventory and home-price growth. Processing Content Hartford, Connecticut topped Zillow’s list of the hottest housing markets in 2026, edging out Buffalo, New York, which placed first in each of the last two years. The 50 most populated metros were ranked

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Investor single-family homebuying share hits five-year high

Housing markets, Originations, Politics and policy /

Investors are taking a larger share of home purchases, but new data shows the growth looks different than the political rhetoric suggests. Processing Content The investor share of single-family home purchases rose to the highest point in five years, according to the latest numbers CJ Patrick prepared for BatchData. Investor buying represented a 34% share

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Remodeling businesses cite favorable prospects to start 2026

HELOANs, Homebuilders, Housing markets, Originations, REALTORS & HOMEBUILDERS /

The outlook among home remodel companies sits at its highest in a year, with sentiment toward upcoming business prospects in positive territory in contrast with the homebuilding community. Processing Content Remodeling and renovation market sentiment improved to a seasonally adjusted score of 64 at the close of the fourth quarter, up from 60 three months

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US home resales climb to strongest pace since 2023

Housing markets, Originations /

US previously owned home sales climbed in December to the fastest pace since 2023, a welcome sign for a housing market that has lacked momentum for several years. Processing Content Contract closings rose 5.1% to a 4.35 million annualized pace last month, the highest since February 2023, according to figures released Wednesday by the National

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