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KBW says UWM is well positioned despite market pressures

Artificial Intelligence, HWmember, Keefe, Bruyette & Woods, LendingLife, Mortgage, Mortgage Broker, Origination, Servicing, Subservicer, United Wholesale Mortgage /

Analysts at Keefe, Bruyette & Woods (KBW) said UWM Holdings Corp., the publicly traded parent company of United Wholesale Mortgage (UWM), is positioned for continued growth despite elevated interest rates. It points to expanded broker market share, in-house technology investments and a push to bring mortgage servicing operations fully in-house. In a research note published […]

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Supreme Lending’s John Luddy on the ‘3 deadly sins’ of reverse mortgages

HECM, HWmember, Loan Officer, Mortgage, Reverse, Reverse Mortgage Daily, Sales Techniques /

When it comes to the process of selling a reverse mortgage, John Luddy exemplifies the clichéd phrase, “been there, done that.” After 40 years in the mortgage industry, including more than 20 in the reverse channel, there’s not much that surprises the Connecticut-based senior vice president of Supreme Lending. At last week’s Reverse Mastermind Summit

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Before you paste AI copy into the MLS, run this checklist

Agent, Artificial Intelligence, Contributors, HWmember, MLS, Real Estate, Real Estate Marketing /

AI is proving valuable in real estate marketing, quickly turning rough notes into first drafts and maintaining message consistency across channels. It helps solo agents match output from larger brokerages. Used effectively, AI is a practical tool that frees agents to focus on pricing, advising, negotiating and detail management that drive transactions. But efficiency does

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HUD audit warns 1,237 reverse mortgage accounts may run out

Flood insurance, HECM, Homeowners insurance, HUD, HWmember, Mortgage, Property Tax, Reverse, Reverse Mortgage Daily /

An audit from the U.S. Department of Housing and Urban Development (HUD)’s Office of Inspector General (OIG) found that more than 1,200 reverse mortgage borrowers could exhaust funds set aside to pay property taxes and insurance years earlier than expected, potentially exposing HUD to hundreds of millions of dollars in losses. The audit, released May

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Real estate consolidation shifts from brands to tech ecosystems

Anywhere, Artificial Intelligence, Brokerage, Compass, eXp Realty, eXp World Holdings, HWmember, Leo Pareja, Mergers and Acquisitions, NextHome, Real Estate, REMAX, Tamir Poleg, Technology, The Real Brokerage /

The real estate industry is entering a new era of consolidation where technology infrastructure — not just brand scale — is becoming the primary driver of enterprise value. Recent acquisitions by Compass, eXp World Holdings and The Real Brokerage illustrate how brokerages increasingly view proprietary software, artificial intelligence (AI) and integrated operational systems as future

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Missouri housing incentives bill hits Gov. Kehoe’s desk for sign-off

Affordability, Affordable housing, HWmember, Policy, Tax, The Builder's Daily, Zoning /

Missouri lawmakers have passed legislation to spur housing development statewide – from downtown commercial corridors to rural communities – by establishing a new class of development zones, offering tax incentives to convert vacant buildings into housing and directing new revenue to underserved areas. The bill cleared its final hurdle on Wednesday and now awaits Gov.

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The underwriting problem crypto built: What regulators and institutions are watching

Contributors, Cryptocurrency, HWmember, Institutional investors, Mortgage, Opinion, Origination, Regulatory Compliance, Technology /

Cryptocurrency is no longer a peripheral line item in borrower financial profiles. Approximately 30% of American adults now own it. Global ownership has surpassed an estimated 500 million people. The total housing market has crossed the $1 trillion mark multiple times in recent years. These numbers mean that lenders, originators and the regulators overseeing them

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Opinion: ‘This time it’s different.’ U.S. of AmeRegCorp. AARP. UMMC. MHI. MHARR. Congress and manufactured homes

Affordable housing, Contributors, HWmember, Manufactured Housing, Opinion /

Per the Mortgage Bankers Association (MBA) website: “MBA issued a Mortgage Action Alliance (MAA) Call to Action urging members to contact their U.S. Representative to ensure…troubling provisions within the Senate-passed 21st Century ROAD to Housing Act are fixed as the House prepares its response.” A survey of quotes from various sources revealed tensions among various

Opinion: ‘This time it’s different.’ U.S. of AmeRegCorp. AARP. UMMC. MHI. MHARR. Congress and manufactured homes Read More »

Real estate agents hope Kevin Warsh can calm roller coaster housing market

Affordability, Agent, Anthony Lamacchia, Century 21, Donald Trump, Federal Reserve, HWmember, Interest rates, Jerome Powell, Lamacchia Realty, Mortgage, Mortgage Rates, Politics, Real Estate, Real Estate Agents, Trump administration /

The Senate’s confirmation of Kevin Warsh as chairman of the Federal Reserve is already reshaping conversations across the housing industry — particularly among real estate agents watching mortgage rates, affordability and transaction volume. Warsh is set to officially succeed Jerome Powell after a contentious confirmation process held against a backdrop of elevated inflation, geopolitical instability

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A tale of two M&As: DFH’s hostile bid sharpens homebuilder tiers

Homebuilders, HWmember, Leadership, Mergers and Acquisitions, Residential Real Estate, The Builder's Daily, Valuation /

While Wall Street waits to see if and when Dream Finders Homes returns with a sweeter bid after Beazer Homes’ board rejected its third unsolicited takeover proposal, another provocative question may be lurking across the sector. What if Dream Finders’ hostile move this week did more than put Beazer in play? What if it exposed

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