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Qualia puts forth FinCEN compliance solution

Closings, eClosing, FinCEN, HWmember, Money laundering, Qualia, Real Estate, Regulatory Compliance, Title /

Qualia has introduced new compliance tools within its cloud-based title production system to help title and escrow companies prepare for federal anti-money laundering regulations taking effect next March. New features are designed to help companies track, collect and report information required under the Financial Crimes Enforcement Network (FinCEN) Anti-Money Laundering Regulations for Residential Real Estate […]

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What the latest mortgage data tells us about home sales in 2026

Home Prices, Home Sales, Housing Market, HWmember, Mortgage Rates /

The average interest rate on all outstanding mortgages in the U.S. is now 4.3%. You might be surprised to learn that by the end of the year, the average rate will be higher than the levels of Q1 2020, before the pandemic boom. For the average American mortgage holder, the incredible gains of the pandemic

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Younger homeowners seek to redefine property ownership

Connecticut, Gen X, Gen Z, Homebuyers, HWmember, Millennials, Real Estate, Realtor.com /

Over the next two decades, roughly $124 trillion will move from baby boomers to younger generations, according to Cerulli Associates. For many millennials — amid climate anxiety and financial uncertainty — that inheritance is prompting a new question; what should ownership mean? In Norwalk, Conn., Austin and Allison McChord are testing an answer. “The first

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TransUnion pushes back on single-pull mortgage credit proposal

Bob Broeksmit, credit report, HWmember, LendingLife, Mortgage, Mortgage Bankers Association, Origination, TransUnion /

Credit bureau TransUnion is pushing back against the idea of replacing the current tri-merge mortgage credit model with a single credit pull, arguing that the shift would increase systemic risk and restrict access to credit. The conclusion comes from a TransUnion study released during the Mortgage Bankers Association (MBA)’s Annual Convention and Expo, as the

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South Florida boutique brokerage Galleria International Realty joins Compass

Brokerage, Compass, Florida, HWmember, Mergers and Acquisitions, People Movers, Real Estate /

Compass’s market share in South Florida is growing. On Monday, Galleria International Realty announced that it is joining Compass.  According to Compass, the Fort Lauderdale-based firm’s team has over 100 years of combined experience and has recorded over $2 billion in combined career sales.  “Bringing Galleria International Realty into the Compass network represents an important

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Former economic leaders Cohn and Summers warn on U.S. fiscal path

Debt, Federal Reserve, Government Lending, GSEs, Housing Market, HWmember, Mortgage, Mortgage Bankers Association, Politics, White House /

Top former U.S. economic leaders, Gary Cohn and Lawrence Summers, raised red flags about the nation’s fiscal trajectory, the challenges of balancing monetary policy and the global context of U.S. debt. However, they Summers says economy is “remarkably resilient.” Speaking at the 2025 Mortgage Bankers Association‘s Annual Convention and Expo, Cohn and Summers also credited

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Tech Pulse: Are MLS policies built for the ChatGPT era?

Artificial Intelligence, ChatGPT, eXp Realty, Homes.com, HWmember, MLS, Mortgage, Real Estate, Technology, Zillow /

Welcome back to Tech Pulse — HousingWire‘s weekly series rounding up the latest in technology news, including tools, integrations and trends that impact mortgage and real estate. Here’s what happened this week: Are MLS policies built for the ChatGPT era? Zillow‘s integration with ChatGPT has ignited a debate over MLS compliance, with industry leaders examining the implications for data privacy

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TransUnion cuts VantageScore 4.0 pricing for mortgage lenders

Credit Score, Equifax, Experian, FICO, HWmember, LendingLife, Mortgage, Origination, TransUnion /

Credit bureau TransUnion has followed its peers in slashing prices for mortgage lenders that purchase VantageScore 4.0, responding to Fair Isaac Corp. (FICO)’s newly implemented pricing model. Starting in 2026, TransUnion will offer VantageScore 4.0 for $4 per score and provide it at no cost to lenders that purchase a FICO score through the end

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Phoenix Suns ownership dispute involving UWM’s Ishbia resolved in court

HWmember, Lawsuit, Legal, Mat Ishbia, Mortgage, United Wholesale Mortgage /

The legal dispute over ownership and transparency of the NBA‘s Phoenix Suns has apparently come to an end as the parties have executed a stipulation of dismissal in the Delaware Court of Chancery, formally ending the lawsuit without a judge deciding the merits. The filing, submitted Friday, stipulates that both parties will cover their own

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Griffin Funding alleges West Capital Lending, former LOs diverted borrower leads

California, Griffin Funding, HWmember, Lawsuit, Legal, LendingLife, loanDepot, Mortgage, Mortgage Broker /

loanDepot wasn’t the first mortgage lender to accuse West Capital Lending (WCL) of engaging in unlawful business practices — allegations that have drawn renewed attention to the tensions between retail mortgage lenders and brokerages in California. The cases spotlight the transfer of leads and borrowers when loan officers move between companies, raising questions about the

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