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With a Fed rate cut likely, how big could the refinance wave be?

Federal Reserve, HWmember, ICE Mortgage Technology, Keefe, Bruyette & Woods, LendingLife, Mortgage, Origination, Refinancing /

Mortgage rates at their lowest levels in nearly a year are driving a wave of refinance opportunities for lenders ahead of the Federal Reserve’s expected rate cut next week. The shift is encouraging more borrowers to leave the sidelines, with small rate moves already triggering meaningful activity. “Refinance businesses increased significantly from the first quarter, […]

With a Fed rate cut likely, how big could the refinance wave be? Read More »

Stephen Miran may join the Fed before the next interest rate vote

Federal Reserve, HWmember, Mortgage, Mortgage Rates, Politics, Regulatory, Senate, Trump administration /

Last month, President Donald Trump nominated Stephen Miran to fill a vacant seat on the Federal Reserve’s Board of Governors. And much like other Trump administration picks that require Senate confirmation, Miran’s selection has drawn skepticism from Democratic lawmakers. Miran met last week with members of the Senate banking committee, and a full floor vote

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Assurant Lending Solutions unveils insurance verification tool HOIVerify

Homeowners insurance, HWmember, Insurance, Mortgage, Mortgage applications, Technology, Underwriting /

Assurant Inc. on Monday announced the launch of HOIVerify Origination, an API-enabled solution that streamlines and automates insurance verification during the mortgage origination process. “Assurant’s HOIVerify product suite modernizes the complex mortgage loan process,” Greg Tuttle, senior vice president of Assurant Lending Solutions, said in a statement. “HOIVerify Origination is a proprietary platform that automates

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Pennymac announces equity stake, partnership with Vesta

HWmember, Investor, Mortgage, Mortgage applications, Partnerships, PennyMac, Technology /

Pennymac Financial Services Inc. announced on Monday that it has taken a long-term minority equity stake in Vesta Innovations Inc. as part of an effort to modernize the mortgage process. The investment is part of a partnership between the two companies, also announced on Monday, which aims to streamline mortgage applications and enhance the customer

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Qualia launches agentic AI tool to streamline the title process

Artificial Intelligence, HWmember, Qualia, Technology, Title, Title insurance /

In 2024, a study by title production software company Qualia found that the vast majority of title professionals use artificial intelligence. Over the past year, Qualia put that finding to good use, as it announced on Monday the launch of its agentic AI tool Qualia Clear. According to Qualia, the technology turns its title production

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The loan officer’s job is gone, but the Mortgage Advisor’s job is here to stay

Contributors, HWmember, Loan Officer, Opinion /

For decades, the mortgage industry trained us to believe our job as loan officers was clear and defined. A family or individual decided to buy a home, they came to us, and we stepped in to help them finance it. The process was straightforward: get them pre-approved, explain the numbers, shepherd the loan through closing

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Can mortgage rates get below 6% with this Federal Reserve?

Federal Reserve, Housing Inventory, Housing Market, Housing Market Tracker, HWmember, Mortgage Rates, New listings, Purchase Applications /

Now that jobs week is over, we are all left with one truth: it really is about the labor market over inflation data when it comes to mortgage rates, which hit a fresh year-to-date low after Friday’s terrible jobs numbers. The question now is whether mortgage rates can drop below 6% and stay there with

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Trump signs law banning trigger leads

Donald Trump, HWmember, Lead Generation, LendingLife, Mortgage, Mortgage Bankers Association, NAMB, Origination, Regulatory, Trump administration /

President Donald Trump on Friday signed the Homebuyers Privacy Protection Act (H.R. 2808), establishing a nationwide ban on the abusive use of trigger leads beginning in March 2026. The legislation had broad mortgage industry support. It cleared the House in June and the Senate by unanimous consent in August, with bipartisan sponsorship from Reps. John

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Tech Pulse: Trendsetters nominations open, AI sales agent eases mortgage process

Artificial Intelligence, Blue Sage Solutions, Bright MLS, Figure Technologies, Final Offer, HW Tech Trendsetters, HWmember, MLS, Mortgage, Real Estate, Real Estate Agents, Restb.ai, Technology /

Welcome back to Tech Pulse — HousingWire‘s weekly series rounding up the latest in technology news, including tools, integrations and trends that impact mortgage and real estate. Here’s what happened this week: Where Are They Now? Looking back at the first class of Tech Trendsetters As HousingWire opens nominations for the 2025 Tech Trendsetters award, we’re looking back at the

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HUD Innovative Housing Showcase begins Saturday

Affordability, Energy, Housing Market, HUD, HWmember, Scott Turner, Technology, Trump administration, Washington, D.C. /

More than two dozen organizations will present cutting-edge housing and building solutions on the National Mall in Washington, D.C., this weekend during the U.S. Department of Housing and Urban Development (HUD)’s annual Innovative Housing Showcase. The event, established by then-HUD Secretary Ben Carson in 2019, is scheduled for Sept. 6–10. “HUD is proud to champion

HUD Innovative Housing Showcase begins Saturday Read More »