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Rate adds seven former Movement Mortgage loan officers

Rate announced Thursday that it added seven loan officers from Movement Mortgage in December 2025, a move the Chicago-headquartered Rate characterized as a “significant wave of competitive talent acquisition momentum to close out the year.” The loan officers who joined Rate are Gabriel Carter of Santa Barbara, California; Alexandra Hunt of Tampa, Florida; James Golotko […]

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New Fed proposals could reshape mortgage capital requirements

Regulatory changes to how banks treat mortgage assets — anticipated this week by Federal Reserve Vice Chair Michelle Bowman — may have an impact on the mortgage market over time, analysts said. “The near-term impact on the mortgage market is likely to be somewhat limited,” Keefe, Bruyette & Woods (KBW) analysts wrote in a report

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Kentucky bill would freeze property taxes for senior homeowners

A proposed constitutional amendment that would freeze property tax assessments for 65-and-older residents in Kentucky has cleared a state Senate committee — one of several efforts to limit rising tax bills for elderly homeowners. Senate Bill 51, sponsored by state Sen. Mike Nemes (R-Shepherdsville), would lock in the assessed value of a senior’s primary residence

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CEA analysis weighs CFPB’s economic impact

A new report from the Council of Economic Advisers (CEA) estimates that the Consumer Financial Protection Bureau (CFPB) has imposed $237 billion to $369 billion in cumulative costs on U.S. consumers since its creation in 2011, largely through higher borrowing costs. For 2024 alone, the report estimates $24 billion to $38 billion in costs. The

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Mortgage demand rises 2.8%, fueled by 7% leap for refis

Mortgage applications rose 2.8% last week as lower borrowing costs spurred a pickup in refinancing activity, according to the Mortgage Bankers Association (MBA)’s weekly mortgage applications survey for the week ending Feb. 13. On an unadjusted basis, the index rose 5% compared with the previous week. Refinance applications led the gain, climbing 7% from the

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Delta Media powers unified digital platform for Keyes and Illustrated Properties

Real estate brokerage firm The Keyes Company and Illustrated Properties is teaming up with Delta Media Group to launch a unified, AI-ready digital platform for its agents and their clients in South Florida.  Developed in partnership with Delta Media Group and built on DeltaNET7, Delta’s enterprise real estate technology, the platform brings consumer websites, agent

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The Inflation You Can’t Budget Around: Why Housing Search Must Move From Price to Monthly Payment

Inflation didn’t just make things “more expensive.” It broke household planning—because the largest line item in most budgets, housing, is still shopped with the wrong unit of measure. When families budget by monthly outflow but search by list price, the market becomes inefficient, stress rises, and mobility collapses. The fix is straightforward: make monthly payment

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Rayse, OneKey MLS partner on agent value tools in New York

Rayse has partnered with OneKey Multiple Listing Service (MLS) to offer its agent value and transparency platform as an enhanced member benefit to more than 43,000 Realtors serving Long Island, Manhattan, the Hudson Valley and the broader New York metropolitan area. OneKey MLS is the largest Realtor-run MLS in the state of New York —

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Property tax burdens vary widely as states debate senior relief

Property taxes can feel like a minor nuisance in some states and a crushing expense in others — a reality detailed in a new WalletHub analysis. The average U.S. household pays $3,119 per year in property taxes, according to U.S. Census Bureau data cited in the report. Even renters are affected. Roughly 35% of households

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United Real Estate’s strategic position in the mega-brokerage era

For Dan Duffy, CEO of United Real Estate Group, the current market is not defined by disruption alone. It is defined by positioning — years of deliberate preparation colliding with a period of industry upheaval. “I have never been this excited about the next phase [of our company],” he said. “There’s never been as much

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