Apply Online
Schedule a Call

Mortgage Bankers Association

IMB profits rise to $785 per loan in 2025 as servicing keeps more lenders in the black

HWmember, IMBs, Marina Walsh, Mortgage, Mortgage Bankers Association, Origination, Servicing /

Independent mortgage banks (IMBs) and mortgage subsidiaries of chartered banks earned an average profit of $785 on each loan they originated in 2025, up from $443 per loan in 2024, according to the Mortgage Bankers Association (MBA)’s 2025 Annual Mortgage Bankers Performance Report, released Thursday. MBA reported that the average net production profit reached 21 […]

IMB profits rise to $785 per loan in 2025 as servicing keeps more lenders in the black Read More »

MBA’s Broeksmit on Trump orders, AI and mortgage affordability at ICE X26

Bob Broeksmit, HWmember, ICE Mortgage Technology, Intercontinental Exchange, LendingLife, Mortgage, Mortgage Bankers Association, Origination, Trump administration /

“Just when I think things are falling in place, another wild card arrives,” Mortgage Bankers Association (MBA) president and CEO Bob Broeksmit said Tuesday morning at ICE Experience’s X26 annual mortgage conference.  In a conversation with ICE Mortgage Technology President Bob Hart that spanned recent executive orders, mergers and acquisitions, and artificial intelligence, Broeksmit admitted

MBA’s Broeksmit on Trump orders, AI and mortgage affordability at ICE X26 Read More »

Tavant agentic AI portal connects lenders, real estate agents, borrowers

Agent, Artificial Intelligence, Compliance, Fair Lending, HWmember, Loan Officer, Mortgage, Mortgage Bankers Association, Real Estate, Technology /

At the Mortgage Bankers Association’s Servicing Solutions Conference & Expo 2026 in Dallas, Tavant unveiled its TOUCHLESS Servicing Portal and embedded artificial intelligence (AI) agent MAYA — expanding its platform beyond loan origination and into post-close servicing. The new portal unifies application, decisioning and servicing in a single borrower-facing experience, allowing homeowners to move from

Tavant agentic AI portal connects lenders, real estate agents, borrowers Read More »

Mortgage applications rise slightly as rates move closer to 6%

Data & Visuals, HWmember, Mortgage, Mortgage applications, Mortgage Bankers Association, Mortgage Rates, Origination, Purchase Applications, Refinancing, Xactus /

Mortgage applications increased 0.4% from one week earlier, according to data from the Mortgage Bankers Association (MBA)’s weekly mortgage applications survey for the week ending Feb. 20. On an unadjusted basis, the index increased 2% compared with the previous week. The seasonally adjusted purchase index decreased 5% from one week earlier. The unadjusted purchase index

Mortgage applications rise slightly as rates move closer to 6% Read More »

Trade groups push for lower MSR capital charges, tailored mortgage risk weights

Banking, basel III, Federal Deposit Insurance Corporation, Federal Reserve, HWmember, Mortgage, Mortgage Bankers Association, MSRs, Office of the Comptroller of the Currency, Regulatory, Regulatory Compliance /

Eight trade groups representing lenders are urging federal regulators to revise bank capital rules by adopting a more tailored risk weight for mortgages held on balance sheets and by significantly cutting the capital charge applied to mortgage servicing rights (MSRs). In a letter sent Friday to the Federal Reserve, the Federal Deposit Insurance Corp. and the

Trade groups push for lower MSR capital charges, tailored mortgage risk weights Read More »

FirstHome IQ partners with MBA to boost loan officer advocacy on Capitol Hill

Bob Broeksmit, HWmember, Loan Officer, Mortgage, Mortgage Bankers Association, Partnerships, Politics /

FirstHome IQ, a nonprofit focused on first-time homebuyer education and financial literacy, announced Thursday that it’s teaming up with the Mortgage Bankers Association to bring a coalition of loan officers to Washington, D.C., for the MBA’s National Advocacy Conference in April. The initiative aims to have at least one LO from every state advocating together

FirstHome IQ partners with MBA to boost loan officer advocacy on Capitol Hill Read More »

Mortgage demand rises 2.8%, fueled by 7% leap for refis

HWmember, Mortgage, Mortgage applications, Mortgage Bankers Association, Mortgage Rates, Origination, Purchase Applications, Refinancing, Xactus /

Mortgage applications rose 2.8% last week as lower borrowing costs spurred a pickup in refinancing activity, according to the Mortgage Bankers Association (MBA)’s weekly mortgage applications survey for the week ending Feb. 13. On an unadjusted basis, the index rose 5% compared with the previous week. Refinance applications led the gain, climbing 7% from the

Mortgage demand rises 2.8%, fueled by 7% leap for refis Read More »

Basel capital rules may be revised to boost bank mortgage lending

American Bankers Association, basel III, Federal Reserve, HWmember, Mortgage, Mortgage Bankers Association, MSRs, Regulatory /

Michelle Bowman, the Federal Reserve‘s vice chair for supervision, used a major industry forum to argue that Basel capital rules have helped to drive mortgage lending and servicing away from banks — and that it’s time to reconsider that approach. Addressing the American Bankers Association (ABA)’s 2026 Conference for Community Bankers on Monday, Bowman described

Basel capital rules may be revised to boost bank mortgage lending Read More »

Single-file credit proposal reignites debate over savings vs risks

Bob Broeksmit, Community Home Lenders of America, credit report, HWmember, LendingLife, Mortgage, Mortgage Bankers Association, Origination /

A proposal to replace the longstanding tri-merge credit report with a single-file model has reignited debate over borrower costs and systemic risk, placing trade associations on opposing sides. Supporters argue a single pull would encourage more predictive credit data and reduce systemwide costs without materially increasing risk in some cases, noting that mortgage servicing rights

Single-file credit proposal reignites debate over savings vs risks Read More »

The Mortgage Collaborative and MBA partner to expand advocacy

HWmember, Mortgage, Mortgage Bankers Association, Partnerships, The Mortgage Collaborative /

The Mortgage Collaborative (TMC) and the Mortgage Bankers Association (MBA) on Monday announced a partnership aimed at expanding advocacy, education and engagement opportunities for independent mortgage lenders. The Mortgage Collaborative, the largest independent cooperative network for mortgage lenders, said the partnership is designed to strengthen connections between independent lenders and national industry advocacy efforts. Under

The Mortgage Collaborative and MBA partner to expand advocacy Read More »