Apply Online
Schedule a Call

Mortgage Bankers Association

Former economic leaders Cohn and Summers warn on U.S. fiscal path

Debt, Federal Reserve, Government Lending, GSEs, Housing Market, HWmember, Mortgage, Mortgage Bankers Association, Politics, White House /

Top former U.S. economic leaders, Gary Cohn and Lawrence Summers, raised red flags about the nation’s fiscal trajectory, the challenges of balancing monetary policy and the global context of U.S. debt. However, they Summers says economy is “remarkably resilient.” Speaking at the 2025 Mortgage Bankers Association‘s Annual Convention and Expo, Cohn and Summers also credited […]

Former economic leaders Cohn and Summers warn on U.S. fiscal path Read More »

New-home loan growth slows as builders anticipate a slowdown

Homebuilders, LOAN PRODUCTS, Mortgage applications, Mortgage Bankers Association, Originations /

Applications for new-home purchase mortgages ran ahead of last year’s pace in September, but various factors have the leading industry trade group preparing for a near-term slowdown. Purchase applications for new single-family properties increased 2% on a year-over-year basis last month, picking up some momentum after August’s flatter 1% rise, according to the Mortgage Bankers

New-home loan growth slows as builders anticipate a slowdown Read More »

New-home mortgage applications dip in September

Homebuilder Confidence, Homebuilders, HWmember, LendingLife, Mortgage, Mortgage applications, Mortgage Bankers Association, New Home Sales, Origination, Purchase Applications /

Mortgage applications for new homes dipped in September from the previous month but remained higher than last year’s levels, according to the Mortgage Bankers Association (MBA)’s Builder Application Survey released Thursday. The data offers a snapshot of housing demand at a time when market watchers are seeking clues about new-home sales amid the federal government

New-home mortgage applications dip in September Read More »

Is it possible for the GSEs to exit conservatorship without market disruption?

2025 Mortgage Banking Summit, Community Home Lenders of America, Conservatorship, GSEs, Housing Market, HWmember, Mortgage, Mortgage Bankers Association /

As Fannie Mae and Freddie Mac inch toward a possible release from federal conservatorship, industry leaders on Tuesday discussed potential paths for the government-sponsored enterprises (GSEs), emphasizing the need for market stability and competition. The GSEs’ possible release and the timing of a change is the topic of much speculation. Recent commentary from U.S. Department

Is it possible for the GSEs to exit conservatorship without market disruption? Read More »

MBA announces retirement of COO by year’s end

Career moves, Industry News, Mortgage Bankers Association /

The Mortgage Bankers Association’s Chief Operating Officer will retire at the end of the year, the company announced Wednesday. Marcia Davies joined the MBA in 2011 as senior vice president of conference and meetings and chief of staff under former President and CEO David Stevens. She was promoted to chief operating officer in 2014.  “Her

MBA announces retirement of COO by year’s end Read More »

Mortgage payment levels see fourth straight monthly drop

Home Prices, Housing affordability, Mortgage applications, Mortgage Bankers Association, Originations /

Home buyers saw hints of easing affordability throughout the summer, as mortgage payment levels dropped month to month, but prices and inventory still prove to be formidable obstacles.  The median payment on new mortgage applications in August came in at $2,100, a 1.3% decrease from July. August’s number still clocked in 2.1% higher compared with

Mortgage payment levels see fourth straight monthly drop Read More »

Mortgage applications increase as rates fall to 12-month low

HWmember, Mike Fratantoni, Mortgage, Mortgage applications, Mortgage Bankers Association, Mortgage Rates, Origination, Purchase Applications, Refinancing /

Following another decline in mortgage rates, mortgage applications increased 0.6% from one week earlier, per data from the Mortgage Bankers Association (MBA)’s weekly mortgage applications survey for the week ending Sept. 19, 2025. Without adjusting for seasonality, the index increased 0.1% compared with the previous week. A key driver of applications was the refinance share

Mortgage applications increase as rates fall to 12-month low Read More »

Mortgage applications soar ahead of Fed meeting

Adjustable-Rate Mortgage, HWmember, Mortgage, Mortgage applications, Mortgage Bankers Association, Mortgage Rates, Refinancing /

Continuing their upward trajectory, mortgage applications increased 29.7% from one week earlier, according to data from the Mortgage Bankers Association (MBA)’s weekly mortgage applications survey for the week ending Sept. 12. On an unadjusted basis, the index increased 43% compared with the previous week. Last week’s results included an adjustment for the Labor Day holiday.

Mortgage applications soar ahead of Fed meeting Read More »

MBA’s Bob Broeksmit sees risks in merging Fannie and Freddie

Bob Broeksmit, Fannie Mae, Freddie Mac, GSEs, Housing Market, HWmember, Mortgage, Mortgage Bankers Association, Trump administration /

Amid recent reporting that President Trump is weighing a $500 billion stock offering for Fannie Mae and Freddie Mac and that he might be considering a merger of the two mortgage giants, Mortgage Bankers Association‘s CEO and President Bob Broeksmit authored a blog post highlighting the benefits of having two government-sponsored enterprises (GSEs). In his

MBA’s Bob Broeksmit sees risks in merging Fannie and Freddie Read More »

Trump signs law banning trigger leads

Donald Trump, HWmember, Lead Generation, LendingLife, Mortgage, Mortgage Bankers Association, NAMB, Origination, Regulatory, Trump administration /

President Donald Trump on Friday signed the Homebuyers Privacy Protection Act (H.R. 2808), establishing a nationwide ban on the abusive use of trigger leads beginning in March 2026. The legislation had broad mortgage industry support. It cleared the House in June and the Senate by unanimous consent in August, with bipartisan sponsorship from Reps. John

Trump signs law banning trigger leads Read More »