After strong showings on Friday, treasuries opened today with small bullish gaps carrying at least the 10 and 30-year yields through what figured to be strong resistance. Processing Content There has been no appreciable change in expectations for future rate cuts. I did see on Friday that there were doubts on Wall Street that the […]
Treasury gains face critical 5-year inflection Read More »
Converging forces reshape the industry The real estate market is experiencing a once-in-a-generation disruption, driven by forces that are fundamentally reshaping the role of agents and brokers. Semi-private deal networks, a growing class of small investors, legal and regulatory shifts, and intensifying competition among online portals are creating an unfamiliar landscape High mortgage rates and
How off-market deals and investor demand are reshaping residential real estate Read More »
Most buyers are conditioned to believe: wait for interest rates to fall and homes will finally be affordable again. It sounds logical; that lower rates should mean lower monthly payments and that is affordability, right? Except history shows something very different, something counter to what we have been led to believe; that when interest rates
With mortgage rates near 6% and the snow effect fading away, we got a rebound in the weekly housing demand last week. For me, this is more about the snow impact fading from the data line, as we also saw a pickup in new listings. Housing inventory picked up a smidge, and the year-over-year price
Housing demand snaps back as mortgage rates near 6% Read More »
Mortgage lenders are entering the 2026 spring homebuying season with strengthening business pipelines, fueled by lower mortgage rates, rising refinance incentives and early signs of improving purchase demand. “We’re off to a great start,” Alex Elezaj, executive vice president and chief strategy officer for United Wholesale Mortgage (UWM) said in an interview with HousingWire. “Spring
Mortgage lenders report strong start to 2026 homebuying season Read More »
Mortgage rates dropped for the first time in three weeks but have remained in the same range for the past month. Processing Content The 30-year fixed-rate mortgage averaged 6.09% Thursday, down two basis points from 6.11% last week, according to the Freddie Mac Primary Mortgage Market Survey. The 30-year rate was 6.87% at this time
Mortgage rates slip, but 6% may be the limit Read More »
Federal Reserve Bank of Kansas City President Jeff Schmid said the US central bank should hold rates at a “somewhat restrictive” level, as he expressed continued concerns over inflation that remains too high. Processing Content “In my view, further rate cuts risk allowing high inflation to persist even longer,” Schmid said Wednesday in prepared remarks
Fed’s Schmid says restrictive rates needed to cool inflation Read More »
As housing affordability remains strained, policymakers and industry leaders are weighing how regulation, mortgage markets and tax policy shape access to homeownership. Isaac Boltansky, head of public policy at Pennymac, fielded questions on the matter from Robb Van Raaphorst, senior vice president at Rational 360. Boltansky said debate in Washington, D.C., reflects growing urgency around
Pennymac leader on policy shifts to ease homeownership barriers Read More »
The U.S. housing market may be poised for a historic surge as pent-up demand meets a potentially lower rate environment. As part of an expert panel at HousingWire’s 2026 Housing Economic Summit, MBS Highway founder and CEO Barry Habib said the first move downward in mortgage rates could trigger a rush of buyers who have
Barry Habib, Logan Mohtashami say housing market set for pent-up demand surge Read More »
Optimal Blue reported a sharp increase in refinance activity in January as falling mortgage rates spurred borrowers to act, according to its January 2026 Market Advantage data report released on Tuesday. Total rate-lock volume rose 16% from December and was 36% higher than in January 2025. The increase was driven primarily by rate-and-term refinances, which
Optimal Blue mortgage data shows 50% refi jump in January as rates dip Read More »