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Mortgage Rates

Fannie Mae’s portfolio surge is the biggest in over a decade

GSEs, Mortgage Rates, Mortgages, Secondary markets, The Great American Mortgage Corporation /

Fannie Mae has reported a jump in its retained portfolio size that investment professionals at Rithm have recently noted is the largest seen since the Great Financial Crisis. Processing Content The government-sponsored enterprise retained a combination of loans and mortgage-backed securities totaling nearly $168.74 billion in March, up considerably from the previous month’s $150.39 billion. […]

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US punts on debt auctions, signaling no changes into 2027

Mortgage Rates, Treasurys /

The US Treasury signaled it’s still comfortable issuing the shortest-dated debt to meet escalating government borrowing needs — even as warnings emerge about the strategy’s risks. Processing Content The Treasury anticipates keeping nominal note and bond sale sizes unchanged “for at least the next several quarters,” the department said in a quarterly statement on debt

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Chase Home Lending offers temporary mortgage rate discount

JPMorgan Chase, Marketing, Mortgage Rates, Originations /

Chase Home Lending is offering a mortgage rate discount for the next two weeks to boost activity in the second half of the spring homebuying season. Processing Content The promotion offers rate cuts of as much as 25 basis points, depending on product and location, on new-home purchases as well as rate-and-term and cash-out refinance

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Survey says homebuyers overestimate credit scores, down payments

Credit Score, FHA loan, Government Lending, Homebuyers, HWmember, Mortgage, Mortgage Rates, VA Loan, Veterans United Home Loans /

Many prospective homebuyers are sitting on the sidelines unnecessarily because they overestimate the credit scores, down payments and rate conditions needed to qualify for a mortgage, according to survey data released Monday by Veterans United Home Loans. The online survey, conducted in March 2026 by research firm Sparketing on behalf of Veterans United, polled 400

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Mortgage spreads are the only thing keeping rates under 7%

Housing Inventory, Housing Market, Housing Market Tracker, HWmember, Mortgage Rates, New listings, Purchase Applications /

Mortgage spreads are once again the unsung hero for housing in 2026 because they are the sole reason why mortgage rates have been under 6.65% the entire year! Last week, the benefits of mortgage spreads being close to normal were very evident: if we currently had the highest levels of mortgage spreads in 2023, 2024

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Mortgage rates rise on Iran standoff, FOMC meeting news

Economy, Housing markets, MARKETING TO BORROWERS, Mortgage Rates, Originations /

Mortgage rates ended their three-week slide, with the 30-year fixed moving 7 basis points higher as a primary benchmark for pricing loans remained elevated. Processing Content For the first time in a month, the 10-year Treasury yield moved over 4.4% on April 29. Other than that late March rise, the last time it was this

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2026’s Top Producers: numbers 100-51

2026 top producers, Marketing, MARKETING TO BORROWERS, Mortgage Rates, Originations /

As the mortgage industry planned for 2026, it anticipated a strong purchase market, benefitting from a declining interest rate environment. Processing Content Early reports were lining up for a good spring homebuying season. In late February, several sources, including the Freddie Mac Primary Mortgage Market Survey, had the conforming 30-year fixed close to or under

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Inflation outpaces home-price growth for 9th straight month

Home Prices, Housing markets, Mortgage Rates, Originations /

Although mortgage rates dipped below 6% in February for the first time since 2022, home-price growth continued to slow, two new industry reports found. Processing Content More than half of the major metropolitan markets in the United States posted year-over-year price declines in February, while prices rose 0.7% nationally, according to the S&P Cotality Case-Shiller

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2026’s Top Producers: numbers 175-101

2026 top producers, Marketing, MARKETING TO BORROWERS, Mortgage Rates, Originations /

While most of the originators responding to this year’s Top Producers survey are looking to the tried and true method of mining the existing client database in order to drive customer retention, some are planning to take their game up to the next level. Processing Content Customer retention was one of the open ended questions

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Housing demand shockingly positive even as the Iran war continues

Housing Inventory, Housing Market, Housing Market Tracker, HWmember, Mortgage Rates, New listings, Purchase Applications /

To my shock, housing demand grew noticeably last week, even though the war with Iran continues and mortgage rates are higher today than before the war started. Last week was one of the more positive reports since I started writing the Housing Market Tracker at the end of 2022. Everything I want to see in

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