Apply Online
Schedule a Call

Mortgage

Texas judge dismisses Colony Ridge discrimination lawsuit

Consumer Financial Protection Bureau, Department of Justice, Discrimination, HWmember, Legal, Mortgage, Texas /

A federal judge in Texas dismissed with prejudice a high-profile discrimination lawsuit against Colony Ridge Development while sharply criticizing a proposed settlement agreement that would have directed millions of dollars toward infrastructure and immigration enforcement rather than compensating alleged victims. In an order filed on April 28 in the U.S. District Court for the Southern […]

Texas judge dismisses Colony Ridge discrimination lawsuit Read More »

UWM raises Two Harbors bid to $12 per share

CrossCountry Mortgage, HWmember, LendingLife, Mergers and Acquisitions, Mortgage, Servicing, Two Harbors Investment Corp., United Wholesale Mortgage /

UWM Holdings Corp. is pressing its campaign to acquire Two Harbors Investment Corp. (TWO), issuing an open letter to the seller shareholders Thursday evening that details a sweetened proposal that valued the real estate investment trust (REIT) at $12 per share, positioning the bid as superior to the pending sale to CrossCountry Intermediate Holdco. UWM

UWM raises Two Harbors bid to $12 per share Read More »

CrossCountry raises bid for Two Harbors after rival offer from UWM

CrossCountry Mortgage, HWmember, Mergers and Acquisitions, Mortgage, Origination, Servicing, Two Harbors Investment Corp., United Wholesale Mortgage /

UWM Holding Corp. may not win the bid to acquire Two Harbors Investment Corp., but an unsolicited proposal for the real estate investment trust just forced CrossCountry Intermediate Holdco to raise its offering. Two Harbors announced Tuesday that it amended its merger agreement to increase the all-cash price CrossCountry will pay to $11.30 per share.

CrossCountry raises bid for Two Harbors after rival offer from UWM Read More »

The Gathering 2026: Mortgage execs debate the hidden risks of credit score reform

credit report, Credit Score, FHFA, GSEs, HWmember, LendingLife, Mortgage, Origination, The Gathering 2026 /

Mortgage industry executives say the shift to new credit score models and lender choice could raise mortgage delinquencies, reshape pricing grids at the government-sponsored enterprises (GSEs) and ultimately push costs back onto borrowers, even if the costs for scores fall on the front end. U.S. Department of Housing and Urban Development (HUD) Secretary Scott Turner

The Gathering 2026: Mortgage execs debate the hidden risks of credit score reform Read More »

Bill targets Social Security earnings limits as retirement trends shift

Affordability, Aging in Place, Baby Boomer, HWmember, Legislation, Mortgage, Retirement, Reverse, Social Security /

A proposal in Congress to eliminate a rule that reduces Social Security benefits for working retirees comes as more Americans rethink what retirement looks like and opt for flexible, phased transitions instead of a hard stop. The Senior Citizens’ Freedom to Work Act, introduced by Sen. Rick Scott (R-Fla.) and Rep. Greg Murphy (R-N.C.), would

Bill targets Social Security earnings limits as retirement trends shift Read More »

HUD rescinds FHA, USDA energy efficiency rule for new homes

Energy, FHA, FHA loan, Housing Market, HUD, HWmember, Mortgage, Regulatory, Scott Turner, USDA /

U.S. Department of Housing and Urban Development (HUD) Secretary Scott Turner said the agency is rescinding energy-efficiency requirements tied to loans backed by the Federal Housing Administration (FHA) and U.S. Department of Agriculture (USDA). Turner announced the move Tuesday at HousingWire’s The Gathering in Austin. A 2024 rule under the Biden administration had made new

HUD rescinds FHA, USDA energy efficiency rule for new homes Read More »

The Gathering: AI opportunities and risks for mortgage lenders

Artificial Intelligence, HWmember, Mortgage, New American Funding, Patty Arvielo, The Gathering 2026 /

Artificial intelligence is poised to reshape mortgage lending operations and consumer engagement while also raising concerns about workforce disruption across the industry, two mortgage executives said during a panel discussion at HousingWire‘s The Gathering in Austin. Speaking at the event on Tuesday morning, Patty Arvielo, CEO and co-founder of New American Funding (NAF), and LaTasha

The Gathering: AI opportunities and risks for mortgage lenders Read More »

Rethinking the CRM: How Sure Send is Redefining Daily Execution for Real Estate Professionals

Mortgage, Real Estate, Sponsored, Sure Send, Technology /

For years, CRM platforms have been positioned as the backbone of productivity for loan originators, agents and sales teams. However, in practice, many have failed to evolve beyond static databases, becoming repositories of stale contacts rather than true systems of execution. As teams scale and pipelines grow, the gaps in maintaining meaningful relationships and operating

Rethinking the CRM: How Sure Send is Redefining Daily Execution for Real Estate Professionals Read More »

Smart home technology continues to emerge as key tool for aging in place

Aging in Place, Artificial Intelligence, Baby Boomer, Gen X, Home Equity, HWmember, Mortgage, Retirement, Reverse /

A rapidly aging U.S. population is accelerating demand for smart home technology that allows older adults to remain in their homes longer. Financing options, including the tapping of home equity, are emerging to help pay for it. Roughly 11,000 Americans turn 65 each day and about one in four U.S. residents is now at least

Smart home technology continues to emerge as key tool for aging in place Read More »

NEXA Lending denies loanDepot trade secrets lawsuit

HWmember, Lawsuit, Legal, loanDepot, Mortgage, NEXA Lending /

NEXA Lending CEO Mike Kortas is dismissing claims that the company misappropriated trade secrets and confidential customer data after being sued by rival lender loanDepot in federal court. The complaint alleges that NEXA knowingly assisted two former loanDepot employees in taking proprietary information before leaving the company and using it to solicit borrowers. The lawsuit

NEXA Lending denies loanDepot trade secrets lawsuit Read More »