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Mortgage

Union Home Mortgage brings on M&A veteran Renee Hildebrand

Mergers and Acquisitions, Mortgage, Origination, People Movers, Retail Lending, Team Leaders, Union Home Mortgage /

Union Home Mortgage (UHM) indicated a strong appetite for mergers and acquisitions by hiring Renee Hildebrand from Guild Mortgage to seek new opportunities, the company announced Tuesday. ​​The move comes a few years after the Strongsville, Ohio–based UHM, led by CEO Bill Cosgrove, acquired Amerifirst Home Mortgage. It also follows two additional acquisitions in 2025 […]

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How upfront income accuracy transforms lending

Contributors, HWmember, Income verification, Mortgage, Opinion, Origination /

Mortgage lending has a Day 28 problem. Borrowers engage with lenders on Day Zero. Expectations get set. Loan options get discussed. Confidence gets built. Then income finally receives scrutiny on Day 28—deep in underwriting, after time, money, and operational effort have already been spent. The result? Income surprises kill deals. Borrowers wait, frustrated. Lenders scramble

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Exclusive: Mike Fawaz announces departure from Rocket Pro

HWmember, LendingLife, Mortgage, Mortgage Broker, People Movers, Rocket Companies, Rocket Mortgage, Team Leaders, Wholesale Lending /

Mike Fawaz said Monday that he’s departing Rocket Pro after roughly 15 years with the company and plans to announce his next steps in March. “After nearly 15 years, I have made the thoughtful decision to step away from Rocket,” Fawaz said in a statement given to HousingWire. “After significant reflection, I believe this is

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Basel capital rules may be revised to boost bank mortgage lending

American Bankers Association, basel III, Federal Reserve, HWmember, Mortgage, Mortgage Bankers Association, MSRs, Regulatory /

Michelle Bowman, the Federal Reserve‘s vice chair for supervision, used a major industry forum to argue that Basel capital rules have helped to drive mortgage lending and servicing away from banks — and that it’s time to reconsider that approach. Addressing the American Bankers Association (ABA)’s 2026 Conference for Community Bankers on Monday, Bowman described

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The loan originator’s biggest challenge in 2026

Contributors, HWmember, independent mortgage banks, Mortgage, Mortgage Servicing, Opinion /

Mortgage lenders have been here before. It’s a cyclical business, and most of the executives who are running firms in this industry have been through a cycle or two. The industry experiences a downturn, during which rates rise, affordability falls, and borrowers back away from the market. Eventually, rates fall. Buyers re-enter the market. Pipelines

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How off-market deals and investor demand are reshaping residential real estate

Contributors, Housing Market, HWmember, Mortgage, Mortgage Rates, Opinion /

Converging forces reshape the industry The real estate market is experiencing a once-in-a-generation disruption, driven by forces that are fundamentally reshaping the role of agents and brokers. Semi-private deal networks, a growing class of small investors, legal and regulatory shifts, and intensifying competition among online portals are creating an unfamiliar landscape  High mortgage rates and

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When cheaper rates make homes less affordable: What Zillow, Redfin, and Realtor.com data reveals

Affordability, Contributors, Homebuying, HWmember, Mortgage, Mortgage Rates, Opinion, Origination /

Most buyers are conditioned to believe: wait for interest rates to fall and homes will finally be affordable again. It sounds logical; that lower rates should mean lower monthly payments and that is affordability, right? Except history shows something very different, something counter to what we have been led to believe; that when interest rates

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Q4 2025 earnings for publicly traded mortgage, real estate and homebuilder companies

Earnings, Mortgage, Real Estate, The Builder's Daily /

HousingWire reports on the quarterly earnings of publicly traded mortgage, real estate and homebuilder companies, offering a glimpse into the financial performance of key players in the housing market. As earnings results begin to be released for the fourth quarter of 2025, here’s a rundown of what’s happening at the major lenders, brokerages, builders, listing

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Radian announces exit of CFO Sumita Pandit, elevates finance leaders

Finance, HWmember, Mortgage, Mortgage insurance, Radian, Servicing, Team Leaders /

U.S. mortgage insurer Radian Group Inc. said that president and chief financial officer Sumita Pandit is departing the company effective Thursday, according to filings with the Securities and Exchange Commission (SEC). Radian did not provide details on Pandit’s departure beyond mentioning that “in connection with the involuntary termination of Ms. Pandit’s employment, she will be

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Mortgage escrow misconceptions persist as payment amounts rise

Homeowners insurance, HWmember, Lereta, Mortgage, Mortgage Servicing, Property Tax, Servicing /

Borrowers say they are confident in their understanding of mortgage escrow accounts, but misconceptions persist. And rising property taxes and homeowners insurance premiums continue to drive payment increases that many homeowners do not expect. These are the conclusions of a new survey from LERETA, a provider of technologically advanced tax and flood services for the

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