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Mortgage

With Powell set to move on, who are the candidates for the next Fed chair?

Federal Reserve, HWmember, Jerome Powell, Monetary policy, Mortgage, Regulatory, Trump administration /

Several candidates have been publicly identified to serve as the next chair of the Federal Reserve, with current Chair Jerome Powell‘s term coming to an end in May. Treasury Secretary Scott Bessent told CNBC’s Sara Eisen in October that he would give President Donald Trump “three or four candidates for him to interview” shortly after Thanksgiving. Trump, however, told reporters […]

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Mortgage credit report costs could jump 50% in 2026

Credit Score, Equifax, Experian, FICO, HWmember, LendingLife, Mortgage, Origination, TransUnion, VantageScore, Xactus /

Credit report prices for mortgage lenders will increase by up to 50% in 2026, despite regulatory efforts to boost competition and recent pricing shifts by some players, resellers told HousingWire. It will mark the fourth consecutive year of higher costs.  The increase is tied to credit reports that originate with FICO information and flow through

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From the warming drawer to the freezer: Tariffs, the Supreme Court and housing

Contributors, HWmember, Mortgage, Mortgage Rates, Opinion, Origination, Politics, Supreme Court, Tariffs /

As someone who’s spent decades in the mortgage trenches—and as one of the owners of a $1 billion independent mortgage banking company—I’ve seen a few sunrises and sunsets in this industry. The 2008 crisis. Conservatorship. Waves of QE. Worsening LLPA’s. Adverse market fees. The pandemic housing chaos. Two percent refinances. The fastest rate spike in

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Keller Williams Realty Atlanta partners with Southeast Mortgage of Georgia

Brokerage, Georgia, HWmember, Keller Williams, Mortgage, Real Estate, Real Estate Agents /

Keller Williams Realty Atlanta Partners has entered into a strategic partnership with Southeast Mortgage of Georgia — linking the state’s largest real estate franchise with its largest non-bank mortgage lender. Leaders say the agreement is intended to streamline the home buying and selling process by coordinating lending and real estate services through shared technology and

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Figure unveils industry-first blockchain stock offering

Blockchain, Cryptocurrency, Figure Technologies, HWmember, LendingLife, Mike Cagney, Mortgage, Stock Market, Technology /

Figure Technology Solutions Inc. filed a registration statement on Monday with the Securities and Exchange Commission (SEC) for a proposed public offering of its Series A Blockchain Common Stock, marking the launch of the first blockchain-native public equity security. Figure‘s offering introduces several industry firsts, which could make it a model for future issuances. The

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Foreclosure activity up nearly 20% in October

Attom Data Solutions, California, Florida, Foreclosure, HWmember, Illinois, Mortgage, New York, Real Estate, Texas /

ATTOM released its October 2025 U.S. Foreclosure Market Report, showing 36,766 properties with foreclosure filings — including default notices, scheduled auctions or bank repossessions — a 3% increase from September and more than a 19% increase from a year ago. October marked the eighth straight month of year-over-year foreclosure activity increases, with completed foreclosures up

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Senate Democrats demand GAO investigation into Pulte

Bill Pulte, Democratic Party, FHFA, HWmember, Mortgage, Mortgage Fraud, Politics, Regulatory, Senate, U.S. Senate /

A group of Senate Democrats has asked the Government Accountability Office (GAO) to investigate Federal Housing Finance Agency (FHFA) Director Bill Pulte and other employees over criminal referrals against several public figures as they seek to determine whether federal authority and resources were misused. In a letter sent Monday to Gene Dodaro, the Comptroller General

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Jason Cao joins Tidalwave as COO

Jason Cao joins Tidalwave as COO

Artificial Intelligence, HWmember, Mortgage, People Movers, Team Leaders, Technology, tidalwave /

Tidalwave, an agentic AI mortgage technology startup integrated with Fannie Mae and Freddie Mac, recently announced the hiring of Jason Cao as chief operating officer. Cao, an early investor in Tidalwave two years ago, was most recently COO at CertiK, where he helped build it into a unicorn as the world’s largest blockchain security company.

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Ackman proposes three-step plan for Fannie Mae and Freddie Mac

Conservatorship, Fannie Mae, FHFA, Freddie Mac, GSE Reform, HWmember, IPO, LendingLife, Mortgage, Regulatory /

Bill Ackman, the billionaire founder of Pershing Square Capital Management, proposed on Tuesday a three-step plan for Fannie Mae and Freddie Mac that could still be completed this year, while labeling a stock offering as “not feasible.” Ackman’s plan begins with an agreement letter between the U.S. Department of the Treasury and the Federal Housing

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Mortgage defects are growing in prominence

ACES Quality Management, HWmember, Mortgage, Origination, quality control, Regulatory Compliance, Underwriting /

The share of mortgage with critical defects rose for the second straight quarter as more borrowers tapped home equity through cash-out refinances. That’s according to ACES Quality Management‘s QC Industry Trends Report for the second quarter of 2025. The report, which was released Tuesday and analyzes post-closing quality control data derived from the company’s software,

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