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Natural Disaster

Florida property insurance market is rebounding from 2022 low point

Flood insurance, Florida, Homebuyers, Homeowners insurance, Hurricane, HWmember, Natural Disaster, Real Estate /

ALIRT Insurance Research released a report this week finding that Florida’s homeowners insurance market has stabilized after years of financial strain — following legislative reforms adopted in late 2022 and early 2023. The 2025 Florida Domestic Property Insurer Market Update concludes that the market has rebounded from conditions in 2022, when litigation costs, rising losses […]

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Coalition presses for stronger federal flood response, eyes ROAD to Housing Act

Disaster Relief, FEMA, Flood, HWmember, Kentucky, National Flood Insurance Program, Natural Disaster, Ohio, Politics, Real Estate, Regulatory, Trump administration, Virginia, West Virginia /

A new multi-state coalition is warning that worsening floods across Appalachia — and the federal government’s uneven response — are heightening risks for communities, infrastructure and real estate markets across the region. The Appalachian Flood Resilience Coalition recently convened for the first time to examine Federal Emergency Management Agency (FEMA) funding fights, stalled mitigation programs

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Community association leaders advocate on Capitol Hill

Affordability, Congress, Disaster Relief, Flood insurance, HOA, Homeowners insurance, HWmember, Natural Disaster, Politics, Real Estate, U.S. House of Representatives, U.S. Senate, Washington, D.C. /

Hundreds of community association leaders visited Capitol Hill this past Thursday for the Congressional Advocacy Summit hosted by the Community Associations Institute (CAI). More than 200 advocates from CAI — representing more than 77 million homeowners association, condominium and co-op residents — met with members of Congress and their staff to discuss federal issues in

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Tech startup offering AI-driven property level risk modeling

Affordability, Alabama, California, Climate Change, FEMA, Flood insurance, Florida, Homeowners insurance, Hurricane, HWmember, Insurance, Mississippi, National Flood Insurance Program, Natural Disaster, Real Estate, Tornado, Wildfire /

San Diego-based startup FutureProof is using artificial intelligence (AI) to change the way insurers assess catastrophe risk and set premiums, a shift that could make insurance both more affordable and easier to come by in disaster-prone regions. “FutureProof started with thinking about the build environment and everyone’s homes and businesses,” FutureProof co-founder and co-CEO Alisa

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Experts warn of ‘cycle of doom’ for last resort home insurance

Alabama, Arizona, California, Climate Change, Florida, HWmember, Louisiana, Mississippi, Natural Disaster, North Carolina, Real Estate, Texas, Wildfire /

A growing number of U.S. homeowners are finding their only property insurance option is their state’s last-resort program, according to a new report from the National Resources Defense Council (NDRC). Data shows extreme weather driving private insurers from high-risk areas and forcing premiums higher for everyone else. Last resort programs — known as Fair Access

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California wildfire rebuilding bill paused until 2026

Affordable housing, California, Housing Market, HWmember, Legislation, Los Angeles, Los Angeles Times, Luxury Real Estate, Natural Disaster, Wildfire /

A California wildfire recovery bill will be shelved until 2026, after a torrent of online conspiracy theories and confusion overwhelmed public discussion and policymaking, the Los Angeles Times reported. State Sen. Benjamin Allen (D-Santa Monica) announced that he would pause S.B. 549 — legislation that would have created a local authority to buy lots destroyed

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Realtors Relief Foundation sends $500K to Texas flood victims

Disaster Relief, Flood, HWmember, National Association of Realtors, Natural Disaster, Real Estate, Texas /

The nonprofit Realtors Relief Foundation (RRF) has allocated $500,000 to assist residents in south central Texas following recent floods that took the lives of more than 130 people and displaced families across the region. The funding — distributed through Texas Realtors and eight local associations — will be used to help affected residents cover housing

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‘Insufficient funds’ delay State Farm wildfire check for nearly $900K

California, Chase, Homeowners insurance, Housing Market, HWmember, Insurance, Los Angeles, Natural Disaster, Wildfire /

A nearly $900,000 insurance check from State Farm failed to clear for more than a week, raising alarm for an Altadena, California, homeowner still displaced by January’s wildfires. Amelia McDonald, a veteran insurance defense attorney, deposited a check for $876,354.07 on June 30. But by July 9, the funds were still unavailable. A Chase bank

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North Carolina real estate office reopens after Hurricane Helene devastation

Brokerage, HUD, Hurricane, Natural Disaster, North Carolina, Real Estate /

Premier Sotheby’s International Realty has reopened its office in Asheville, North Carolina, marking a significant milestone in the region’s recovery from Hurricane Helene. The real estate agency, which was severely damaged in the storm, underwent extensive restoration over the past nine months. Its reopening was commemorated with a ceremony on June 16, where a plaque

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FEMA rescinds strategic agency plan ahead of hurricane season

Disaster Relief, FEMA, Housing Market, Hurricane, HWmember, Natural Disaster, Politics /

Hurricane season is set to commence on June 1, but the Federal Emergency Management Agency (FEMA) — which has been experiencing organizational challenges for the past several weeks — has reportedly rescinded its guiding plan for agency objectives and priorities, according to multiple FEMA employees and a memo obtained by news outlet Wired. On Wednesday,

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