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Coalition backs 3 ways to cut housing costs without Congress

Housing markets, Originations, Politics and policy, Secondary markets /

A trio of industry trade groups has suggestions for ways the White House can take action to meet a policy goal around making single-family homeownership more accessible to consumers without the legislation some other concepts require. Processing Content Ending a requirement to pay for three credit reports, reducing loan-level pricing adjustments and Federal Housing Administration […]

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Pending-home sales plunge by most since start of pandemic

Housing markets, Originations /

����IdExifII*�� ���(13�2�;�i� �Prospective buyers arrive during an open house at a home in Seattle, Washington, US, on Sunday, Jan. 18, 2026. With the crucial spring homebuying season ahead, real estate agents finally have something fresh to sell: the lowest mortgage rates in three years.SONYILCE-9M2,,Adobe Photoshop Lightroom Classic 15.1 (Macintosh)2026:01:18 15:33:45David Ryder’������”�’�d0�2�d�0231�����$�,� 4�)�_��>�4��@_S�n5�{�m��Z���kyC�1�’j~��o��o��#��2JG��:���#�yth%q��N^X���xU��{�(x��/�Q�Ґ’m���7M���Y� ��� �x$��h���T�V��{��Em�i�j���nQi3ʮ�����L����z]ȆK�����q�]� ���l��E����n��

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Ameriserv posts strong Q4 despite slower mortgage business

Earnings, MARKETING TO BORROWERS, Originations /

Ameriserv Financial saw its profits grow by more than 60% in 2025, despite its mortgage business taking a hit. Processing Content The company reported net income of $5.6 million for the year ended Dec. 31, up 61.9% from the year prior, while mortgage banking revenue decreased by $120,000, or 39.5%, resulting from diminished residential mortgage

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Home-purchase applications climb to highest since 2023

Mortgage applications, Originations /

US mortgage applications for home purchases climbed last week to the highest since January 2023, suggesting a further easing in financing costs is contributing to a thaw in the housing market. Processing Content The Mortgage Bankers Association’s index of home-purchase applications rose 5.1% in the week ended Jan. 16, data from the group showed Wednesday.

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Non-QM goes mainstream as issuance hits new highs

Non-QM goes mainstream as issuance hits new highs

Capital markets, Originations, Secondary markets /

Lender demand for non-QM and home equity securitizations is carrying into 2026, following a record year and fresh rankings of leading issuers.   Processing Content Non-QM securitization is on track to fuel an overall 25% increase in non-agency issuance this year, according to Standard & Poor’s North American structured finance outlook. “The market still is

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Attom acquires investment technology platform Resishares

Attom acquires investment technology platform Resishares

Industry News, M&A, Mortgage technology, Originations, Technology /

Real estate data provider Attom is acquiring the assets of a former residential investment firm, a move that aims to expand its technology and artificial intelligence holdings and support scalability for both platforms.  Processing Content The merger with Resishares complements Attom’s own access to housing data across the country and expands it to accelerate development

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The hottest housing markets in 2026

Home Prices, Housing Inventory, Housing markets, Originations /

The most competitive markets in the country are largely in the east, driven by constrained inventory and home-price growth. Processing Content Hartford, Connecticut topped Zillow’s list of the hottest housing markets in 2026, edging out Buffalo, New York, which placed first in each of the last two years. The 50 most populated metros were ranked

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Former Primelending LO agrees to Fed prohibition order

Fraud, Originations, Regulation and compliance /

The Federal Reserve issued a consent prohibition order against a former Primelending loan officer for infractions, including conflict of interest and submission of falsified loan documents. Processing Content As a loan officer for the Dallas-based lender, Aquana Raffington is alleged to have originated and earned commissions on at least $1.7 million worth of fraudulent mortgages

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Lenders group flags risks in single-bureau credit plan

Credit, Credit scores, Originations, Secondary markets /

The Community Home Lenders of America has published a new list of reasons it views the effort it would take to transition to a single-bureau credit report option at the government-sponsored enterprises as outweighing benefits related to a potential reduction in expense. Processing Content “Costs will likely not be reduced — and could be increased,”

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Investor single-family homebuying share hits five-year high

Housing markets, Originations, Politics and policy /

Investors are taking a larger share of home purchases, but new data shows the growth looks different than the political rhetoric suggests. Processing Content The investor share of single-family home purchases rose to the highest point in five years, according to the latest numbers CJ Patrick prepared for BatchData. Investor buying represented a 34% share

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