The Department of Housing and Urban Development (HUD) issued new guidance that clarifies how appraisers are added to, maintained on and removed from the FHA Appraiser Roster. Mortgagee Letter 2025-24 — effective immediately — updates FHA policy to make appraiser eligibility easier to track and more consistent with federal and state licensing records. Changes apply […]
HUD tightens rules for FHA appraiser roster Read More »
The regulatory and compliance landscape for the title insurance industry grew more complex in 2025, driven by federal anti-money laundering rules, expanding reporting obligations and renewed scrutiny from state regulators. From delayed but still-looming FinCEN requirements to rate reductions, licensing pressures and growing attention on attorney opinion letters, compliance teams have been forced to prepare
FinCEN rules, state rate cuts reshape title insurance in 2025 Read More »
President Donald Trump’s new executive order that creates a single federal framework for artificial intelligence (AI) is reverberating throughout the housing industry. While states have been moving to regulate AI tools used in home pricing, marketing, tenant screening and mortgage decisions, the new order asserts federal authority over AI regulation. The Department of Justice (DOJ)
Will federal AI regulations override state housing efforts? Read More »
The Housing for the 21st Century Act — the U.S. House’s version of the Senate-approved ROAD to Housing Act — was unveiled Wednesday. Led by sponsors including Chairman French Hill (R-Ark.), Ranking Member Maxine Waters (D-Calif.), Chairman Mike Flood (R-Neb.) and Ranking Member Emanuel Cleaver (D-Mo.), legislation aims to boost housing development and improve affordability
U.S. House unveils Housing for the 21st Century Act Read More »
Ncontracts, a provider of compliance, risk and vendor management solutions for the financial services industry, released a new survey Tuesday that examines how institutions are managing evolving compliance expectations in 2026. The survey, “The Future of Compliance: Benchmarking the People, Processes, and Pressures Shaping Compliance in 2026,” included responses from 183 financial institutions across various
2026 mortgage compliance trends show staffing strains, regulatory risks Read More »
BBB National Programs’ Digital Advertising Accountability Program (DAAP) has worked with Zillow Group to bring several of the company’s major brands into compliance with industry rules governing interest-based advertising. DAAP said it initiated a routine review of Zillow.com and detected third-party tracking activity used for targeted advertising. That prompted a broader examination of Zillow Group’s
Zillow updates sites, apps after watchdog flags ad disclosure gaps Read More »
Late last month, federal banking regulators proposed lowering the Community Bank Leverage Ratio (CBLR) for qualifying community banks and bank holding companies from 9% to 8% while extending the timeframe for certain banks to remain in the program. The Office of the Comptroller of the Currency (OCC), the Federal Reserve and the Federal Deposit Insurance
MBA voices support for proposed cut to community banks’ leverage ratio Read More »
The share of mortgage with critical defects rose for the second straight quarter as more borrowers tapped home equity through cash-out refinances. That’s according to ACES Quality Management‘s QC Industry Trends Report for the second quarter of 2025. The report, which was released Tuesday and analyzes post-closing quality control data derived from the company’s software,
Mortgage defects are growing in prominence Read More »
Qualia has introduced new compliance tools within its cloud-based title production system to help title and escrow companies prepare for federal anti-money laundering regulations taking effect next March. New features are designed to help companies track, collect and report information required under the Financial Crimes Enforcement Network (FinCEN) Anti-Money Laundering Regulations for Residential Real Estate
Qualia puts forth FinCEN compliance solution Read More »
The Federal Housing Finance Agency (FHFA) is seeking public feedback on its proposed strategic plan for 2026–2030, the agency announced Wednesday. The document, described as “consistent with its statutory requirements and President Trump’s executive orders,” marks a sharp shift from the Biden-era plan. It introduces new priorities such as fraud detection and deregulation, while scaling
FHFA proposes 2026-2030 strategic plan, signaling shift under Trump administration Read More »