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FinCEN delays implementation of anti-money laundering rule

American Land Title Association, Fidelity National Financial, FinCEN, HWmember, Regulatory, Title, Title insurance /

Title insurance firms gearing up for the implementation of the Financial Crimes Enforcement Network’s (FinCEN) Anti-Money Laundering Regulations for Residential Real Estate Transfers Rule can slow their efforts. On Tuesday, FinCEN announced that it was postponing the implementation of the policy from Dec. 1, 2025, to March 1, 2026. The rule requires title firms to […]

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CFPB ends multiple lender consent orders, opens few new cases

CFPB, HWmember, LendingLife, Mortgage, Planet Home Lending, Regulatory, Regulatory Compliance /

Under the Trump administration, the Consumer Financial Protection Bureau (CFPB) has been winding down enforcement actions against lenders and servicers while opening only two new cases. On Sept. 18, the Bureau terminated consent orders against Washington Federal Bank, Planet Home Lending, Apple Inc. and U.S. Bank National Association. The cases spanned mortgage rules, credit cards

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Douglas Elliman investigated over insider trading: Reuters

Anywhere, Douglas Elliman, Mergers and Acquisitions, Real Estate, Regulatory /

Douglas Elliman is being investigated over the alleged potential acquisition by Anywhere, according to a report published by Reuters on Wednesday.  The report cited letters related to the matter seen by Reuters and conversations with three people familiar with the issue. According to these sources, Douglas Elliman is under scrutiny for potential insider trading related

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NFIP set to expire as shutdown, disaster seasons collide

Climate Change, Disaster Relief, Flood insurance, Government Lending, Housing Market, HWmember, National Flood Insurance Program, Regulatory, Trump administration /

With the National Flood Insurance Program (NFIP) set to expire Sept. 30, just as hurricane and wildfire seasons collide with the threat of a federal government shutdown, uncertainty is mounting for homeowners, insurers and the housing market. The NFIP has faced repeated short-term extensions and lapses, including under the Biden administration two years ago. Between

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The future of QC: AI, innovation and the human element

ACES Quality Management, Mortgage, Opinion, Regulatory, Sponsored, Technology /

As lenders look to modernize their quality control operations, many are exploring the potential of artificial intelligence to streamline processes, improve loan quality and reduce risk. In this executive conversation, HousingWire spoke with Trevor Gauthier, CEO of ACES Quality Management, about how QC has evolved over time, how AI is reshaping expectations and what lenders

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Mortgage compliance challenges affect 60% of lenders

Compliance, HWmember, Lenders, Mortgage, Regulatory, Regulatory Compliance, Technology, Underwriting /

Amid a new administration and new lending rules entering the arena, 60% of organizations say they are struggling to keep systems aligned with evolving federal and state rules. That’s according to new survey findings from Carleton, a provider of compliant loan calculation and disclosure solutions. The company evaluated the extent to which lenders face ongoing

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Pulte says FHFA is terminating equitable housing committee

Bill Pulte, DEI, Fannie Mae, FHFA, Freddie Mac, HWmember, Mortgage, Regulatory /

On Tuesday, Federal Housing Finance Agency (FHFA) Director Bill Pulte took to X to announce the agency’s termination of the advisory committee on affordable, equitable and sustainable housing, also known as ACAESH. “Effective Immediately, U.S. Federal Housing is TERMINATING Biden’s ‘racial equality committee’ which was dishonestly labeled ‘Affordable, Equitable, and Sustainable Housing.’ We are, instead,

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Trump asks Supreme Court to uphold firing of Fed governor Cook

Federal Reserve, HWmember, Lawsuit, Mortgage, Politics, Regulatory, Supreme Court, Trump administration /

The Trump administration asked the Supreme Court on Thursday to issue an emergency order that would allow for the removal of Lisa Cook from the Federal Reserve’s board of governors. The move came after an appeals court refused to back the administration’s attempt to oust Cook earlier this week, upholding federal Judge Jia Cobb’s order last

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FinCEN defends anti-money laundering rule ahead of Dec. 1 deadline

Department of the Treasury, Fidelity National Financial, FinCEN, HWmember, Regulatory, Scott Bessent, Title /

The Financial Crimes Enforcement Network (FinCEN), its director Andrea Gacki, as well as the Department of the Treasury and its secretary, Scott Bessent, do not believe their anti-money laundering rule, which is slated to go into effect on Dec. 1, 2025, will cause Fidelity National Financial (FNF) irreparable harm. The defendants made these claims in

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Fed cuts rates by 25 bps as inflation lingers, labor market weakens 

Employment, Federal Reserve, HWmember, Inflation, Jerome Powell, LendingLife, Mortgage, Mortgage Rates, Regulatory /

The Federal Reserve lowered its benchmark interest rate by 25 basis points on Wednesday, setting the target range at 4% to 4.25%. The first cut since December 2024 marks a new phase in the central bank’s effort to balance maximum employment and stable prices. Economists say it could usher in an easing cycle with direct

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