Apply Online
Schedule a Call

Retirement

Gen X investors are confident, but they often lack formal retirement plans

Gen X, HWmember, Retirement, Reverse, Reverse Mortgage Daily /

A new study commissioned by Equitable and conducted by The Wall Street Journal’s Intelligence Unit examines how Gen X is approaching investing and retirement planning. The research is based on a survey of 500 retail investors — primarily Gen X — with millennials and pre-retiree baby boomers included for comparison. Gen X includes more than […]

Gen X investors are confident, but they often lack formal retirement plans Read More »

White House proposal would keep Medicare Advantage rates stable in 2027

Aging in Place, Baby Boomer, Centers for Medicare and Medicaid Services, Healthcare, HWmember, Retirement, Reverse, Trump administration /

The Trump administration has proposed nearly flat payment rates for private Medicare plans in 2027, a move that could significantly affect insurers that rely heavily on the Medicare Advantage program. The Centers for Medicare and Medicaid Services (CMS) said payments to Medicare Advantage plans would rise by an estimated 0.09% on average in 2027 —

White House proposal would keep Medicare Advantage rates stable in 2027 Read More »

Don’t count on the ‘silver tsunami’ for housing inventory surge

Affordability, Baby Boomer, Home Prices, Home Sales, Housing Inventory, HWmember, Retirement, Reverse /

Inherited homes accounted for a record share of U.S. property transfers in 2025, a shift in how housing supply reaches the market and challenging expectations that aging baby boomers who wish to downsize will unlock a surge of homes for sale. New data from Cotality shows that about 340,000 U.S. properties were transferred through inheritance

Don’t count on the ‘silver tsunami’ for housing inventory surge Read More »

Senior home equity surges to record $14.7T

Home Equity, Home Prices, HWmember, NRMLA, Retirement, Reverse, Reverse Mortgage Daily, RiskSpan /

Older U.S. homeowners held a record level of housing wealth in the third quarter of 2025, driven by rising home values and continued equity accumulation, according to the latest Reverse Mortgage Market Index (RMMI). Housing wealth among homeowners ages 62 and older rose 1.9% in the third quarter of 2025 to $14.66 trillion, surpassing the

Senior home equity surges to record $14.7T Read More »

Tapping a 401(k) for homeownership is risky business, experts say

Donald Trump, Down Payment Assistance, Home Prices, Homeownership, HWmember, Retirement, Reverse /

President Donald Trump has floated proposals to make it easier for Americans to pull from their 401(k) retirement accounts to buy a home — framing the idea as a way to boost homeownership and financial stability. But financial experts say the strategy could undermine long-term financial security, particularly as housing costs rise and retirement savings

Tapping a 401(k) for homeownership is risky business, experts say Read More »

New deduction may lower seniors’ Social Security tax burden

Baby Boomer, HWmember, Retirement, Reverse, Reverse Mortgage Daily, Social Security, Tax /

The federal tax bill passed in mid-2025 includes a provision marketed as “no tax on Social Security,” but it does not eliminate taxes on benefits. Instead, the One Big Beautiful Bill Act expands deductions for older Americans, potentially reducing federal taxes for many retirees, a finance leader recently explained. A blog post by Luke Delorme

New deduction may lower seniors’ Social Security tax burden Read More »

Philadelphia proposes new retirement savings program

Pew Research Center, Philadelphia, Retirement, Reverse /

The Philadelphia City Council has advanced a proposal to create PhillySaves, a city-sponsored automated retirement savings program designed to reach private sector workers whose employers do not offer retirement benefits. City officials said the initiative aims to expand access to retirement savings while placing minimal administrative burdens on employers. Under legislation approved by the council,

Philadelphia proposes new retirement savings program Read More »

Trump’s 401(k) proposal could help homebuyers, hurt retirement funds

Affordability, Donald Trump, Down Payment Assistance, Homeownership, HWmember, LendingLife, Mortgage, Politics, Retirement, Trump administration /

President Donald Trump’s expected proposal to allow Americans to tap their 401(k) retirement accounts without penalties to fund down payments could ease one of the biggest barriers to homeownership, but it could come at the cost of weakening long-term retirement security. The idea was absent from Trump’s speech on Wednesday at the World Economic Forum

Trump’s 401(k) proposal could help homebuyers, hurt retirement funds Read More »

Home care crisis drives innovation for aging in place

Aging in Place, Baby Boomer, Healthcare, HWmember, Retirement, Reverse, Reverse Mortgage Daily /

A growing shortage of home care workers is threatening older Americans’ ability to remain in their homes. Despite rising demand, the sector struggles with low wages, high turnover and limited benefits — leaving families and patients scrambling for support, according to recent data highlighted by KFF. “This is not about what’s going to happen a

Home care crisis drives innovation for aging in place Read More »

Skyrocketing health care costs threaten early retirement

Affordability, Healthcare, HWmember, Retirement, Reverse, Reverse Mortgage Daily /

Skyrocketing health care costs are threatening early retirement dreams for millions of Americans. Enhanced Affordable Care Act (ACA) subsidies expired at the end of 2025 — leaving 24 million people facing a sharp rise in health insurance costs unless Congress acts. Middle-income Americans ages 50 to 64 are most at risk, according to KFF data

Skyrocketing health care costs threaten early retirement Read More »