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Maine enacts first state law to regulate home equity investments

Home Equity, HWmember, Legislation, Maine, Mortgage, National Consumer Law Center, Reverse /

Maine Gov. Janet Mills this week signed LD 1901, making Maine the first state to enact comprehensive consumer protections for home equity investments (HEIs), which the new law defines as “shared appreciation mortgage loans.” The bill, titled “An Act to Regulate Shared Appreciation Agreements Relating to Residential Property,” establishes guardrails around a growing class of […]

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Age matters in home equity decisions

Contributors, Equity Residential, Home Equity, Home equity loans, HWmember, Mortgage, Opinion, Origination, Reverse /

A borrower’s age should shape every financing recommendation, yet it is often treated as a secondary detail when a senior wants, or needs, access to a portion of their equity. Consider that most mortgage advice is built on the assumptions that the borrower will continue working and has time and resources to recover from financial

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Cybercrime against seniors is surging, with $7.75B reportedly lost in 2025

Baby Boomer, Cryptocurrency, Cybersecurity, FBI, Gen X, HWmember, Mortgage, Retirement, Reverse /

Americans ages 60 and older filed 201,266 complaints with the FBI’s Internet Crime Complaint Center (IC3) in 2025. And they reported losses totaling $7.75 billion — a 59% increase over the prior year, according to the agency’s annual report. The average loss per senior victim was $38,500, with more than 12,400 older complainants losing more

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Guild’s Jim Cory on Bayview deal and reverse mortgage trends

Appraisals, Counseling, Guild Mortgage, HECM, HUD, HWmember, Reverse, Reverse Mortgage Daily /

As consolidation reshapes the mortgage landscape, Bayview Asset Management’s acquisition of Guild Mortgage is emerging as a case study in how to scale without disruption, particularly in the often-misunderstood reverse mortgage space. In a conversation with HousingWire‘s Reverse Mortgage Daily, Jim Cory, managing director of reverse mortgages at Guild Mortgage and co-chair of the board

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As retirement slips further away, workers prioritize stability and senior home equity

Affordability, Aging in Place, Baby Boomer, Gen X, HWmember, Mortgage, NRMLA, Retirement, Reverse, Reverse Mortgage Daily /

America’s workers are clinging to their jobs at a decade-low quit rate of 2%, driven by fear rather than fulfillment, new data shows. The research from Economist Enterprise surveyed 2,063 full-time employed Americans ages 18 to 62 across industries, including energy, manufacturing, media, financial services and government. It found that 62% of workers now prioritize

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Unison faces more legal trouble over allegedly deceptive home equity agreements

Colorado, Home Equity, HWmember, Lawsuit, Legal, Mortgage, Reverse, Unison /

A newly filed class-action lawsuit accuses home equity investment (HEI) company Unison of misleading homeowners and structuring its products in ways that leave customers with far less equity than expected. The complaint, filed April 6 in the U.S. District Court for the District of Colorado by plaintiffs Katharine and Charles Kane, alleges that Unison and

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FBI: Cybercrime losses topped $20.8B in 2025, real estate fraud hit $275M

Artificial Intelligence, Cryptocurrency, Cybersecurity, FBI, HWmember, Real Estate, Real Estate Fraud, Reverse, Title, Title insurance, Wire Fraud /

The FBI’s Internet Crime Complaint Center (IC3) received 1,008,597 complaints of cyber-enabled crime in 2025, with reported losses surpassing $20.8 billion — a 26% increase from the previous year. Real estate fraud alone accounted for 12,368 complaints and $275.1 million in losses, showing a continued and growing threat for housing professionals and their clients. Business

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Proprietary reverse mortgage volume eclipses HECM production for the first time

HECM, HWmember, Mortgage, New View Advisors, Reverse, Reverse Mortgage Daily /

New View Advisors this week released its Proprietary Reverse Mortgage Production Index for the first quarter of 2026, with the data showing that private-label loan products have grown to new heights. The quarterly index provides an estimated dollar volume for newly originated proprietary reverse mortgages in the U.S. The company reported that from January through

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NRMLA webinar to cover reverse servicing and maturity events

Celink, HECM, HWmember, Mortgage, Mortgage Servicing, NRMLA, Onity Group, Reverse, Reverse Mortgage Daily, Servicing /

An upcoming industry webinar hosted by the National Reverse Mortgage Lenders Association (NRMLA) aims to demystify what happens to a reverse mortgage long after closing, serving as an educational component for loan officers and the seniors they serve. The April 9 webinar, “From Boarding to Maturity: Understanding Reverse Mortgage Servicing Requirements,” will walk loan officers through the

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Policy turmoil, fiscal uncertainty cause retirement hesitation

Baby Boomer, Boston College, Gen X, HWmember, Retirement, Reverse, Social Security /

Policy uncertainty is pushing older Americans to delay retirement, shift to conservative investments and boost their emergency savings, according to a new survey. The findings published last week by the Center for Retirement Research at Boston College show 21% of respondents who’ve yet to retire are postponing retirement while 33% are moving to safer portfolios.

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