Lender demand for non-QM and home equity securitizations is carrying into 2026, following a record year and fresh rankings of leading issuers. Processing Content Non-QM securitization is on track to fuel an overall 25% increase in non-agency issuance this year, according to Standard & Poor’s North American structured finance outlook. “The market still is […]
Non-QM goes mainstream as issuance hits new highs Read More »
Freddie Mac increased its investment in multifamily housing by 17% last year. Processing Content The government-sponsored entity announced Thursday its multifamily production volume hit $77.6 billion in 2025, up from $66 billion in 2024 and $49 billion in 2023. Freddie supported more than 577,000 affordable rental units across the country last year. “Our focus in
Freddie Mac multifamily production volume passes $77 million Read More »
The Community Home Lenders of America has published a new list of reasons it views the effort it would take to transition to a single-bureau credit report option at the government-sponsored enterprises as outweighing benefits related to a potential reduction in expense. Processing Content “Costs will likely not be reduced — and could be increased,”
Lenders group flags risks in single-bureau credit plan Read More »
Government securitization guarantor Ginnie Mae is providing mortgage companies with more options for pooling loans as it starts 2026 with a newly confirmed president. Processing Content Electronic promissory notes, which Ginnie made eligible for commingling with traditional collateral back in 2024, can now be included in Pools Issued for Immediate Transfer starting Feb. 1. PIIT
Ginnie Mae adds pooling flexibilities as 2026 gets underway Read More »
Mortgage rate-lock activity ended the year on a strong note in spite of seasonal trends, new industry data found. Processing Content Optimal Blue’s latest Market Advantage report showed total lock volume increased 2% from November and finished 30% higher than last December. The boost was driven primarily by rate-and-term refinances, which rose 13% on a
Lock activity increases in December, defying seasonal trends Read More »
If it comes to fruition, President Trump’s call for a $200 billion purchase of mortgage-backed securities could further tighten MBS spreads in the near term. But with few details available, many market participants are skeptical about the longer-term impact. Processing Content In response to the president directing his representatives to purchase an equal amount of
Trump’s $200B MBS idea tightens spreads, raises doubts Read More »
Insurance-in-force growth at the government-run Federal Housing Administration will continue to outpace its private counterparts going forward because of the current state of the housing market, a Keefe, Bruyette & Woods report said. Processing Content The market share (based on IIF) split between the two products has been narrowing since the third quarter of 2022.
FHA usage will continue to outgrow private MI in 2026 Read More »
The Department of Housing and Urban Development will be selling thousands more reverse mortgages that have been called due-and-payable on occupied homes, continuing a practice that began late last year. Processing Content More than 2,500 nonvacant loans with a total principal balance around $730 million are going up for sale on Feb. 10. Until recently, department’s
FHA reverse mortgage properties go up for sale Read More »
Loan-origination software provider Meridianlink reached a deal for an integration with Optimal Blue that aims to streamline processes and offer competitive pricing in secondary market sales for lenders. Processing Content With the integration, mortgage customers using Meridianlink’s LOS will gain access to Optimal Blue’s product, pricing and eligibility solutions in real time directly through the
Optimal Blue, Meridianlink to integrate pricing, LOS tools Read More »
Higher costs for credit reporting in the mortgage industry are drawing renewed criticism from a federal housing official as the new year gets underway. Processing Content “I do not know what the credit bureaus are doing with their pricing. They are inviting a lot of scrutiny and that is only intensifying by the day,” Federal
Credit reporting prices draw more ire from FHFA’s Pulte Read More »