Fannie Mae and Freddie Mac’s total retained portfolios hit a new multiyear high last month, and March’s numbers could be even higher amid reports they may have stepped up MBS buying to counter market disruption. Processing Content Fannie held $150 billion in its portfolio in February, including nearly $77 billion of its own MBS, $63 […]
Fannie, Freddie portfolios surge to multiyear high Read More »
The government-sponsored enterprises appear increasingly likely to face a lengthy capital reform process, but the former CEO of Freddie Mac said he sees a faster way forward. Processing Content “Although developing such a simplified and reformed capital rule is often seen as a challenging and time-consuming regulatory task, it might well be relatively straightforward,” Donald
Freddie Mac’s former chief charts path to GSE capital reform Read More »
Better Home & Finance, the parent company of Better.com, is partnering with Coinbase to launch token-backed down payments for conforming mortgages. Processing Content Americans who qualify for a mortgage with Better will be able to use Bitcoin or USD Coin as collateral to fund their down payment through a private loan, the company announced in
Better, Coinbase allow tokens to support conforming loan Read More »
The Trump administration has promised to keep Fannie Mae and Freddie Mac’s implicit government guarantee in any immediate plans for them, but not everyone agrees it should be taken for granted. Processing Content A panel of government-sponsored enterprise reform veterans who saw Fannie and Freddie go into conservatorship back in 2008 reminded attendees of this
AEI panel: GSEs have never paid for their guarantee Read More »
The mortgage industry has generally supported Fannie Mae and Freddie Mac’s more flexible roof insurance requirements for all single-family mortgages, but some condo market stakeholders have questioned certain other changes announced alongside it. Processing Content First flagged by a community lenders group shortly after the insurance rule-change came out, there have been a growing number
Condo lenders push back on Fannie, Freddie rule changes Read More »
Lending reports provide detailed insights into loan performance, borrower behavior, and overall portfolio health. They include metrics such as delinquency rates, credit utilization, and repayment trends. Each piece of data must be accurate to build investor confidence and support strategic decisions. Processing Content A streamlined reporting method transforms complex loan data into clear, actionable insights.
How to simplify and improve the lending reports process Read More »
Fannie Mae and Freddie Mac have begun placing sizable orders to purchase mortgage-backed securities, stepping into a market roiled by widening bond spreads and a surge in volatility, according to a person with direct knowledge of the matter. Processing Content The government-controlled entities are moving to capitalize on a sharp selloff while expanding their already
Fannie, Freddie place large bids for mortgage-backed securities Read More »
As rising energy prices and growing inflation fears make corporate bonds look increasingly risky, big money managers including State Street and Voya Investment Management have been looking at buying mortgage bonds and other securitized debt instead. Processing Content Mortgage bonds often perform better than US high-grade corporate debt in “risk off” markets where investors are
State Street, Voya pivot to mortgage-backed bonds Read More »
Mortgage lenders operate in an environment defined by regulatory scrutiny, cybersecurity threats, and capital pressure. Yet many institutions still underestimate the risk management gaps that expose mortgage lenders to enforcement actions, litigation, and reputational harm. These gaps rarely stem from a single failure. Processing Content Instead, they emerge from overlooked controls, fragmented oversight, and outdated
Risk management gaps that expose mortgage lenders Read More »
The Federal Housing Finance Agency and the government-sponsored enterprises have opened up some new insurance options for borrowers, departing from a strict coverage mandate for single-family homes. Processing Content Fannie Mae, Freddie Mac and the agency also known as US Federal Housing, partially relented on “replacement cost only” rules. Roofs no longer need to be
FHFA loosens insurance rules targeting condos, rural loans Read More »