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Servicing

CFPB void shifts focus to other types of servicing rules

Politics and policy, Regulation and compliance, Servicing, Technology /

For those tracking servicing regulation and compliance, Consumer Financial Protection Bureau cutbacks have pushed attention toward agencies like the Federal Housing Administration, whose distressed loan rules are likely to shape servicing priorities in 2026.   Processing Content “There’s really not a lot going on with the CFPB,” said Donna Schmidt, president and CEO of DLS Servicing. […]

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The most-read mortgage news stories of 2025

Housing markets, Industry News, Originations, Servicing /

As the mortgage industry bounced back to relative normalcy, the industry’s biggest brands and most notable names piqued the interest of National Mortgage News readers. Falling rates and improved affordability shaped the market this year, but the Trump administration captured readers’ attention. Here are the most-read stories from National Mortgage News over the past year.

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400 Capital sues over alleged fee-grab tactic in CMBS loan

Distressed, Mortgage defaults, Securitization, Servicing /

A $130 million loan tied to Midtown Manhattan properties is at the center of a lawsuit that accuses a firm hired to ensure the debt is repaid of self-serving tactics. Processing Content Rialto Capital, tasked with overseeing the loan on behalf of investors, allegedly engineered a way to keep it in default so that the

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Crypto-backed mortgages test risk and reward for lenders

Cryptocurrency, Originations, Servicing, Underwriting /

As the Trump administration pushes crypto further into the mainstream, some lenders are testing whether digital assets can open the door for borrowers who don’t fit the traditional mold and whether the trade-off is worth the risk. Processing Content In June, the Federal Housing Finance Agency director Bill Pulte urged Fannie Mae and Freddie Mac

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OCC proposing interest on escrow preemption moves

OCC proposing interest on escrow preemption moves

Law and legal issues, Regulation and compliance, Servicing /

Jonathan Gould, who is now comptroller of the currency, during a Senate Banking, Housing, and Urban Affairs Committee confirmation hearing. Photographer:Tierney L. Cross/Bloomberg The Office of the Comptroller of the Currency is looking for feedback on two proposals asserting preemption in interest on escrow accounts used in real estate lending. Processing Content One proposal from

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Delinquencies jump to 4-year high

Foreclosures, Housing markets, Industry News, Servicing /

Mortgage delinquency rates rose sharply last month, hitting a four-year high, but those numbers are still in line with historical trends, according to the latest ICE Mortgage Technology First Look report. Processing Content The number of mortgages past due rose by 275,000 to 2.3 million from October to November, bumping up the national delinquency rate

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Dovenmuehle pay-to-pay plaintiffs win class certification

Law and legal issues, Servicing /

A federal judge has certified a class of borrowers in a pay-to-pay lawsuit against Dovenmuehle Mortgage, opening the servicer to a larger legal battle with potentially thousands of consumers. Processing Content U.S. Chief District Judge Catherine C. Eagles granted George Custer’s motion for class certification last week, after he filed his complaint in April 2024.

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Warren probes whether banks sold forgiven ‘zombie’ seconds

Debt collection, Distressed, Foreclosures, Industry News, Law and legal issues, Politics and policy, Servicing /

A key Senate leader is requesting records surrounding the cancellation of second mortgages following the Great Financial Crisis and asking whether the loans were sold to collections agencies in violation of a major legal settlement.  Processing Content In a request sent to the independent monitor responsible for oversight of the 2012 National Mortgage Settlement, Sen.

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