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Trump administration

Pennymac leader on policy shifts to ease homeownership barriers

2026 Housing Economic Summit, Affordability, Donald Trump, Fannie Mae, Freddie Mac, Housing Inventory, Housing Market, HWmember, Interest rates, Manufactured Housing, Mortgage, Mortgage Rates, PennyMac, Real Estate, Trump administration /

As housing affordability remains strained, policymakers and industry leaders are weighing how regulation, mortgage markets and tax policy shape access to homeownership. Isaac Boltansky, head of public policy at Pennymac, fielded questions on the matter from Robb Van Raaphorst, senior vice president at Rational 360. Boltansky said debate in Washington, D.C., reflects growing urgency around […]

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CFPB blocks GAO investigators in layoff report

Litigation, Politics and policy, Regulation and compliance, Trump administration /

Key insight: The CFPB’s leadership cited ongoing litigation as the reason for not cooperating with the Government Accountability Office.   Supporting data: The GAO reiterated what was found in court documents, finding that the CFPB had planned to fire 88% of the staff.   Forward look: A federal appeals court will hear oral arguments in late February

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Bessent offers deregulatory vision, but few specifics

Federal Reserve, FSOC, Politics and policy, Regulation and compliance, Treasury Department, Trump administration /

Key insight: Treasury Secretary Scott Bessent said that the smallest banks should be deregulated, but didn’t endorse any specific policies to do so.  Forward look: Chairman French Hill’s, R-Ark., community bank policy package has been overtaken by crypto bills and other priorities on the House floor and the Senate.  Expert quote: “Stop being his flunky.”

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Rate cap debate sidesteps big unknowns in credit card pricing

Credit cards, Politics and policy, Regulation and compliance, Trump administration /

Key Insight: After calling for a 10% rate cap on credit cards last month, President Donald Trump has grown quiet on the issue. But experts say regulators don’t have a very detailed understanding of how the market works or how pricing decisions are made.   What’s at Stake: Billions of dollars worth of travel rewards would

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House approves funding boost for Social Security Administration

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The House of Representatives approved legislation last week to bolster customer service efforts at the Social Security Administration (SSA), advancing a broader funding package aimed at avoiding a government shutdown at the end of this month. Lawmakers paired the funding increase with oversight requirements, instructing the SSA to avoid closing field offices or cut direct

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What bankers need to know about Fed chair-designate Warsh

Federal Reserve, Monetary policy, Politics and policy, Regulation and compliance, Trump administration /

Key Insight: Former Fed Gov. Kevin Warsh’s selection as the next Federal Reserve chair would put a familiar face atop the central bank, but the hawkish monetary policy stances he has advocated for in the past — contrasted with the accommodative policy the president prefers and that he now supports — muddy the outlook for

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Trump taps ex-investment banker Warsh to be next Fed chair

Federal Reserve, Monetary policy, Politics and policy, Regulation and compliance, Trump administration /

Key Insight: President Trump’s selection of former Fed Gov. Kevin Warsh to a vacating seat on the central bank board will likely garner broad support from Senate Republicans, but promised opposition from Sen. Thom Tillis, R-N.C., could slow the confirmation process.   Expert Quote: “I have known Kevin for a long period of time, and

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White House proposal would keep Medicare Advantage rates stable in 2027

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The Trump administration has proposed nearly flat payment rates for private Medicare plans in 2027, a move that could significantly affect insurers that rely heavily on the Medicare Advantage program. The Centers for Medicare and Medicaid Services (CMS) said payments to Medicare Advantage plans would rise by an estimated 0.09% on average in 2027 —

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Trump Fed majority stalled, not stopped, if Cook remains

Federal Reserve, Monetary policy, Politics and policy, Regulation and compliance, Trump administration /

Key Insight: The Supreme Court’s focus on procedural and due process concerns suggests that Fed Governor Lisa Cook is likely to remain in her post while her case against the Trump administration proceeds. Expert quote: “While it’s always perilous to try to predict where the Court will come out, it seems to me that the

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Long-term care advocates speak out on regulatory rollbacks

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The Trump administration has rolled back a series of health care regulations affecting nursing homes, home care workers and Medicare beneficiaries — scrapping minimum staffing standards and launching a new experiment that expands prior authorization in traditional Medicare. The changes reverse years of advocacy efforts by consumer groups and labor organizations. They are expected to

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