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Why homeowners should focus on blended debt rates and total mortgage costs

Contributors, HWmember, Mortgage, Mortgage Rates, Opinion, Origination /

In mortgage lending, there’s no shortage of conversation around interest rates and closing costs. But beneath that surface-level focus lies a missed opportunity—one that could dramatically improve the financial well-being of millions of homeowners. It’s the opportunity to help borrowers optimize their blended debt rate and strategically reduce their total mortgage cost over time. Most […]

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Treasury eyes Bowman, Jefferson and Logan for Fed Chair

Donald Trump, Federal Open Market Committee, Federal Reserve, HWmember, Jerome Powell, LendingLife, Mortgage, Regulatory /

Treasury Secretary Scott Bessent is reportedly considering three more candidates for the next Federal Reserve chair: Vice Chairs Michelle Bowman and Philip Jefferson, and Dallas Fed President Lorie Logan.  However, other candidates will be interviewed in the coming weeks, Bloomberg reported based on talks with two administration officials. Potential candidates include President Donald Trump’s economic advisor

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Acra Lending appoints Shawn Stone new CEO

Acra Lending, HWmember, Mortgage, Mr. Cooper, Non-QM, Origination, People Movers /

Non-QM lender Acra Lending announced on Monday the appointment of Shawn Stone as chief executive officer. Stone succeeds Keith Lind, who transitions to Chairman of the Board. Stone, who brings over 25 years of executive experience in financial services to the role, most recently was CEO and board member at LendingPoint, an Atlanta-based online loan

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Guild’s profit rebound and rising refi recapture bolster Bayview bid

Earnings, Guild Mortgage, HWmember, LendingLife, Mergers and Acquisitions, Mortgage, Origination /

Guild Holdings Co., the parent company of Guild Mortgage, returned to profitability in the second quarter and posted a sharp rise in refinance recapture ahead of its proposed $1.3 billion sale to Bayview Asset Management. Guild reported net income of $18.7 million for the quarter, reversing a $23.9 million loss in Q1. Adjusted net income

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Fannie, Freddie merger buzz draws mixed market response

Donald Trump, Fannie Mae, Freddie Mac, HWmember, IPO, LendingLife, Mortgage, New York Stock Exchange, Regulatory, Trump administration /

On Saturday, President Donald Trump shared an AI-generated image on Truth Social showing himself at the New York Stock Exchange with the phrases “MAGA LISTED NYSE” and “The Great American Mortgage Corporation,” dated November 2025. The post appeared to reference a Wall Street Journal report from Friday outlining Trump’s plan to make a stock offering

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Trump seems to confirm 2025 timing for Fannie, Freddie IPO

Donald Trump, Fannie Mae, Freddie Mac, GSE Reform, Housing Market, HWmember, Mortgage, Politics /

On Saturday, President Donald Trump seemed to acknowledge reporting by The Wall Street Journal on Friday that he plans to IPO Fannie Mae and Freddie Mac by the end of this year. Trump posted an AI image on Truth Social of him at the New York Stock Exchange with the words: MAGA LISTED NYSE and

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Tech Pulse: ICE integrates with Freddie Mac, AI Summit welcomes experts

AI Summit, Artificial Intelligence, Freddie Mac, ICE Mortgage Technology, MLS, Mortgage, Opendoor, Real Estate, Technology /

Welcome back to Tech Pulse — HousingWire‘s weekly series rounding up the latest in technology news, including tools, integrations and trends that impact mortgage and real estate. Here’s what happened this week: ICE integrates Mortgage Analyzer with Freddie Mac’s borrower verification tool ICE Mortgage Technology has integrated Freddie Mac’s AIM Check API into its Mortgage Analyzer, enabling faster, AI-powered income

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Trump’s GSE stock offering plan challenged by analysts

Conservatorship, Fannie Mae, Freddie Mac, GSE Reform, GSEs, HWmember, IPO, LendingLife, Mortgage, Regulatory, Trump administration /

Analysts are tempering expectations after reports that the Trump administration aims to sell shares of Fannie Mae and Freddie Mac by the end of 2025 at a combined valuation of $500 billion — more than double some market estimates. They’re concerned about the feasibility of completing all necessary steps by year’s end. Meanwhile, the federal

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HousingWire AI Summit to address tech’s promise and pitfalls

AI Summit, Artificial Intelligence, Dallas, HousingWire, HWmember, Keller Williams, Mortgage, Real Estate, Technology, Underwriting /

As artificial intelligence (AI) transforms housing, mortgage lending and real estate sales, industry leaders will gather Tuesday in Dallas for HousingWire’s AI Summit to discuss the opportunities and challenges presented by the emerging technology. Summit speakers include Eric Forney, director of expansion at Keller Williams, and LaTasha Waddy, chief legal officer at NFM Lending, who

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Trump plans IPO for Fannie, Freddie later this year

Conservatorship, Fannie Mae, Freddie Mac, GSE Reform, HWmember, Mortgage, Regulatory, Trump administration /

The Trump administration is reportedly aiming for an initial public offering (IPO) of the government-sponsored enterprises (GSEs) Fannie Mae and Freddie Mac later this year. According to The Wall Street Journal, which spoke to sources familiar with the situation, the Trump administration is preparing to sell stock in Fannie and Freddie. Sources told the outlet

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